Fort Mill Homes under $400,000

Welcome to Fort Mill, South Carolina – a charming town that beautifully blends small-town warmth with modern conveniences. Nestled just across the state line from Charlotte, North Carolina, Fort Mill is perfectly situated for those seeking a peaceful retreat while still having easy access to the vibrant city life. With its rich history, vibrant community, and scenic landscapes, Fort Mill has become a sought-after destination for families, young professionals, and retirees alike.

One of the most appealing aspects of Fort Mill is its diverse real estate market, particularly for those looking for homes under $400,000. This price range offers an array of options, from cozy townhomes to spacious single-family residences. Many of these homes boast modern amenities, open floor plans, and beautiful outdoor spaces, perfect for enjoying the mild South Carolina weather. The community is known for its excellent schools and family-friendly atmosphere, making it an ideal place to raise children.

In addition to its affordable housing, Fort Mill offers a plethora of recreational activities. Residents can explore the picturesque trails of the Anne Springs Close Greenway, enjoy a day of shopping at the nearby Baxter Village, or unwind at one of the many local parks. With a thriving downtown area filled with charming shops and restaurants, Fort Mill captures the essence of Southern hospitality.

If you’re considering a move to Fort Mill, you’ll find that this delightful town offers not just a place to live, but a community to call home. Discover your dream home today, and experience all that Fort Mill has to offer!

Newest Fort Mill Homes under $400,000

$250,000

2 Beds ⋅ 3 Baths ⋅ 4431316 MLS

Welcome to this cozy 2-bedroom, 2½-bath middle-unit townhome in the sought-after Cascades at River Crossing! Lovingly maintained by the original owner, this home offers comfortable living, an open floor plan, and a convenient location. The main level features an inviting living room/dining room combo that flows seamlessly into the kitchen, which has its own dining area, creating an ideal space for everyday living and entertaining. A spacious pantry, laundry room, and convenient half bath complete the main level. A concrete patio is off the kitchen for relaxing outdoors. Upstairs, you'll find a versatile loft area that could potentially be converted into a third bedroom, home office, or additional living space. The primary bedroom features its own private bath, while the bright second bedroom is located near the additional full bathroom. The home also includes a single-car garage and additional parking on the concrete driveway. As a middle unit, the home offers the added benefit of reduced exterior exposure, which can help with heating and cooling efficiency. The location is very convenient to amenities, with quick access to Interstate 77 and the HWY 21 Bypass positioned well near the Fort Mill and Rock Hill border. Enjoy easy access to a wide variety of dining, shopping, entertainment, and outdoor recreation, including Riverwalk, just a short distance away. This well-maintained home is thoughtfully laid out, ideally located, and ready for its next owner! Seller will consider paying some closing costs.

207 Tail Race Lane, Fort Mill

Listing courtesy of Southern Nest Realty Inc. bobkatzrealty@gmail.com

$309,900

3 Beds ⋅ 3 Baths ⋅ 4431060 MLS

Great 3-bedroom, 2.5-bath end-unit townhouse with a one-car garage, ideally located in the heart of Fort Mill. Step inside through the welcoming foyer featuring a charming drop zone—perfect for everyday organization. The kitchen is thoughtfully designed with quartz countertops, a stylish tile backsplash, crisp white cabinetry, and stainless steel appliances. It seamlessly opens to the dining area and spacious living room, creating an ideal layout for both entertaining and daily living. Upstairs, you’ll find a generously sized primary suite with a private en-suite bath, along with two additional bedrooms, a full hall bath, and a conveniently located laundry area. As an end unit, this home is filled with abundant natural light and offers added privacy. The attached one-car garage provides extra convenience and storage. Move-in ready and well-appointed throughout, this home is perfectly situated just minutes from shopping, dining, and major highways—making everyday living easy and accessible.

840 Gerard Bay Drive, Fort Mill

Listing courtesy of Southern Homes of the Carolinas, Inc. johnmtorres9@gmail.com

$350,000

3 Beds ⋅ 3 Baths ⋅ 4429749 MLS ⋅ Windhaven BLDG.

Perfect for Investors!! Open Floor plan for easy living. Spacious kitchen with Quartz counter tops, tile back splash, pantry and gas stove. Refrigerator included. LVP flooring throughout main level. Screened-in back patio to enjoy the outdoors. Large primary bedroom with en suite bath featuring tile flooring, large tile walk in shower and double sink quartz vanity. Nice walk in closet. 2 good sized secondary bedrooms. Lawn Care included! Laundry up for extra convenience. Neutral throughout! The Windhaven community features a club house, pool, walking trails and playground. Great location with quick access to the lake, shopping, restaurants, the airport, and the interstate. Top Rated schools! Tenant lease in place. Tenants would also like the to renew at the end of the lease. Lease expires June 30,2027. Current rental rate is $2400.

