Summerfield Homes under $400,000

Welcome to Summerfield, a delightful subdivision nestled in the heart of a vibrant community that perfectly blends comfort and convenience. This charming neighborhood is ideal for families, first-time homebuyers, and anyone seeking a serene yet connected lifestyle. With its tree-lined streets, friendly neighbors, and a strong sense of community, Summerfield offers a warm welcome to all who call it home.

One of the standout features of Summerfield is its diverse array of homes available for under $400,000. This price point opens the door to a variety of options, from cozy single-family homes to stylish townhouses, ensuring that you can find the perfect fit for your needs and budget. Each home is designed with modern living in mind, featuring spacious layouts, updated kitchens, and inviting outdoor spaces that are perfect for entertaining or enjoying quiet evenings.

Residents of Summerfield enjoy easy access to a wealth of amenities, including parks, shopping centers, and recreational facilities. Families will appreciate the proximity to quality schools, while outdoor enthusiasts can take advantage of nearby walking trails and green spaces. The community hosts various events throughout the year, fostering connections among neighbors and creating lasting memories.

If you’re looking for an inviting place to settle down, Summerfield is the perfect choice. With homes under $400,000, you can embrace a lifestyle that balances affordability with the joys of community living. Discover your dream home in Summerfield today, where comfort meets charm and every day feels like a retreat.

Newest Summerfield Homes under $400,000

$305,000

3 Beds ⋅ 3 Baths ⋅ 4424122 MLS

Welcome to 2718 Mill Valley Court, a beautifully renovated three-bedroom, two-and-a-half-bath townhome offering 1,586 square feet of stylish, comfortable living in the heart of Matthews. Thoughtfully modernized throughout, this move-in-ready home features laminate flooring on both levels—including the staircase—installed in 2024. The remodeled kitchen showcases quartz countertops, updated tilework and LG appliances, creating a fresh and inviting space for cooking and entertaining. Additional improvements include a beautifully tiled shower completed in 2024, a new HVAC system and furnace installed in 2022, and an iSpring whole-house water-filtration system added in 2025. Smart-home conveniences include wiring for Vivint Security with door and window sensors. Step outside to enjoy the private, fenced rear patio area—an adorable outdoor retreat perfect for morning coffee, relaxing or entertaining. Residents also enjoy access to the community pool. Conveniently located near schools, restaurants, shopping and major roadways, with easy access to I-485 and Highway 74, this beautifully updated townhome offers modern comfort in a desirable Matthews location.

2718 Mill Valley Court, Charlotte

Listing courtesy of RE/MAX Executive. 1suppaagent@gmail.com

3053 Summerfield Ridge Lane Unit #4, Charlotte

$289,000

3 Beds ⋅ 3 Baths ⋅ 4419210 MLS

This Beautifully Maintained 2-Story End-Unit Townhouse in the Summerfield Community , Offers 1,387 sq. ft. of comfortable living space with 3 bedrooms and 2.5 bathrooms. The home features a welcoming front porch, a private backyard with a patio, and assigned two parking spaces (Nos – 3053). The main floor includes a spacious great room with a fireplace, a kitchen with quartz countertops, tile backsplash, pantry, breakfast area, and dining space that opens to the backyard. You’ll also find a convenient half bath and in-unit laundry on the first floor. Upstairs, the primary suite includes an attached full bathroom, along with two additional bedrooms and a hallway full bathroom. Conveniently located off Independence Blvd near I-485 and Uptown, this home is close to a variety of shopping, dining, and entertainment options. Refrigerator, Washer, and Dryer are included

3053 Summerfield Ridge Lane Unit #4, Charlotte

Listing courtesy of Red Bricks Realty LLC. kupireddy@gmail.com

$264,900

3 Beds ⋅ 3 Baths ⋅ 4413853 MLS

Beautifully updated 3-bedroom, 2.5-bath former model townhouse in the desirable Summerfield community! Step inside to a spacious living room that flows seamlessly into the dining area and kitchen. The kitchen was tastefully updated in 2021 with refinished cabinetry, quartz countertops, and stainless steel appliances. A convenient half bath and laundry room are also located on the main level. Upstairs, you’ll find three bedrooms and two full bathrooms, both featuring updated vanities and lighting. There is no carpet throughout the home, with luxury vinyl plank flooring throughout for a clean, stylish, and low-maintenance finish. Backyard is private and the community has a nice outdoor pool! Additionally, can make for a great investment! Conveniently located near shopping, restaurants, and I-485, this home offers easy access to everything Matthews and the surrounding area have to offer. Come enjoy the comfort, convenience, and lifestyle of Summerfield!

