Tega Cay Homes under $400,000

Welcome to Tega Cay, South Carolina – a hidden gem nestled in the heart of York County! This charming city is renowned for its picturesque lakeside views, vibrant community spirit, and a plethora of outdoor activities. With its prime location along the shores of Lake Wylie, Tega Cay offers residents a unique blend of suburban tranquility and recreational opportunities, making it an ideal place to call home.

Tega Cay is not just about stunning scenery; it boasts a rich array of amenities, including beautiful parks, walking trails, and golf courses. Families will appreciate the top-rated schools and community events that foster a strong sense of belonging. The city’s commitment to preserving its natural beauty is evident in its well-maintained parks and green spaces, perfect for picnics, hiking, or simply soaking in the serene atmosphere.

For those seeking affordable housing options, Tega Cay offers a delightful selection of homes priced under $400,000. These properties range from cozy townhomes to charming single-family residences, ensuring there’s something for everyone. Whether you’re a first-time homebuyer, a growing family, or looking to downsize, Tega Cay’s real estate market provides options that cater to diverse lifestyles and budgets.

In Tega Cay, you’ll find more than just a house; you’ll discover a community where neighbors become friends, and every day feels like a vacation. With its beautiful surroundings and welcoming atmosphere, Tega Cay is truly a place where you can live, thrive, and enjoy the best of South Carolina living. Come explore your next home in this enchanting city!

Newest Tega Cay Homes under $400,000

$399,000

3 Beds ⋅ 3 Baths ⋅ 4416391 MLS ⋅ Stonecrest Villas of Tega Cay BLDG.

Welcome home to Tega Cay! Everything you need to enjoy your day to day life is literally just around the corner – A quick stroll and you are in the heart of shopping, dining and entertainment – So convenient to everything while nestled into a quiet community offers you the best of both worlds – Primary suite on the main level with large walk in closet – Primary bath with walk in shower, dual basin raised height vanity and linen closet – Bedroom #2 with walk in closet on the main level – Powder room – Open floorplan with a well thought out layout gives you space for all your furniture – Living room with high ceilings and tons of natural light – Gas fireplace for cozy evenings – Dining area with large wall space that’s perfect for a hutch or sideboard – Kitchen with tons of cabinet and counter space along with a cute eat-in breakfast area – All kitchen appliances are included – Full laundry room – Massive pantry entry for amazing storage – Large two car, side load garage – Secondary huge full suite on 2nd floor – Perfect for guest suite with enough space to double as an office – Full bathroom and huge walk in closet – Community offers a clubhouse, outdoor pool and park – Hassle free, low -maintenance living in an amazing highly sought after location in Tega Cay – Freshly painted in a beautiful neutral color and absolutely ready for its new owners to enjoy – Call anytime for questions or your private showing - Tega Cay has a golf course, Lake Wylie access, picnic areas, playgrounds, sports fields, putting green, tennis courts, walking trails, and so much more! Come and see what Tega Cay living is all about!

776 Ledgestone Court, Tega Cay

Listing courtesy of Coldwell Banker Realty. wdickinson@cbcarolinas.com

$315,000

2 Beds ⋅ 2 Baths ⋅ 4430075 MLS

COMING SOON!! Come for the lake, stay for the lifestyle! Priced to sell at $315,000, this bungalow brings an approachable price point to desirable Tega Cay, where golf, lakeside recreation, dining and community events are part of everyday life. Situated across from Runde Park and within walking distance of trails, the marina, Lake Wylie and the golf clubhouse, this location puts so much to enjoy close to home. Spend the morning on the course, meet for lunch or dinner at The Garrison, or enjoy seasonal concerts and food truck events nearby. Shopping, medical facilities and I-77 are also conveniently accessible. This section of Tega Cay has no HOA, with optional swim and tennis amenities available through separate memberships or fees. Inside, the two-bedroom, two-bath home offers a primary bedroom and full bath on the main level, plus an upstairs bedroom and full bath that provide welcome separation for guests or a home office. A cozy kitchen with an adjoining dining area, comfortable living space and generous storage make the most of the home’s footprint. Outside, a wooded corner lot, fenced backyard and spacious rear deck create a private setting for relaxing or entertaining. Bring your personal touches and make it your own. With a location that delivers so much beyond the front door, this is your chance to create a home base for the Tega Cay lifestyle.

