Charlotte Homes under $300,000

Welcome to Charlotte, North Carolina – a vibrant city that beautifully blends Southern charm with urban sophistication. Nestled in the heart of Mecklenburg County, Charlotte is not only the largest city in North Carolina but also a thriving hub for business, culture, and entertainment. Known as the “Queen City,” Charlotte boasts a rich history, a booming economy, and a diverse population, making it an ideal place to call home.

For those seeking affordable housing options, Charlotte offers a variety of charming homes under $300,000. Whether you're a first-time homebuyer, a growing family, or looking to downsize, this city has something for everyone. From cozy bungalows in established neighborhoods to modern townhomes in up-and-coming areas, you’ll find properties that fit your budget without sacrificing quality or style.

The neighborhoods in Charlotte are as diverse as its residents. Explore the historic charm of Plaza Midwood, where tree-lined streets and eclectic shops create a welcoming atmosphere. Or consider the family-friendly suburbs of Ballantyne, where parks and top-rated schools make it a perfect place to raise children. With the city's robust public transportation system, commuting to work or enjoying all that Charlotte has to offer is a breeze.

Beyond the homes, Charlotte is bursting with attractions, from professional sports teams to world-class dining and shopping. The city’s vibrant arts scene, beautiful parks, and friendly community make it an exciting place to live. Discover your next home in Charlotte, where affordability meets a high quality of life. Let us help you find the perfect property that suits your needs and dreams!

Newest Charlotte Homes under $300,000

$290,000

3 Beds ⋅ 1 Baths ⋅ 4431251 MLS

Welcome to 3100 Allen Road, Charlotte, NC 28269! This 3-bedroom, 1-bath home offers a great opportunity for homeowners or investors. Situated on approximately 0.44 acres with NO HOA, the property provides plenty of outdoor space and flexibility. The home is vacant and ready to move in and was previously rented for approximately $2,500 per month, making it an excellent opportunity for a buyer looking for a primary residence or rental investment. Conveniently located in North Charlotte with easy access to I-85, I-77, and I-485, as well as shopping, dining, parks, and everyday conveniences. Property is being sold AS-IS. Seller will make no repairs. The property is priced accordingly. Great opportunity to own a home with land, no HOA, and convenient access to Charlotte! Property is being sold AS-IS. seller is very motivated Roof replaced 06/03/2021. A/C replaced in 2023. home has a Septic tank.

3100 Allen Road, Charlotte

Listing courtesy of NorthGroup Real Estate LLC. ana.lotsey@hotmail.com

$279,900

3 Beds ⋅ 2 Baths ⋅ 4430334 MLS

Adorable Cape Cod style home UPDATED and Ready for you! Walk into Designer LVP flooring throughout this entire home. Wonderful OPEN Floorplan on the main floor! Great Room is a nice size and features a ceiling fan. Kitchen is in the center of the home and is AWESOME! Kitchen features White Cabinets, Exotic White Quartz counter-tops, SS Appliances including Refrigerator, huge island with Breakfast Bar seating! Dining area is in the rear of the home along with the Laundry closet. Just behind the Kitchen are 2 Guest bedrooms that are a good size with Standard Closets. Full bath on the Main Floor is updated with White Quartz Countertops and Black Iron fixturing throughout! UPSTAIRS is the Primary Suite! HUGE Bedroom with vaulted ceilings and a ceiling fan. The room has a enough space for an additional sitting area. This is just perfect to give you additional privacy! Beautiful Primary bath also features the White Quartz counter-tops and tub/shower insert. Backyard is PERFECT and features a HUGE Deck, Privacy Fence in the backyard and beautiful mature trees! Come see this one, could be perfect for you!!

2825 Mayfair Avenue, Charlotte

Listing courtesy of RE/MAX Executive. cherieburris@gmail.com

$220,000

3 Beds ⋅ 3 Baths ⋅ 4430727 MLS

Located just 4 miles from Uptown Charlotte’s Center City and 1 mile from I-85, this move-in-ready townhome offers comfortable living, everyday convenience and an affordable opportunity to own. Built in 2020, it features 3 bedrooms, 2.5 bathrooms and 1,220 square feet with a layout designed for both relaxing and entertaining. The main level includes a spacious open flow between the living area and eat in kitchen with island. Upstairs, the primary bedroom offers an ensuite and connected walk-in closet, along with two additional bedrooms, a second full bath, and laundry. The roof, appliances and major systems are only six years old, providing added value and peace of mind. With easy access to Camp North End, NoDa, Charlotte’s dining, breweries, arts and surrounding communities, this home makes it easy to enjoy the best of the area. Book your tour today and see how comfortably your next move can be!

