Ocean Terrace Homes under $700,000

Welcome to Ocean Terrace, a serene and picturesque subdivision nestled in the heart of Surfside Beach, South Carolina, within Horry County. This charming community is the perfect blend of coastal living and comfortable suburban lifestyle, making it an ideal destination for families, retirees, and anyone seeking the tranquility of beachside living.

Ocean Terrace boasts a variety of stunning homes, many of which are available for under $700,000, offering exceptional value in today’s real estate market. These residences reflect a range of architectural styles, from cozy beach cottages to modern single-family homes, each designed to complement the stunning coastal landscape. With spacious layouts and inviting interiors, these homes provide ample room for relaxation and entertainment, ensuring you can create cherished memories with loved ones.

Living in Ocean Terrace means you’re just minutes away from the sun-kissed shores of Surfside Beach, where you can enjoy swimming, sunbathing, and a plethora of water sports. The community is also conveniently located near local shops, restaurants, and recreational facilities, making it easy to embrace the vibrant lifestyle that Surfside Beach has to offer.

Whether you’re looking for a vacation home, a retirement retreat, or a year-round residence, Ocean Terrace is a hidden gem that promises the best of coastal living. With homes under $700,000, you can invest in your dream lifestyle without breaking the bank. Come explore Ocean Terrace, where the beach is your backyard, and the possibilities are endless!

Newest Ocean Terrace Homes under $700,000

$515,000

2627148 MLS

Live in one and lease the other! Well maintained duplex in Surfside Beach, SC . 1 block from restaurants , 1 mile from the Atlantic Ocean and Surfside pier. No flood insurance required and NO HOA . Unit -A HVAC new in 2019, new deck, new paint, roof replaced 2024. Largest of the two units, with a bonus flex room for 3rd bedroom or living space. Walk in closet, laundry room, granite countertops, stainless steel appliances. Walk out private fenced back yard & deck. Unit- B HVAC new in 2020, new paint, new roof 2024. Smaller of the two units with ample storage, granite countertops, stainless steel appliances. Dining room. Screened porch. Fenced in private back yard. Ample parking for both units and guest out front . Large lot. Buyer to verify measurements.

721 3rd Ave. S, Surfside Beach

Listing courtesy of Listing Agent: Grace Edwards (Cell: 843-446-7942) from Listing Office: REMAX Southern Shores-Conway.

$514,900

3 Beds ⋅ 2 Baths ⋅ 2626461 MLS

No HOA. No flood insurance. No stairs. No kidding! Life’s a beach, and this little Carolina cottage is ready to prove it! Just three blocks from the ocean, this charming one-story getaway serves up coastal living with a side of Southern hospitality—and without an HOA telling you how to enjoy it! Step inside to find soaring vaulted ceilings and an open-concept floor plan that makes this cottage feel anything but small. Whether you’re entertaining friends after a day on the sand or enjoying a lazy Sunday morning, this home is all about easy, breezy living. And let’s talk about that good old-fashioned Carolina sleeping porch! A little nostalgia, a little Southern charm, and the perfect spot to unwind after a long day of doing absolutely nothing. Add a fenced yard, room to park your boat, and no flood insurance required, and you’ve got yourself one sweet slice of coastal paradise. Just three blocks to the beach and a whole lot of reasons to start living on Carolina time. Grab your flip-flops, bring the boat, and come see what all the fuss is about!

216 S Myrtle Dr., Surfside Beach

Listing courtesy of Listing Agent: Jennifer Dinatally () from Listing Office: Realty ONE Group Dockside.

$447,000

3 Beds ⋅ 2 Baths ⋅ 2619576 MLS

Welcome to your coastal retreat! This beautiful 3-bedroom, 2-bathroom home is perfectly located east of Highway 17, just minutes from the beach. Hop on your golf cart and enjoy an easy ride to the ocean, local restaurants, shopping, and entertainment. Nestled among mature trees, this property offers exceptional privacy and a peaceful setting while still being close to everything the Grand Strand has to offer. Whether you're looking for a primary residence, vacation getaway, or investment opportunity, this home combines the best of coastal living with comfort and convenience. Don't miss your chance to own a slice of paradise just moments from the beach!

419 3rd Ave. S, Surfside Beach

Listing courtesy of Listing Agent: Mercedes Gagnon () from Listing Office: Century 21 The Harrelson Group.

$449,000

2613286 MLS

Welcome to Surfside Beach..."The Family Beach"! This is an investor's ideal property...with immediate rental potential, as well as future equity potential that make it too good to overlook. The sale price is like "BUY ONE, GET ONE FREE!" Two units, with a separate entrance to a 3 bed 1 bath upper unit, and 2 bed lower ground floor unit, with access to a full bath through each bedroom. Nice deep 120' lot with plenty of room for parking and outdoor living. The lot is located east of Business 17, less than a short 3/4 mile golf cart ride to the pristine beaches of Surfside Beach, known for its clean beaches, Town pier & restaurant area. Surfside Beach residents enjoy many community events & Town services. Located within the St. James school district. Measurements and Sq. Footage Is Approximate and not guaranteed. Buyer is responsible for verification.

726 Juniper Dr., Surfside Beach

Listing courtesy of Listing Agent: Hans Neugebauer (Cell: 843-999-2684) from Listing Office: RE/MAX Southern Shores GC.

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“ Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Some IDX listings have been excluded from this website. Properties may or may not be listed by the office/agent presenting the information © 2026 Canopy MLS as distributed by MLS GRID”

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Listings courtesy of Spartanburg Association of Realtors as distributed by MLS GRID. Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Ocean Terrace Homes under $700,000

Newest Ocean Terrace Homes under $700,000

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