Mount Holly Homes under $400,000

Welcome to Mount Holly, North Carolina—a charming city nestled in the heart of Gaston County, where Southern hospitality meets modern living. With its picturesque landscapes and a rich history dating back to the 1800s, Mount Holly has become a beloved destination for families, professionals, and retirees alike. This vibrant community is known for its friendly atmosphere, excellent schools, and an array of recreational opportunities that make it an ideal place to call home.

One of the most appealing aspects of Mount Holly is its diverse real estate market, particularly for those seeking homes under $400,000. Here, you can find a variety of options that cater to different tastes and lifestyles. From cozy single-family homes with charming front porches to modern townhouses featuring open floor plans, there’s something for everyone. These homes offer not just affordability but also the chance to enjoy the comforts of suburban living without sacrificing convenience.

Mount Holly boasts easy access to major highways and is just a short drive from the bustling city of Charlotte, making it perfect for commuters. The city is also home to beautiful parks, scenic walking trails, and a vibrant downtown area filled with local shops and eateries. Whether you’re enjoying a leisurely stroll along the Catawba River or participating in community events, you’ll quickly find that Mount Holly is brimming with life and opportunities.

If you’re searching for a welcoming community with affordable housing options, Mount Holly is the perfect place to start your journey. Discover your dream home today!

Newest Mount Holly Homes under $400,000

$364,000

3 Beds ⋅ 2 Baths ⋅ 4429952 MLS

Welcome to 101 Antelope Drive! This charming 3-bedroom, 2-bath ranch sits on a spacious corner lot in Mount Holly and offers comfortable single-level living with plenty of space inside and out. Major updates include a new HVAC system and new water heater, both installed in 2026, offering added peace of mind for the next owner. Inside, you’ll find a functional floor plan with a bright sunroom that provides additional space for relaxing, entertaining, or enjoying your morning coffee. An attached two-car garage provides convenient parking and additional storage. Step outside to the large deck overlooking the fenced backyard—perfect for entertaining, pets, or simply unwinding at the end of the day. A backyard storage shed provides even more room for lawn equipment and outdoor gear. With valuable recent updates, a generous lot, and a convenient Mount Holly location, 101 Antelope Drive is ready to welcome its next owner!

101 Antelope Drive, Mount Holly

Listing courtesy of Howard Hanna Allen Tate Southland Homes + Realty LLC. daniel.shurley@howardhannatate.com

$304,900

3 Beds ⋅ 2 Baths ⋅ 4430176 MLS

Nestled away at the end of a quiet cul-de-sac, this cozy 3 bedroom, 2-bath ranch offer a peaceful, wooded retreat without sacrificing convenience. Set back from the street on almost 3/4 of an acre, this home features a long driveway, comfortable single-story layout, vaulted living room ceiling, and a bright eat-in kitchen. Outside, you will find a back deck - perfect for relaxing and enjoying the surrounding trees and spacious lot. This location provides easy access to everything this area has to offer - approximately 5 minutes from downtown Mount Holly, less than 15 minutes from the US National Whitewater Center, and convenient to I-85, I-485, and Charlotte Douglas International Airport. With no HOA. a private wooded lot, and within 30 minutes of downtown Charlotte, 128 Julia St offers the best of both privacy and convenience.

128 Julia Street, Mount Holly

Listing courtesy of Bridge Homes. erika.bell@bridgehomes.com

$275,000

3 Beds ⋅ 2 Baths ⋅ 4430215 MLS

Welcome to 101 Cedar Ln, a charming ranch-style home offering comfortable one-level living, spacious living areas, and a generous backyard. The inviting layout provides plenty of room to relax, entertain, and enjoy everyday living. Step outside to the expansive backyard, offering plenty of possibilities for outdoor gatherings, gardening, play, or simply unwinding. Enjoy the convenience of being within walking distance of Downtown Mount Holly, where you'll find local restaurants, unique shops, community events, and the popular Mount Holly Farmers Market. With its desirable location, spacious lot, and flexible living space, this home is a wonderful opportunity for a homeowner or an investor looking to add a property in a growing and walkable area of Mount Holly. Bring your vision and make this home your own while enjoying all that Downtown Mount Holly has to offer!