27046 Tidal Way, Tega Cay

Listing courtesy of Keller Williams Connected. kwcbroker@gmail.com

$375,000

3 Beds ⋅ 3 Baths ⋅ 4428980 MLS

Back and better than ever! This charming 3-bedroom, 3-bath home in the original section of the highly sought-after Tega Cay peninsula is truly turnkey. The seller has just completed significant exterior investments, including expertly repaired wood siding and fresh exterior paint, giving the home massive curb appeal. These upgrades perfectly complement the home’s previous heavy lifting: a newer roof, smooth Vinyl Plank flooring throughout, and a beautifully opened floor plan that seamlessly connects the kitchen, dining, and family rooms. Situated on a quiet circle, the .26-acre lot boasts a large, highly usable, and private backyard, a very rare find on the peninsula! Whether you want to garden, relax, or host summer gatherings on the deck, this outdoor space is ready to be enjoyed. Living here means gaining access to the unparalleled Tega Cay lifestyle. You are just a short distance from Runde Park, the marina, the golf course, tennis and pickleball courts, lakefront beaches, and miles of walking trails. Zoned for Fort Mill’s award-winning schools, this home represents a rare, accessible opportunity to plant roots in one of York County’s most coveted and rapidly appreciating communities. Thoroughly updated and completely move-in ready, 5060 Suwarrow Circle is waiting for you!

5060 Suwarrow Circle, Tega Cay

Listing courtesy of LPT Realty, LLC. penny@pennysheppardproperties.com

$385,000

3 Beds ⋅ 2 Baths ⋅ 4426167 MLS

4043 Windward Dr is a two-story Tega Cay home with three bedrooms, two full bathrooms, and one half bathroom. The kitchen features white cabinetry, a central island, generous counter space, and stainless steel appliances, opening directly to the main living area. The living room includes a brick fireplace, built-in shelving, broad windows, and wood-look flooring. Bedrooms have ceiling fans and neutral carpeting, while the bathrooms include modern vanities and tub-and-shower combinations. A flexible lower living area adds useful space. Outdoors, an expansive upper deck, screened patio, and detached gazebo overlook the wooded yard. An attached one-car garage provides covered parking and storage. Included 100-Day Home Warranty with buyer activation

4043 Windward Drive, Tega Cay

Listing courtesy of Opendoor Brokerage LLC. tshoupe@opendoor.com

$369,000

3 Beds ⋅ 3 Baths ⋅ 4424269 MLS

A beautifully maintained townhome in Tega Cay's sought-after Windhaven community. Built in 2023, this inviting home offers a modern, open-concept design with 3 bedrooms, 2 full baths, and a convenient half bath. Step inside to a bright and welcoming main level featuring a spacious great room that flows seamlessly into the kitchen and breakfast area, ideal for everyday living and entertaining. The upper level offers a comfortable primary suite, two additional bedrooms, full baths, and a conveniently located laundry room. An attached 1-car garage and concrete driveway. Windhaven adds to the lifestyle with community amenities including an outdoor swimming pool, playground, sidewalks, and street lighting, creating an inviting neighborhood setting. Located in Tega Cay with convenient access to schools, shopping, dining, and recreation, this home offers a combination of modern living, community amenities, and location. Schedule your showing today! It is tenant occupied.