5356 Austin Knoll Court, Charlotte

Listing courtesy of Costello Real Estate and Investments LLC. Lori@GLAMrealtyllc.com

$200,000

2 Beds ⋅ 2 Baths ⋅ 4422684 MLS

Investors, here's your chance to buy a great cash flowing property just outside of Uptown Charlotte! Only 1 mile to the French St Gold Line Station which connects you to Uptown, Elizabeth and Plaza Midwood. Just over a mile to Johnson C Smith University and less than 3 miles to Uptown Charlotte, this area is already seeing tear downs for new construction and a business corridor that is growing and changing with new investment. Tenant in place through June '27, no rental prep needed and immediate stream of cash flow already in place. Tenant pays $1,450/mo in rent, equating to roughly 8.7% gross rent yield. It is very hard to find properties anywhere in Charlotte proper for $200k, much less in a neighborhood with huge upside! Great opportunity for investors looking for a solid 2-bedroom, 2-bathroom brick property with immediate cash flow. An excellent addition to your rental portfolio! Property does have an active tenant in place until June 30, 2027.

2019 St Mark Street, Charlotte

Listing courtesy of COMPASS. chip.jetton@compass.com

5901 Quail Hollow Road Unit #F, Charlotte

$260,000

2 Beds ⋅ 3 Baths ⋅ 4430297 MLS ⋅ Quail Hill BLDG.

Located in the desirable Quail Hollow/SouthPark area, this Quail Hill condo is move-in ready and has been extensively updated, with improvements that go well beyond the cosmetic. The kitchen features granite countertops, white cabinetry, pull-out shelving in the pantry storage, Added Recessed lighting and a conveniently located Full sized Laundry closet w/shelving tucked behind bifold doors. This spacious floor plan offers comfortable living and dining areas, generously sized bedrooms, plenty of room for everyday living, entertaining or working from home. One of the home's unexpected highlights is its connection to the outdoors. Mature trees and beautiful green-space views provide a leafy backdrop from the bedrooms and the rear patio. The dining area opens to the rear patio extending the living space outdoors while bringing lovely views of the patio and surrounding greenery inside. A Bonus outdoor space is the private Front Courtyard just off the kitchen, complete with a decorative metal gate and direct access to the home's large storage room. Updates include - All windows have been replaced, new sliding doors, new exterior AND interior doors, new vanities w/ great storage, new LVP flooring on the main level, newer carpet and paint, appliances, water heater, Added recessed lighting in the kitchen, updated light fixtures throughout. One of the standout features is the Split-system HVAC w/ seperate Thermostats on the main AND upper levels for independent temperature control. NOTE: Storage room has been insulated, has electrical outlets and lights. Everyday convenience continues with (2) assigned parking spaces directly in front of the unit, plus ample additional and visitor parking and the community pool is just a short walk away. Quail Hill is a convenient South Charlotte location directly across from the Harris YMCA and only 4-6 minutes to SouthPark Mall, Specialty Shops SouthPark, Symphony Park, Phillips Place and Quail Corners offering an abundance of shopping, dining and entertainment options nearby. Easy access to Uptown, I-77 and Ballantyne. Move-in ready, exceptionally convenient and updated, this home is ready for its next owner.

5901 Quail Hollow Road Unit #F, Charlotte

Listing courtesy of Keller Williams Ballantyne Area. shirley@ShirleySellsCarolinas.com

$280,000

3 Beds ⋅ 2 Baths ⋅ 4430926 MLS

Welcome to 11141 Lions Mane St, a beautifully situated 3-bedroom, 2-bath townhome offering a spacious and functional floor plan in southwest Charlotte. Step inside to a bright, open living area featuring soaring ceilings and a loft overlooking the main level, creating an inviting space for relaxing or entertaining. The main-level primary suite provides convenience and privacy, while two additional bedrooms offer flexibility for guests, a home office, or additional living space. The kitchen features granite countertops and opens toward the main living areas, making everyday living and entertaining effortless. Upstairs, the loft provides valuable additional space and overlooks the dramatic two-story living room. Outside, enjoy your private patio—perfect for morning coffee, grilling, or unwinding at the end of the day. Located in the Lions Gate community with convenient access to shopping, dining, major roadways, and the surrounding southwest Charlotte area. With its desirable layout, first-floor primary suite, spacious living areas, and low-maintenance townhome lifestyle, this home is ready for its next owner to make it their own.

11141 Lions Mane Street, Charlotte

Listing courtesy of UPSURGE Realty. trevswint@leveluprealty.org

$275,000

3 Beds ⋅ 2 Baths ⋅ 4430353 MLS

Welcome to 4415 Biesterfield Drive! This move-in-ready ranch offers the convenience of one-level living with 3 bedrooms, 2 full baths, and an open, light-filled layout. The spacious great room features vaulted ceilings that create an airy feel, while durable laminate flooring flows throughout the home for easy maintenance. The kitchen offers ample cabinet space, stainless steel appliances, and a functional layout that opens to the dining area—perfect for everyday living and entertaining. The private primary suite provides a comfortable retreat, while two additional bedrooms offer flexibility for guests, a home office, or hobbies. Step outside to enjoy the rear patio and flat backyard, ideal for relaxing, grilling, or outdoor gatherings. Conveniently located in Northwest Charlotte with quick access to I-85, I-77, Uptown Charlotte, shopping, dining, and everyday conveniences. A fantastic opportunity for buyers seeking affordability, comfort, and a great Charlotte location!

