Rock Hill Homes under $400,000

Welcome to Rock Hill, South Carolina—a vibrant city nestled in the heart of York County! Known for its rich history and warm Southern charm, Rock Hill offers a delightful blend of small-town feel and modern amenities, making it an ideal place for families, young professionals, and retirees alike.

With a population of over 70,000 residents, Rock Hill boasts a thriving community atmosphere, complete with beautiful parks, recreational facilities, and a diverse array of dining and shopping options. The city is renowned for its commitment to education, featuring top-rated schools and higher education institutions like Winthrop University, which contribute to the area’s dynamic cultural scene.

For those seeking a new home in this enchanting city, Rock Hill offers an impressive selection of properties under $400,000. Whether you’re looking for a cozy starter home, a charming bungalow, or a spacious family residence, you’ll find a variety of options that cater to different tastes and lifestyles. Many of these homes feature modern amenities, open floor plans, and beautifully landscaped yards, providing the perfect backdrop for creating lasting memories.

Living in Rock Hill means enjoying a rich tapestry of community events, including festivals, farmers' markets, and outdoor concerts. With easy access to the scenic Catawba River and the nearby U.S. National Whitewater Center, adventure seekers will find plenty of opportunities for outdoor activities.

Explore the charm and affordability of Rock Hill—your dream home awaits in this welcoming city!

Newest Rock Hill Homes under $400,000

$285,000

3 Beds ⋅ 2 Baths ⋅ 4429762 MLS ⋅ Chelsea Woods BLDG.

Welcome to this inviting 3-bedroom, 2-bath home offering convenient & comfortable single-level living with no HOA! The practical floor plan brings the living room, dining area, and kitchen together for easy everyday living, while the 3 bedrooms provide privacy and flexibility for the modern buyer. The living room welcomes you in with its grand vaulted ceilings; while the natural light from the kitchen and dining area fill entire living areas! In the kitchen the convenient breakfast bar provides the perfect place to have your morning coffee or to have a quick bite while the dining area is ideal for a formal meal and is easily accessible! The primary bedroom provides a comfortable retreat completed with ensuite bathroom and a large walk-in closet with custom shelving. The two additional bedrooms are generously sized and offer flexibility for guests, a hobby space or home office! Outside enjoy your fenced in rear yard with patio plus the shed provides the ideal place to store your lawn equipment, outdoor items or any overflow from the inside! With easy access to both Rock Hill and York you will have plenty of options are far as entertainment, dinning and shopping!

4066 Thomas Sam Drive, Rock Hill

Listing courtesy of Keller Williams Ballantyne Area. NicoleM@mypremierproperty.com

$350,000

1 Baths ⋅ 4429985 MLS

Tucked at the end of a quiet cul de sac in Pennington Place, this 4 bedroom, 2.5 bath home offers 1,933 sq ft of bright, easy living. The open main level centers on a living room with a cozy gas fireplace that flows into the kitchen, which has granite counters, stainless appliances, a fresh backsplash, and a double pantry for extra storage. Main level laundry and a two car attached garage make everyday routines simple. Upstairs, all four bedrooms are together, including the primary suite with a private bath, plus a hall bath refreshed with new flooring and counters. Out back, a private deck overlooks a fully fenced yard, ready for weekend cookouts or morning coffee. Updated fixtures throughout and quick access to shopping, dining, and I 77 round it out.

120 Copes Court, Rock Hill

Listing courtesy of Lifestyle International Realty. mikegtherealtor@gmail.com

$150,000

2 Beds ⋅ 2 Baths ⋅ 4431020 MLS

Welcome to charming downtown Rock Hill living in this inviting ranch home! Top updates include a new roof installed in July 2026. The flexible, main-level layout begins on the welcoming front porch, moving into the living room and a remarkably spacious dining room complete with thoughtful built-ins—the perfect spot for hosting friends and displaying your treasures. The functional kitchen offers rare flexibility with connections for either your choice of an electric or gas stove. Everyday life is simplified with a dedicated mudroom leading directly to the back door, and a primary bath that includes convenient laundry hookups. Step outside to find abundant covered parking with the oversized 2-car carport located privately behind the house. Just moments from all the action of vibrant downtown!