101 Cedar Lane, Mount Holly

Listing courtesy of Realty One Group Revolution. MallorieAnnRE@gmail.com

$249,000

3 Beds ⋅ 1 Baths ⋅ 4426810 MLS

Welcome to this charming 3-bedroom, 1-bathroom all-brick, site-built home, constructed in 1964 and situated on approximately 0.26 acres. Fresh interior paint gives the home a clean, refreshed feel and provides a great opportunity for buyers looking for a place to settle in and make their own. The attached carport offers convenient covered parking, while the kitchen is equipped with a dishwasher, oven, microwave, and refrigerator, all of which will convey. Washer and dryer will also convey at the buyer's option and are located in the utility room under carport. This property is being sold as part of an estate. Don't miss the opportunity to make this well-established home your own!

204 W Nims Avenue, Mount Holly

Listing courtesy of Ransford Properties LLC. 704-219-7660

$294,900

3 Beds ⋅ 2 Baths ⋅ 4426353 MLS

Enjoy the peace and tranquility of this little gem on over half an acre situated in a quiet cul de sac! The possibilities are endless! Step into this 3 bedroom 2 bath home with plenty of space for relaxing and entertaining. The living room features a cozy fireplace and is open to the dining area perfect for holidays and gatherings! Bright kitchen with eat in breakfast area. Primary suite includes a vaulted ceiling and en suite bath with dual bowl vanity and oversized tile shower. Two ample sized secondary bedrooms and a full bath complete this home. Enjoy BBQ's on the back deck overlooking the large treed backyard. Conveniently located to Mt. Island Lake, Charlotte Douglas Airport and Uptown Charlotte this is the perfect location! Energy efficient solar panels! New HVAC (2019-2020), new windows (2020-2021) and new roof (2023).

115 Red Fox Court, Mount Holly

Listing courtesy of Better Homes and Gardens Real Estate Paracle. thenson@paraclerealty.com

$374,000

3 Beds ⋅ 3 Baths ⋅ 4426621 MLS

Modern style and comfort in Mount Holly! Built in 2018, this beautifully updated 3-bedroom, 2.5-bath home delivers a fresh, move-in ready feel from the moment you step inside. Enjoy brand-new laminate flooring throughout the entire house and a stylishly refreshed interior with fresh paint. The bright kitchen is a true standout, featuring brand-new granite countertops, a brand-new electric stove, microwave, and kitchen sink. Complete with contemporary modern lighting fixtures throughout the main floor, this property is meticulously maintained and ready for its next owner—schedule your tour today!

105 Abel Peterson Drive, Mount Holly

Listing courtesy of Keller Williams Select. lingsiang35@gmail.com

$350,000

3 Beds ⋅ 3 Baths ⋅ 4426424 MLS

Welcome home to 226 1st Street in Mount Holly! This 3-bedroom, 2.5-bath home offers just over1,600 square feet on a .30-acre lot. The back deck sits high above the fenced backyard and looks out over the trees, giving you a peaceful view that feels a little like being in the mountains. Even better, you’re only a couple of minutes from Downtown Mount Holly and all its local restaurants, shops, and community events. The U.S. National Whitewater Center is about 10 minutes away, and Belmont, Stanley, and nearby highways are all easy to get to. It’s a great combination of a newer home, a quiet setting, and a location close to everything Mount Holly has to offer.

226 1st Street, Mount Holly

Listing courtesy of L&E Properties. b.sayavong@leproperties.com

$245,000

2 Beds ⋅ 3 Baths ⋅ 4425814 MLS

Why settle for ordinary when you can have a home designed for easy living? Welcome to 108 St Vincent Place, featuring TWO spacious primary suites, an ideal setup for guests, roommates, or anyone who appreciates a little extra privacy. The main primary retreat offers a garden tub, separate shower, double vanity and two closets, including a custom-designed closet for added organization. Downstairs, beautiful laminate floors carry you through an open floorplan where the living room flows naturally into the dining area and kitchen, creating a space that feels connected and comfortable. The kitchen offers an abundance of cabinetry, while a convenient half bath completes the main level. Step outside to your private fenced patio, perfect for morning coffee, grilling or unwinding at the end of the day. Even better, the refrigerator, washer and dryer are INCLUDED, plus the home comes with a ONE-YEAR HOME WARRANTY for added peace of mind. Enjoy community amenities including a pool, dog park and recreation area, along with convenient access to Downtown. This home may also be eligible for DOWN PAYMENT ASSISTANCE from several different programs, giving qualified buyers another reason to take a closer look. Come see why 108 St Vincent Place deserves to be at the top of your list!

