The Terraces Homes under $250,000

Welcome to The Terraces, a vibrant and inviting subdivision nestled in the picturesque town of Denver, North Carolina. Located in Lincoln County, this charming community offers a perfect blend of tranquility and convenience, making it an ideal place for families, retirees, and first-time homebuyers alike.

The Terraces is known for its welcoming atmosphere and beautifully designed homes, many of which are available for under $250,000. This makes it an exceptional opportunity for those looking to invest in their first home or downsize without compromising on quality or comfort. With a variety of floor plans and styles, prospective buyers will find options that suit their needs and preferences.

Living in The Terraces means embracing a lifestyle filled with outdoor activities and a strong sense of community. The subdivision is conveniently located near beautiful Lake Norman, where residents can enjoy boating, fishing, and picnicking by the water. Additionally, Denver offers a wealth of local parks, shopping centers, and dining options, ensuring that everything you need is just a short drive away.

Families will appreciate the highly-rated schools in the area, making The Terraces a great choice for those with children. The community's friendly neighbors and well-maintained surroundings foster a sense of belonging and pride.

If you’re searching for an affordable home in a serene yet vibrant environment, The Terraces in Denver, NC, is the perfect place to call home. Discover the charm and opportunities waiting for you in this delightful subdivision today!

Newest The Terraces Homes under $250,000

$249,000

2 Beds ⋅ 2 Baths ⋅ 4403567 MLS

Excellent investment opportunity with a reliable long-term tenant already in place! The current lease runs through July 31, 2027, providing immediate cash flow with annual rental income of $19,560. Located in The Terraces, a desirable 55+ community in Denver, this well-maintained 2-bedroom, 2-bath home features a spacious open floor plan with vaulted ceilings, a large kitchen offering abundant counter space and a breakfast bar, and an enclosed sunroom that provides valuable additional living space. Beautiful hard-surface flooring runs throughout the home—no carpet! The primary suite includes a private en-suite bathroom and a generous walk-in closet, while the home's thoughtful layout offers ample storage throughout. Conveniently located within walking distance of the community clubhouse and just minutes from restaurants, shopping, and everyday conveniences in the heart of Denver. A turnkey investment with stable income in a highly desirable community.

3927 Jasmine Lane, Denver

Listing courtesy of Charity Realty. rachel@charityrealty.org

$213,000

1 Beds ⋅ 1 Baths ⋅ 4402049 MLS

This charming 1-BR, 1 BTH all-brick end-unit in The Terraces offers 55+ active-adult living near Lake Norman with no city taxes. Upgraded with a newer roof, HVAC, walk-in shower, and open patio, the bright open floorplan includes vaulted ceilings, floored attic storage, and custom curtains. Enjoy a desirable clubhouse-centered community, with a pond and walking trail. Close to Grocery stores, and shopping. Don't wait to see this adorable unit at a great price and only 5 miles to Lake Norman Little Creek Boat Access.

6277 Iris Court, Denver

Listing courtesy of ERA Live Moore. clbmas@yahoo.com

$235,000

3 Beds ⋅ 2 Baths ⋅ 4355941 MLS

Discover maintenance-free living in The Terraces 55+ community. This all-brick unit features brand new LVP flooring throughout, a fresh coat of neutral paint, newly painted cabinets and new countertops in the kitchen. The functional kitchen opens into the light filled living room perfect for entertaining your friends or a cozy evening in watching movies. There are plenty of bedrooms for you to host guests or an extra room for your beloved hobbies. Forget about the stress of yard work or exterior chores—it’s all taken care of for you! This home gives you true freedom, so you can travel or relax without a second thought. With warm weather around the corner, there’s so much to enjoy right outside your door. You can head over to the cozy clubhouse for a get-together with neighbors, explore the pretty walking trails, or just unwind by the pond as the sun goes down. With great shopping and dining just around the corner, you get the best of both worlds: a peaceful little retreat that’s still close to everything you need. It’s all about making your next chapter easy, social, and exactly how you want it! Roof new February, 2026!

3944 Jasmine Lane, Denver

Listing courtesy of Howard Hanna Allen Tate Mooresville/LKN. josee.cherrier@howardhannatate.com

$250,000

3 Beds ⋅ 2 Baths ⋅ 4355563 MLS

Welcome to a community designed for comfort and ease—where neighbors look out for one another and life moves at a pace you can truly enjoy. This inviting 55+ neighborhood offers low county taxes and no city taxes, so you can relax knowing your budget goes further. Conveniently close to Lake Norman, shopping, dining, and medical care, everything you need is just minutes away without the hustle of a large development. This well-kept 3-bed, 2-bath home provides just over 1,300 sq ft of single-level living—making daily routines simple and worry-free. The spacious kitchen with two pantries keeps everything neatly organized, while the nearby laundry area makes chores easy. Step out back to a quiet pond view where you can start your morning with coffee or unwind as the sun sets. Wide green spaces quiet streets invite a gentle evening stroll, and the smaller size of the neighborhood makes it easy to get to know friendly faces. If you’re ready for a home that offers peace of mind, true convenience, and a welcoming sense of community, this property delivers the lifestyle you deserve.

3870 Sage Court, Denver

Listing courtesy of RE/MAX Lifestyle. JanetCox@JanetCoxandCompany.com

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Provided courtesy of The Coastal Carolinas Association of REALTORS®. Information Deemed Reliable but Not Guaranteed. Copyright 2026 of the Coastal Carolinas Association of REALTORS® MLS. All rights reserved. Information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

“ Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Some IDX listings have been excluded from this website. Properties may or may not be listed by the office/agent presenting the information © 2026 Canopy MLS as distributed by MLS GRID”

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Listings courtesy of Spartanburg Association of Realtors as distributed by MLS GRID. Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.