316 S Stonewall Avenue, Rock Hill

Listing courtesy of Howard Hanna Allen Tate Rock Hill. jordan.norman@allentate.com

$150,000

2 Beds ⋅ 1 Baths ⋅ 4413391 MLS

Welcome to 611 Clarinda Stree, a charming, move-in-ready home offering character, thoughtful updates, and a convenient Rock Hill location. This 2-bedroom, 1-bath home features a newer roof and windows, fresh neutral paint, LVP flooring throughout, and an inviting rocking-chair front porch. Inside, you’ll find spacious rooms and an updated bathroom, while the bright, refreshed kitchen features new cabinetry, quartz countertops, and a classic subway tile backsplash. A versatile bonus room provides additional space for a home office, hobby room, or cozy flex space. Outside, enjoy a spacious backyard and extended driveway with plenty of room for everyday living and entertaining. Eligible buyers may qualify for City of Rock Hill first-time homebuyer down payment assistance, making this home an exciting opportunity to take the next step toward homeownership. Conveniently located near I-77 and just minutes from downtown Rock Hill’s restaurants, shopping, and the Rock Hill Sports & Event Center, 611 Clarinda Street offers a great combination of comfort, updates, and accessibility.

611 Clarinda Street, Rock Hill

Listing courtesy of Blu J Realty. jbjackson@blujagency.com

$341,000

3 Beds ⋅ 3 Baths ⋅ 4429608 MLS

Welcome to Bristol Park! This 3-bedroom, 2.5 bath home offers 1,969 sq. ft. of living space and is situated on a cul-de-sac. The fenced backyard features a storage building and covered patio, with a portion of the patio screened in for additional outdoor living space. Major updates include a new HVAC system in 2026, along with a new roof, hot water heater, and Berber carpet installed in 2019. The home offers a functional layout with space for everyday living and entertaining. Conveniently located near I-77, shopping, restaurants, and everyday amenities, this home offers easy access to surrounding Rock Hill destinations while providing the added benefit of a cul-de-sac lot and fenced outdoor space.

2006 Capstone Court Unit #96, Rock Hill

Listing courtesy of Rinehart Realty Corporation. 803-628-8994

$243,500

2 Beds ⋅ 2 Baths ⋅ 4430706 MLS

Welcome home to this beautifully maintained ranch-style townhome! This spacious home offers an inviting open-concept floor plan featuring beautiful hardwood floors, fresh interior paint, and new carpet. The home includes two generously sized bedrooms and two full bathrooms, providing a comfortable and functional layout. Enjoy added peace of mind with several recent updates, including a new HVAC system (2026), new water heater (2026), and updated roof (2024). Even better, enjoy exceptionally low HOA dues of only $55 per quarter, making this an attractive option for buyers looking for affordable, low-maintenance living. Conveniently located within walking distance of nearby shopping, dining, and everyday conveniences, this townhome offers the perfect combination of comfort, low-maintenance living, and accessibility. Move-in ready and waiting for its new owner!

1645 Diary Drive, Rock Hill

Listing courtesy of NorthGroup Real Estate LLC. keyedbyvalessa@gmail.com

$275,000

4 Beds ⋅ 3 Baths ⋅ 4430433 MLS

Attractively priced and full of potential. This spacious 4-bedroom, 2.5-bath home, featuring a primary bedroom on the main level, offers a fantastic opportunity for buyers looking to add their own personal touches while building instant value. The home is priced below the market value to reflect the need for fresh interior paint and new carpet, making it an excellent option for buyers who can see the possibilities beyond a few cosmetic updates. The covered front porch is ideal for enjoying your morning coffee, and the upstairs loft makes a great space for a home office or seperate entertainement area. If you love the idea of being close to everything, the location is another wonderful feature. The property is just minutes away rom Downtown Rock Hill, Winthrop University, local parks, shopping, dining, and medical facilities. All of the major items; HVAC, Roof and water heater are all less than 6 years old. Don't miss this fantastic opportunity for instant equity and home ownership. With some TLC this could be your perfect New Home?

333 Bynum Avenue, Rock Hill

Listing courtesy of NextHome Rivers Realty. desiree@rivers-realty.com

$279,000

3 Beds ⋅ 2 Baths ⋅ 4429444 MLS ⋅ crawford heights BLDG.

Charming 3BR 2Ba home just minutes from downtown Rock Hill. Vaulted ceilings welcome you in this spacious living room open to the kitchen, which contains stainless steel appliances and granite countertops. Luxury vinyl flooring throughout. This home is also equipped with modern smart home features including a google nest thermostat, smart keyless entry, and a ring doorbell. Blue outdoor shed does convey with home. Rare 5 year old home under $280,000. ORIGINAL OWNER.