604 Rustic Path Lane, Tega Cay

Listing courtesy of Prime Real Estate Advisors LLC. narendra.devarapalli@gmail.com

$380,000

3 Beds ⋅ 3 Baths ⋅ 4424273 MLS

6016 Chelsea Oaks Ridge, Tega Cay

Listing courtesy of Prime Real Estate Advisors LLC. narendra.devarapalli@gmail.com

$400,000

3 Beds ⋅ 3 Baths ⋅ 4420133 MLS

Beautiful 3-Bedroom Home in Desirable Stonecrest Villas! Welcome to this beautiful 3-bedroom, 2.5-bathroom home nestled within the sought-after luxury condominium community of Stonecrest Villas. Offering a rare combination of privacy, tranquility, and convenience, this home is just minutes from shopping, dining, entertainment, and major highway access. HOA covers garbage, water/sewer, Exterior Maintenance, Lawn care and Pool, Clubhouse & Gym. Great value for your monthly fee! Enter through the gated, spacious fenced courtyard and immediately experience the peaceful setting, surrounded by lush greenery and abundant natural beauty. Step inside to discover an inviting open floor plan highlighted by the dramatic, tall ceilings in the Family Room. A gas fireplace is framed by oversized windows, filling the space with beautiful natural light and creating a warm, welcoming atmosphere. The thoughtfully designed layout provides an ideal setting for both everyday living and entertaining. Storage is abundant throughout the home, including an oversized walk-in pantry/storage closet that offers exceptional space for everything from kitchen supplies to household items. The spacious Primary Suite features a ceiling fan and large walk-in closet, providing a comfortable private retreat. A second bedroom on the main level offers flexibility and could easily function as a bedroom, nursery, or home office/study. Upstairs, you'll find a versatile third bedroom with its own full bathroom and large closet. This spacious area can also be customized as a media room, guest suite, office, or additional living space. The upstairs HVAC system is separately zoned for added comfort and efficiency. Additional highlights include ceiling fans throughout the main living areas, a convenient laundry room with utility sink, and a large two-car garage featuring epoxy flooring and fresh paint. For those who love convenience and community, you'll appreciate being within walking distance of the exciting, up-and-coming Grove at Tega Cay mixed-use development. With its beautiful setting, flexible floor plan, exceptional storage, and unbeatable combination of serenity and accessibility, this Stonecrest Villas home is a wonderful place to call home! Sellers agree to disclosed dual agency. Fireplace being sold As-Is with no known defects.

868 Ledgestone Court, Tega Cay

Listing courtesy of Keller Williams Ballantyne Area. ginnywilliams@comporium.net

$315,000

4 Beds ⋅ 4 Baths ⋅ 4418087 MLS

Excellent investment opportunity in desirable Tega Cay, SC! This spacious home offers 4 bedrooms, each with its own updated full bath, plus a basement flex/rec room, additional bedroom, and full bath—providing versatile living space for a variety of needs. The bright, open great room features abundant natural light and flows seamlessly into the updated kitchen with granite countertops and stainless-steel appliances. Multiple decks overlook the backyard and scenic walking trail, creating ideal spaces for outdoor entertaining and relaxation. Conveniently located near Tega Cay community amenities, parks, walking trails, shopping, dining, and major highways, this property offers excellent potential for investors, multi-generational living, or buyers seeking flexible space.

4066 Triton Drive, Tega Cay

Listing courtesy of Mark Spain Real Estate. latashramoorer@markspain.com

$395,000

3 Beds ⋅ 4 Baths ⋅ 4404170 MLS

Welcome to this beautifully refreshed townhome in the sought-after Calloway community of Tega Cay. The big-ticket updates are already done: the whole HVAC system was replaced in 2023, plus brand-new carpet & flooring and fresh interior paint throughout - truly move-in ready. The open floor plan is filled with natural light and features a spacious kitchen with a new stove and microwave, granite countertops, and ample prep space, making it easy to cook, entertain, and gather with family and friends. The dramatic two-story great room offers a cozy gas fireplace and opens to the rear patio for seamless indoor-outdoor living. The main-level primary suite features a tray ceiling, private access to the patio, and an en-suite bath with a garden tub, separate shower, and a generous walk-in closet. A convenient main-level laundry room adds to the home's functional layout. Upstairs, the open loft provides flexible space for a home office, media room, or sitting area. Two additional bedrooms each have direct access to a full bathroom, offering comfort and privacy for family or guests. Located in the highly desirable city of Tega Cay, residents enjoy access to exceptional amenities including golf, a marina, waterfront parks, beaches, walking trails, tennis courts, pickleball, a community pool, and recreation facilities, all just minutes from Lake Wylie and top shopping and dining at Baxter Village and Kingsley Town Center!