4415 Biesterfield Drive, Charlotte

Listing courtesy of EXP Realty LLC Ballantyne. 704-451-4851

$245,000

3 Beds ⋅ 1 Baths ⋅ 4430068 MLS

Welcome home to this well-maintained 3-bedroom, 1-bath ranch in the British Woods subdivision of Charlotte. Situated on approximately .29 acres +/- with a corner-lot location, this home features a fully fenced backyard with two storage sheds, offering added space for outdoor enjoyment and storage. Conveniently located near restaurants, shopping, grocery stores, parks, and emergency services. Whether you're a first-time buyer, downsizing, or looking for an investment opportunity, this home is ready for you to make it your own. Owner-occupied; seller requires one-hour notice for showings. Showings available daily from 12:00–5:00 PM through ShowingTime.

8100 Carrolwood Drive, Charlotte

Listing courtesy of Century 21 Russ Hollins, Realtors. bill.green@russhollinsrealtors.com

721 Governor Morrison Street Unit #415, Charlotte

$295,000

1 Beds ⋅ 1 Baths ⋅ 4429641 MLS

Urban living in the heart of SouthPark! This inviting one-bedroom residence at Morrison Condominiums features an open, light-filled floor plan with seamless flow between the kitchen, dining, and living areas. Step outside to a spacious private patio overlooking the community amenities, including the pool. The generously sized bedroom offers a walk-in closet and adjoining bath. Enjoy an unbeatable SouthPark location with convenient access to shopping, dining, entertainment, and everyday conveniences. Due to mix of condos, apartments and commercial units in the complex, conventional financing may not be available Non-conforming loans or cash are likely best option.

721 Governor Morrison Street Unit #415, Charlotte

Listing courtesy of COMPASS. heather.montgomery@compass.com

$220,000

1 Beds ⋅ 1 Baths ⋅ 4430598 MLS ⋅ Cityview Lofts BLDG.

Come and tour Cityview Lofts and check out this swanky condo located in uptown Charlotte. Situated in the Garden District of First Ward and just a few blocks walking distance from everything that uptown Charlotte has to offer. The condo has an open floor plan, large floor-to-ceiling windows, a spacious primary bedroom and an enormous walk-in closet.

708 N Davidson Street, Charlotte

Listing courtesy of Helen Adams Realty. bo@helenadamsrealty.com

$294,900

3 Beds ⋅ 1 Baths ⋅ 4430582 MLS

This cute mid-century home offers 3 bedrooms, 1 bathroom, and 1,075 square feet of living space packed with potential. While the original hardwood floors need some work, they provide the perfect canvas to restore historic charm and bring your personal design vision to life. Enjoy the ultimate urban convenience with dedicated on-site parking and an in-unit laundry setup, all just minutes from the vibrant dining, shopping, and entertainment hotspots of Plaza Midwood, Cotswold and Uptown. The central location of this home is complimented by being in the highly desirable Myers Park High School school zone. This property is a stellar opportunity for a savvy buyer or investor looking to add value and plant roots in one of Charlotte’s most dynamic neighborhoods. Final Note: The house address was changed by the County and it is also known as 3135 Stancill Place.

3135 Marney Avenue, Charlotte

Listing courtesy of Adam Jay Smith. adamunc@gmail.com

$299,900

1 Beds ⋅ 1 Baths ⋅ 4429486 MLS

Experience upscale living at Gateway Plaza, ideally located in the heart of Uptown Charlotte. This one-bedroom high-rise condo, situated on the fifth floor, offers a bright, open living space that's perfect for both everyday living and entertaining. Expansive windows fill the home with natural light, while soaring ceilings enhance the spacious feel. The bedroom includes a generously sized closet, and the bathroom features a double vanity with sleek white cabinetry. Enjoy your morning coffee or unwind in the evening from your private balcony overlooking the community pool. An allocated spot in the parking garage for new owner. One of Gateway Plaza's standout amenities is the rooftop terrace, where you can take in sweeping views of the Charlotte skyline. It's an ideal place to relax with a glass of wine or gather with friends and family. Conveniently located just a few blocks from Bank of America Stadium and Truist Field, you'll have easy access to Carolina Panthers, Charlotte FC, and Charlotte Knights games, along with everything Uptown Charlotte has to offer.

718 W Trade Street, Charlotte

Listing courtesy of COMPASS. mike.hege@compass.com

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“ Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Some IDX listings have been excluded from this website. Properties may or may not be listed by the office/agent presenting the information © 2026 Canopy MLS as distributed by MLS GRID”

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Listings courtesy of Spartanburg Association of Realtors as distributed by MLS GRID. Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.