1305 Crawford Road, Rock Hill

Listing courtesy of Carolina Premier Real Estate Group LLC. curt@carolinapremiergroup.com

$345,000

3 Beds ⋅ 3 Baths ⋅ 4429984 MLS

Move-In Ready, Sprawling Brick Ranch, Complete with Upgraded Primary Bedroom, Patio and Outdoor Deck Minutes Away from the Heart of Rock Hill. No HOA in this Established Neighborhood Makes, this the Perfect Primary and/or Rental Home to Add to Your Portfolio. Traditional Layout with Hardwoods, Laminate Floors and New Carpet. Spacious Separate Dining and Living Room Areas Complete with Built-Ins, Refreshed Kitchen with SS Stove and Dishwasher and Generously Sized Bedrooms. The Primary Features an En-Suite, Updated Full Bath and Laundry Room with Direct Access to the Backyard Deck. Don't Miss the Skylight in the Additional Full Bath and a Rare Half Bath En-suite in the Bedroom Opposite the Primary. The Backyard is Complete with an Additional New Concrete Patio and Hardscaped Brickwork, Perfect for Entertaining and Indoor/Outdoor Living. Take Advantage of the Space, Trees and Land that this Beautiful Location Provides with Quick and Easy Proximity to Downtown Rock Hill, Winthrop University, Cherry Park and Popular Shops, Restaurants and Dining. Easy Access to I-77 and I-85 for Travel to Nearby Fort Mill, York, Pineville and Charlotte.

655 Greenbriar Avenue, Rock Hill

Listing courtesy of Helen Adams Realty. 980-263-9923

$350,000

3 Beds ⋅ 2 Baths ⋅ 4430268 MLS

Location, location, location! This brick ranch is ideally located within blocks of Winthrop University and close to shopping, dining and downtown Rock Hill. Major updates include a new roof in 2024, new HVAC system and ductwork in 2025, and new water and sanitary lines from the home to the street in 2021. Most windows have also been replaced, and the kitchen features a newer range and refrigerator. The main level includes a primary bedroom and office, while the partially finished basement offers flexible space for a rec room, home gym, workshop or storage. The gas fireplace in the living room adds a cozy touch, and the private backyard offers plenty of opportunity to create a space that fits your lifestyle. Gas fireplace is operable, though sellers have never used it. Seller has completed groundwork to set up the next buyer for an easy garage build. The updates are in place, the location is hard to beat, and there's plenty of room to make it your own. Schedule a showing today!

624 Charlotte Avenue, Rock Hill

Listing courtesy of Keller Williams Ballantyne Area. kelley@thestaceysaulsgroup.com

$375,000

4 Beds ⋅ 3 Baths ⋅ 4415460 MLS

Built in 1920, this grand American Foursquare stands two blocks from downtown Rock Hill, where mornings can start with a stroll to your favorite coffee shop, afternoons wander through local shops, and evenings mean a delicious dinner on Main St. Walk to Fountain Park for Food Truck Fridays and the Saturday farmers market, or downtown for the festival lineup Rock Hill is known for: Come See Me each spring and Christmasville each winter, when the streets light up for the holidays. The classic front porch, rebuilt in 2023 to historic district specs, is made for slow southern mornings with a book or evenings watching the neighborhood go by. Step inside to a grand foyer with its own fireplace and a beautiful staircase leading up to three bedrooms and two full baths. A smaller bedroom on the main level offers flexible space. Original hardwood floors and three fireplaces, currently non-functional but preserving the character of the home, carry a century of charm through rooms built for gathering, including a dining room ready for game nights. This century-old home has been thoughtfully maintained, with the owner investing steadily in the systems that matter: roof and exterior paint in 2024, crawlspace updates in 2023 and 2026 including a vapor barrier, sump pump, French drain, new piers, and a dehumidifier, an active termite bond, and two HVAC systems installed in 2020 and 2021. A pre-listing home inspection was also completed, with a copy available upon request from the listing agent. Out back, string lights around the pergola set the scene for gathering outdoors, with plenty of room for a fire pit, weekend grilling, a fenced yard for pets, and a shed for extra storage. Washer and dryer are negotiable and may convey with an acceptable offer.

233 Marion Street, Rock Hill

Listing courtesy of EXP Realty LLC Rock Hill. daneel.blair@exprealty.com

$250,000

4 Beds ⋅ 2 Baths ⋅ 4430039 MLS

Opportunity awaits at 1046 Park Avenue Extension! Originally built in 1935, this 4-bedroom, 2-bath home offers approximately 1,498 square feet and is conveniently located just minutes from Winthrop University, downtown Rock Hill, shopping, dining and more. Priced at $250,000 and being sold AS-IS, this property offers plenty of potential for a buyer ready to bring their vision and make it their own. With renovations and updates, it could make a wonderful primary residence, while its convenient location also offers potential as a rental or investment property. A permitted addition completed around 2017 added additional living space and a bathroom. Whether you're looking for a home to personalize or an investment opportunity in a convenient Rock Hill location, this property is ready for its next chapter.

1046 Park Avenue Extension, Rock Hill

Listing courtesy of Keller Williams Connected. tjbaileyhomes@gmail.com

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“ Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Some IDX listings have been excluded from this website. Properties may or may not be listed by the office/agent presenting the information © 2026 Canopy MLS as distributed by MLS GRID”

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Listings courtesy of Spartanburg Association of Realtors as distributed by MLS GRID. Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.