567 Pine Links Drive, Tega Cay

Listing courtesy of Keller Williams Connected. mike@dreamteamunited.com

$375,000

3 Beds ⋅ 3 Baths ⋅ 4400442 MLS

A cul-de-sac charming TegaCay home right across from Beautiful Lake Wylie Marina with seasonal water view, 3 bedrooms, 2.5 baths, country front porch and screened-in back porch for entertainment, floored attic and shed for extra storage, large front and back yard for fun time with matured fruit trees. Enjoy the peaceful country feeling while 5 minutes from Charlotte. Tega Cay community offers Public golf, Tennis, Pool, parks, Marina and private sandy beaches and prestigious Fort Mill school system. ALL appliances convey.

7037 Cambridge Court, Tega Cay

Listing courtesy of Listwithfreedom.com Inc. 855-456-4945

$398,500

3 Beds ⋅ 2 Baths ⋅ 4395650 MLS

INCREDIBLE! SELLER IS OFFERING $10,000 TO BUYER FOR RATE BUY DOWN! Discover the ease of one-level living in this ALL BRICK ranch nestled in the heart of Tega Cay on a private cul-de-sac lot! Featuring 3 bedrooms, 2 bathrooms, and a spacious 2-car garage, this home offers timeless appeal in one of the area's most desirable communities. Located in the highly acclaimed Fort Mill School District, this home combines an exceptional location with everyday convenience. Enjoy being just minutes from everything Tega Cay has to offer, including Lake Wylie access, the Tega Cay Golf Club, parks, walking trails, pickleball and tennis courts, playgrounds, the beach and swim center, marina access, and countless opportunities for outdoor recreation. Best of all, there's no HOA! Whether you're a first-time buyer, investor, looking to downsize, or searching for a home in an award-winning school district, this Tega Cay gem is an opportunity you won't want to miss!

5053 Suwarrow Court, Tega Cay

Listing courtesy of Keller Williams Connected. tracyimler@kw.com

$400,000

3 Beds ⋅ 2 Baths ⋅ 4386791 MLS

100 percent financing available! PARK. PORCH. LAKE. TEGA CAY. What if the park was your front yard? Directly across from Koala Park in the heart of Tega Cay's original peninsula, 4160 Koala Circle offers something you simply can't renovate into a home: location. This updated, move-in-ready 3-bedroom, 2-bath home combines everyday comfort with the outdoor lifestyle Tega Cay is known for. Inside, the open-concept floor plan features a vaulted great room with fireplace, a main-level primary suite and flexible upper-level space that can serve as an office, workout area, creative space or additional living area. Step outside and enjoy two distinct outdoor spaces, a welcoming front porch overlooking Koala Park and a spacious rear deck designed for relaxing and entertaining. And then there's Tega Cay. Lake Wylie, parks, trails, golf, tennis, pickleball, waterfront recreation and community events are all part of the lifestyle. The home is also positioned within the Fort Mill school system, with the listing identifying Tega Cay Elementary, Gold Hill Middle and Fort Mill High. 4160 Koala Circle isn't just a place to live. It's a place to live the Tega Cay lifestyle

4160 Koala Circle, Tega Cay

Listing courtesy of Real Broker, LLC. Toni@CarolinaSkyRe.com

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“ Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Some IDX listings have been excluded from this website. Properties may or may not be listed by the office/agent presenting the information © 2026 Canopy MLS as distributed by MLS GRID”

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Listings courtesy of Spartanburg Association of Realtors as distributed by MLS GRID. Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.