108 St Vincent Place, Mount Holly

Listing courtesy of Keller Williams Unified. bjuengst@kw.com

$260,000

2 Beds ⋅ 2 Baths ⋅ 4425616 MLS

Welcome Home to this amazing one level patio home in the desirable neighborhood of Mountain Island Village. This adorable, yet spacious two-bedroom, 2 full bath home has had a complete remodel and is now ready for it's new owners! Enjoy the tranquility of this well sought after end unit, which features vaulted ceilings, walk-in closets, granite countertops, two primary suites, and a fabulous open floor plan. Mountain Island Village is conveniently located to the interstate, shopping, dining, Uptown Charlotte, and much more! This hidden gem also features a neighborhood dog park and a private neighborhood swimming pool for those hot summer days! Must see to appreciate.... You'll want to make this one your new address - call and book your showing today!!

100 N Canyon Ridge Drive, Mount Holly

Listing courtesy of Realty One Group Revolution. 954-336-7300

$395,000

2 Beds ⋅ 2 Baths ⋅ 4425168 MLS

Charming Craftsman just two blocks from Historic Downtown Mount Holly! Enjoy the convenience of being able to walk to local restaurants, shopping, banks and all that downtown has to offer, while coming home to a property filled with character and one-of-a-kind details. A spacious covered front porch welcomes you inside, where you’ll find hardwood-style floors, crystal chandeliers, rustic barn doors and charming architectural touches throughout. The kitchen features white cabinetry, granite countertops, stainless appliances and a stone backsplash. Unique bath details include a classic clawfoot tub, adding to the home’s vintage appeal. Outside, the exterior has been completely repainted and the roof is only a few years old. A small fenced side yard and private deck with string lights create a cozy spot for outdoor dining, entertaining or relaxing in the evenings. A wonderfully unique home in a hard-to-beat Mount Holly location—full of personality and just steps from downtown and a short drive to Charlotte.

216 E Catawba Avenue, Mount Holly

Listing courtesy of PJ Properties Real Estate and Property Management LLC. pam.johnson22@yahoo.com

$399,000

4 Beds ⋅ 3 Baths ⋅ 4424651 MLS

Enjoy modern new construction living in Mount Holly with convenient access to downtown, local shops and dining, the Catawba River, and major routes connecting to Charlotte. This two-story home offers 4 bedrooms, 2.5 bathrooms, and a versatile upstairs loft that can serve as a home office, playroom, media room, or additional living space. The open main level brings the kitchen, dining, and living areas together and features luxury vinyl plank flooring, stainless steel appliances, soft-close cabinetry, and plenty of counter space. Upstairs, the primary suite includes a walk-in closet and private bath, with three additional bedrooms providing flexibility for guests or everyday needs. Photos are representative of a similar home; final finishes, features, colors, and details may vary.

316 E Glendale Avenue, Mount Holly

Listing courtesy of Better Homes and Garden Real Estate Paracle. 704-756-2622

$305,000

3 Beds ⋅ 2 Baths ⋅ 4424587 MLS

Welcome home to this charming, move-in-ready ranch tucked away on a quiet cul-de-sac in a desirable Mt. Holly location. This inviting home features a one-car garage, a spacious, level backyard, and a patio perfect for relaxing, grilling, or entertaining. Inside, you’ll find numerous recent updates, including beautiful new LVP flooring throughout, tile flooring in the hall bathroom, new ceiling fans in the bedrooms and great room, updated bathroom lighting, and new plantation-style blinds. The entire home has been freshly painted and the exterior freshly pressure washed, creating a clean, bright, and welcoming feel from the moment you arrive. Conveniently located near shopping, restaurants, and all that downtown Mt. Holly has to offer, this home combines comfort, convenience, and easy one-level living. Move right in and make it yours! Professional pictures coming on Friday.

104 S Willow Court, Mount Holly

Listing courtesy of Coldwell Banker Realty. lynnerowland1@gmail.com

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“ Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Some IDX listings have been excluded from this website. Properties may or may not be listed by the office/agent presenting the information © 2026 Canopy MLS as distributed by MLS GRID”

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Listings courtesy of Spartanburg Association of Realtors as distributed by MLS GRID. Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.