807 Gable Oak Lane, Fort Mill

Listing courtesy of First Properties. julie.vanslambrook@gmail.com

$335,000

3 Beds ⋅ 3 Baths ⋅ 4430217 MLS

End unit townhome in Regent Park. Very sunny and bright unit. Move in ready. Fenced private backyard. Brand new carpet. Owner's bedroom comes w/ dual walk in closets. Owner's bath included a garden tub & a walk in shower. Roof was replaced in 2020. Excellent Fort Mill schools. Minutes drive to I-77 and I-485. Refrigerator included.

176 Snead Road Unit #171, Fort Mill

Listing courtesy of Howard Hanna Allen Tate Charlotte South. may.sung@allentate.com

$357,840

3 Beds ⋅ 3 Baths ⋅ 4430596 MLS

Brand new, energy-efficient home available! Prep dinner at the kitchen island while mingling with guests in the open-concept great room. Upstairs, the spacious primary suite features dual sinks and a walk-in closet. A convenient second-story laundry simplifies the chore. Our new community brings low-maintenance, energy-efficient three-story townhomes to the area. Whether you're enjoying date night at Kingsley, exploring local breweries in downtown Fort Mill or shopping the latest trends at Baxter Village, there's no shortage of things to do. Each of our homes is built with innovative, energy-efficient features designed to help you enjoy more savings, better health, real comfort and peace of mind.

476 Markridge Loop, Fort Mill

Listing courtesy of Meritage Homes of the Carolinas. jimmy.mcclurg@meritagehomes.com

$290,000

3 Beds ⋅ 2 Baths ⋅ 4429864 MLS

Welcome to 545 Weavers Crossing, a beautifully maintained one-story end-unit townhome located in the desirable Avery Lake community of Fort Mill. This inviting home features 3 bedrooms and 2 full bathrooms with a comfortable, functional layout that makes everyday living easy. Inside, you’ll find updated flooring, fresh interior paint, and a home that has been exceptionally well cared for. The spacious primary bedroom features a tray ceiling, adding a touch of character and elegance to the space. As an end unit, the home also offers additional privacy and a more open feel. With its move-in-ready condition, single-level living, and convenient Fort Mill location, this home is a fantastic opportunity for anyone looking for low-maintenance living without sacrificing space or comfort. Schedule your showing today!

545 Weavers Crossing, Fort Mill

Listing courtesy of Real Broker, LLC. geislerinvestmentgroup@gmail.com

$354,900

3 Beds ⋅ 1 Baths ⋅ 4428914 MLS

Historic charm, modern updates, and a flexible floor plan come together at 712 Jackson Street in Fort Mill. This three-bedroom bungalow works equally well as a full-time home, weekend getaway, or short-term rental. It has operated as a short-term rental with approximately 70% occupancy; rental history is available for buyers to review. Inside, the updated kitchen pairs quartz countertops with exposed beadboard accents, while the bathroom features a deep soaking tub. The welcoming front porch, spacious deck, backyard fire pit, and fully fenced yard give you plenty of ways to enjoy the outdoors. A storage shed adds practical space for tools and gear. Just a short walk from downtown Fort Mill’s restaurants, breweries, and parks, 712 Jackson Street puts the best of the area close to home.

712 Jackson Street, Fort Mill

Listing courtesy of COMPASS. natalie.warren@compass.com

$339,900

3 Beds ⋅ 3 Baths ⋅ 4428897 MLS

Wonderful townhome with recent updates in a charming community! Priced under tax value, this gorgeous home is the best value on the market! Featuring 3BR/2.5BA, a study, Dining area, elegant kitchen with an island, granite counters, new lighting, updated paint, stainless steel appliances, walk in pantry, gas fireplace, spacious primary BR and walk in closet, soaking tub and separate shower, dual vanity, ceiling fans in all bedrooms, laundry room with washer and dryer included, one car garage, with a partial fenced yard, patio or grill space, AC unit in the garage with convey with the home. Ideal location with mature landscaping, green space and trees across the street creates privacy, walkable to the community pool, and walkable to shopping, coffee shops, restaurants without crossing Jim Wilson Road!! Minutes from Ballantyne, Charlotte, Ballantyne Bowl. Easy access to Lancaster, Waxhaw, Charlotte airport and more! Plus $2,500 Lender credit with our preferred lender!!

