The Ridge Homes under $400,000

Welcome to The Ridge, an inviting subdivision nestled in the picturesque city of Monroe, North Carolina, within the charming Union County. This community is a hidden gem that perfectly balances suburban tranquility with convenient access to urban amenities. The Ridge is designed for families, professionals, and anyone seeking a vibrant lifestyle in a serene environment.

One of the standout features of The Ridge is its diverse selection of homes, all available for under $400,000. Whether you’re a first-time homebuyer, a growing family, or looking to downsize, you’ll find a variety of floor plans and styles that cater to your needs. These homes are thoughtfully designed, offering modern finishes, spacious layouts, and beautiful outdoor spaces that encourage relaxation and entertaining.

Living in The Ridge means enjoying not only a beautiful home but also a strong sense of community. Residents take pride in their neighborhood, participating in local events and fostering friendships that last a lifetime. The subdivision is conveniently located near top-rated schools, parks, and shopping centers, making it easy to enjoy everything Monroe has to offer.

With its blend of affordability, comfort, and community spirit, The Ridge is more than just a place to live; it’s a place to thrive. Come discover your dream home in The Ridge, where your ideal lifestyle awaits just around the corner. Don’t miss out on the opportunity to be part of this vibrant community!

Newest The Ridge Homes under $400,000

$249,900

3 Beds ⋅ 3 Baths ⋅ 4431406 MLS

Enjoy low-maintenance living in The Ridge, Monroe's newest townhome community. The Surrey floorplan offers thoughtfully designed living space with an open-concept layout that brings together the great room, dining area and designer kitchen—creating an inviting space for everyday living and entertaining. The kitchen showcases Palisades Gold quartz countertops, upgraded cabinetry, designer tile backsplash, gold faucet and stainless steel appliances. Upstairs, retreat to the spacious primary suite featuring a walk-in closet and well-appointed bath, while additional bedrooms, a full bath and convenient second-floor laundry complete the home. Built with energy-efficient construction and durable fiber cement siding, this home also offers an attached garage and rear patio for outdoor enjoyment. Residents enjoy a community pool, cabana, pickleball courts, playground, dog park, sidewalks and street lights, all conveniently located near shopping, dining and everyday conveniences.

324 Whitefish Way Unit #124, Monroe

Listing courtesy of TLS Realty LLC. kwilson@tlsrealtyllc.com

$259,900

3 Beds ⋅ 3 Baths ⋅ 4431405 MLS

Enjoy low-maintenance living in The Ridge, Monroe's newest townhome community. The Rosemoore floorplan offers 1,562 heated square feet with 3 bedrooms and 2.5 baths, featuring an open-concept layout that brings together the spacious great room, dining area and designer kitchen—creating an inviting space for everyday living and entertaining. The kitchen showcases quartz countertops, a large center island, tile backsplash, stainless steel appliances and abundant cabinetry. Upstairs, retreat to the spacious primary suite featuring a walk-in closet and well-appointed bath, while two additional bedrooms, a full bath and convenient second-floor laundry complete the home. Built with energy-efficient construction and durable fiber cement siding, this home also offers an attached garage and rear patio for outdoor enjoyment. Residents enjoy a community pool, cabana, pickleball courts, playground, dog park, sidewalks and street lights, all conveniently located near shopping, dining and everyday conveniences.

320 Whitefish Way Unit #122, Monroe

Listing courtesy of TLS Realty LLC. kwilson@tlsrealtyllc.com

$349,900

3 Beds ⋅ 3 Baths ⋅ 4431404 MLS

Move-in ready new construction in The Ridge Townhomes in Monroe! The Advent by True Homes offers 2,174 sq. ft., 3 bedrooms, 2.5 baths, a 2-car garage and spacious upstairs game room. The open-concept main level brings together the kitchen, dining room and great room, plus a dedicated Tech Center ideal for a home office or study space. The kitchen features quartz countertops, upgraded cabinetry and tile backsplash, and stainless steel appliances. Upstairs, the private primary suite includes a walk-in closet and primary bath, along with two additional bedrooms, a full bath, laundry and large game room. Enjoy additional storage and a 160-sq.-ft. rear patio. Residents enjoy a community pool, cabana, pickleball courts, playground, dog park, sidewalks and street lights, all conveniently located near shopping, dining and everyday conveniences. Completed and ready for its new owner—schedule a tour today!

305 Northern Star Drive Unit #4, Monroe

Listing courtesy of TLS Realty LLC. kwilson@tlsrealtyllc.com

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“ Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Some IDX listings have been excluded from this website. Properties may or may not be listed by the office/agent presenting the information © 2026 Canopy MLS as distributed by MLS GRID”

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Listings courtesy of Spartanburg Association of Realtors as distributed by MLS GRID. Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.