2963 Little Stream Court, Matthews

Listing courtesy of Southern Homes of the Carolinas, Inc. johnmtorres9@gmail.com

$295,000

3 Beds ⋅ 2 Baths ⋅ 2617100 MLS

Welcome to this beautifully updated home in the charming Summerfield community, offering 3 bedrooms, 2 bathrooms, and a spacious bonus room over the garage that is currently being used as a fourth bedroom. Ideally located just 15 minutes from Cherry Grove Beach and North Myrtle Beach, this home provides easy access to Highway 90 and Highway 22, making it convenient for shopping, dining, world-class golf courses, entertainment, and all the beautiful beaches the Grand Strand has to offer. From the moment you arrive, you'll appreciate the home's inviting curb appeal with low-maintenance vinyl siding, a spacious two-car garage with a side entry door, and extra storage for tools, beach gear, and golf equipment. Situated on a large lot backing up to a quiet cul-de-sac, you'll enjoy additional privacy and outdoor space. Inside, the home feels fresh and modern with new paint throughout, newly installed luxury vinyl plank flooring in the main living areas, new carpet in the bonus room, and soaring vaulted ceilings that create a bright, open feel. The spacious living room features a ceiling fan and sliding glass doors leading to the backyard patio, making it the perfect space for relaxing or entertaining guests. The beautifully updated kitchen is sure to impress with brand-new granite countertops, soft-close cabinetry, a stylish tile backsplash, stainless steel appliances, tile flooring, a large pantry, and a separate dining area. Just off the kitchen, you'll also find a dedicated laundry room and additional storage closet for added convenience. The first-floor primary suite offers a private retreat with a tray ceiling, ceiling fan, luxury vinyl plank flooring, a large walk-in closet, and an ensuite bathroom complete with dual granite vanities, a soaking tub, a walk-in glass-enclosed shower, and tile flooring. Two additional guest bedrooms are also located on the first floor, each featuring luxury vinyl plank flooring and generous closet space, along with a guest bathroom offering a granite vanity and tub/shower combination. Upstairs, the oversized bonus room provides endless flexibility and can easily serve as a fourth bedroom, media room, home office, playroom, or fitness room. Major updates include a new roof and water heater installed in 2022, providing peace of mind for years to come. As an added bonus, the seller is offering a home warranty to the buyer. Summerfield is a quaint, self-managed community with a low annual HOA, making it an excellent choice for a primary residence, vacation home, or investment property. If you've been searching for a move-in-ready home with modern updates, flexible living space, and an unbeatable location close to the beach, this beautiful property is one you won't want to miss. Schedule your private showing today!

245 Silverbelle Blvd., Longs

Listing courtesy of Listing Agent: Derrick Legacy Team (Cell: 843-360-0336) from Listing Office: EXP Realty LLC.

$245,000

3 Beds ⋅ 3 Baths ⋅ 4358016 MLS ⋅ Summerfield Townhomes BLDG.

Charming 2-story townhome in Summerfield offering 3BR, 2.5BA and approx 1,372 HLA. Inviting covered front porch opens to a bright interior with neutral tones and laminate wood flooring through the main living areas. Spacious living room flows to dining area ideal for everyday living or entertaining. Kitchen features ample cabinetry, stainless appliances, pantry space with sliding doors leading to rear patio for outdoor relaxation. Main level laundry and powder room add convenience. Upper level includes generous primary suite with garden tub bath and walk-in closet plus two additional bedrooms and full bath. Rear patio provides private outdoor space and easy access to parking. Community offers sidewalks and street lights with convenient proximity to shopping, dining and major commuter routes. Schedule your showing today!

2823 Summergrove Court, Matthews

Listing courtesy of Real Broker, LLC. Brad@TheCuratedGroup.net

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“ Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Some IDX listings have been excluded from this website. Properties may or may not be listed by the office/agent presenting the information © 2026 Canopy MLS as distributed by MLS GRID”

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Listings courtesy of Spartanburg Association of Realtors as distributed by MLS GRID. Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.