6027 Turkey Oak Lane, Fort Mill

Listing courtesy of COMPASS. susan@axtonpropertygroup.com

$335,000

3 Beds ⋅ 4 Baths ⋅ 4426589 MLS

Assumable Rate 5.5%, 26 year mortgage. Out of pocket difference does not exceed $10k. You must qualify with Freedom Mortgage. Seller has docs ready! Welcome to 2126 Midnight Blue, a modernized end-unit home offering thoughtful updates, smart-home convenience, and features that truly set it apart within the community. One of the standout features is the rare combination of a one-car garage and two-car driveway, providing coveted additional parking. As an end unit, the home also enjoys added outdoor space and a more open feel. Inside, three levels provide flexibility for the way you live. The versatile first floor can serve as a home gym, recreation room, office, flex space, or potentially be converted into an additional bedroom to suit your needs. A new ceiling fan, refreshed first-floor bath, and custom drop zone for shoes, bags, and keys add everyday function. Head upstairs on the newly installed hardwood staircase with motion-sensor lighting—a modern upgrade that delivers both style and convenience. The kitchen brings smart technology home with a smart range - elevate your experience by purchasing a smart frige. The stove has Alexa-enabled connectivity and app-based functionality. The kitchen package also includes the original dishwasher, microwave with air-fry functionality, and a wine refrigerator. Throughout the home, thoughtful modernization creates a fresh, updated feel that distinguishes this property from others nearby. And just outside? A mature rosemary bush adds a special touch—fresh rosemary for cooking, home uses, or simply enjoying its fragrance after the rain. With three levels of living, an end-unit location, expanded parking, smart appliances, modern upgrades, flexible living space, and generous outdoor space, 2126 Midnight Blue offers features that are hard to duplicate. Schedule your private showing and experience what makes this home different. Ask your agent to share the payment in the agent notes.

2126 Midnight Blue Lane, Fort Mill

Listing courtesy of UPSURGE Realty. queenhelen@leveluprealty.org

$399,900

2 Beds ⋅ 2 Baths ⋅ 4425396 MLS

Wonderful opportunity to own a ranch home in the amenity-rich Waterside at Catawba community, located in the highly rated Fort Mill School District. This home offers great curb appeal, a large backyard and a zero-entry design from both the garage and front entrance. Inside, natural light and modern finishes complement the open floor plan and split-bedroom layout, providing added privacy for the primary suite. The den/office offers flexibility and can also function as a third bedroom with appropriate furnishings. The spacious kitchen features stainless steel appliances, granite countertops, large kitchen island, a gas range and abundant cabinetry, and opens directly to the family room with plenty of options for furniture placement. The primary suite overlooks the backyard and features a tray ceiling, oversized walk-in closet and en-suite bath. Enjoy morning coffee or quiet evenings overlooking the backyard from the enclosed rear deck. Waterside at Catawba is known for its extensive amenities, including an outdoor pool, fitness center, tennis courts, playgrounds, walking trails and clubhouse. Conveniently located near shopping, dining and the growing Fort Mill area.Washer/Dryer & Refrigerator convey with Purchase of the Home. Don't miss this Opportunity to Make a Rare Life-Time Investment.

744 Bearcamp Way, Fort Mill

Listing courtesy of Helen Adams Realty. bryant@BryantStadlerHomes.com

$390,000

4 Beds ⋅ 2 Baths ⋅ 4428026 MLS

. *** Purchase in Confidence- Home has been inspected** In Tega Cay, this 4-bedroom, 2-bathroom split-foyer home offers functional living across two levels with a layout ideal for privacy and flexibility. The upper level includes two bedrooms, a full bath, a living room with a stone fireplace, and a kitchen with adjacent dining area that opens to the back deck. The lower level features a second living space with built-in shelving, two additional bedrooms, another full bathroom, and access to the single-car garage where the laundry area is located. Explore the private walkway with direct access to the lake, making it easy to enjoy water activities just steps from your door. The earth belongs to the City Parcel 6411001023.- the pier/dock belongs to a neighbor. Residents enjoy a wide range of amenities including lake access, golf, parks, walking and biking trails, beach access, tennis courts, clubhouse, and a community pool. Please Note: The driveway is shared and sloped. There is no formal documentation regarding maintenance responsibilities to the private driveway. *This home may be eligible for up to 14 Down Payment assistance programs with potential buyer assistance up to $20,000. Contact your lender for programs and eligibility**

2116 Bon Villa Way, Fort Mill

Listing courtesy of UPSURGE Realty. queenhelen@leveluprealty.org

$396,990

3 Beds ⋅ 2 Baths ⋅ 4416961 MLS

Brand new, energy-efficient home available by Jul 2026! Invite friends over to watch the big game in the spacious second-story loft. The primary suite features dual sinks and a large walk-in closet. Downstairs, the kitchen island overlooks the great room and dining area. New two-story townhomes in Fort Mill, SC bring low-maintenance and energy-efficient features to the area. With our move-in ready homes, you will find a washer, dryer, fridge and whole-home blinds, guaranteed to close in 60 days or less. (You'll be reimbursed up to $5,000 in expenses related to delays we cause.) Relax in your private primary suite and adventure to nearby Baxter Village and Uptown Charlotte. Each of our homes is built with innovative, energy-efficient features designed to help you enjoy more savings, better health, real comfort and peace of mind.

472 Markridge Loop, Fort Mill

Listing courtesy of Meritage Homes of the Carolinas. jimmy.mcclurg@meritagehomes.com

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Provided courtesy of The Coastal Carolinas Association of REALTORS®. Information Deemed Reliable but Not Guaranteed. Copyright 2026 of the Coastal Carolinas Association of REALTORS® MLS. All rights reserved. Information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

“ Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Some IDX listings have been excluded from this website. Properties may or may not be listed by the office/agent presenting the information © 2026 Canopy MLS as distributed by MLS GRID”

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Listings courtesy of Spartanburg Association of Realtors as distributed by MLS GRID. Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.