Waterstone Homes under $400,000

Welcome to Waterstone, a vibrant and inviting subdivision nestled in the heart of [City/Region], where modern living meets serene surroundings. This community is designed for those who appreciate the beauty of nature and the convenience of urban amenities. Waterstone boasts an array of beautifully crafted homes, and the best part? Many of them are available for under $400,000, making it an ideal choice for first-time homebuyers, young families, and anyone looking to invest in a thriving area.

As you stroll through the tree-lined streets of Waterstone, you’ll discover a variety of architectural styles that reflect the community's charm and character. From cozy single-family homes to spacious townhouses, there’s something for everyone here. Each home is thoughtfully designed with modern finishes, open floor plans, and ample outdoor space, perfect for entertaining or enjoying quiet evenings with loved ones.

The subdivision is surrounded by lush parks and recreational facilities, providing residents with plenty of opportunities for outdoor activities. Whether you’re jogging along scenic trails, enjoying a picnic in the park, or simply soaking in the tranquility of the neighborhood, Waterstone offers a lifestyle that promotes well-being and community connection.

Conveniently located near shopping centers, dining options, and top-rated schools, Waterstone ensures that everything you need is just a stone's throw away. With its affordable housing options and welcoming atmosphere, this subdivision is not just a place to live—it’s a place to thrive. Come and discover the charm of Waterstone today, where your dream home awaits!

Newest Waterstone Homes under $400,000

$318,000

3 Beds ⋅ 4 Baths ⋅ 4426589 MLS

Assumable Rate 5.5%, 26 year mortgage. appx loan balance $309k Out of pocket difference does not exceed $10k. You must qualify with Freedom Mortgage. Seller has docs ready! Welcome to 2126 Midnight Blue, a modernized end-unit home offering thoughtful updates, smart-home convenience, and features that truly set it apart within the community. One of the standout features is the rare combination of a one-car garage and two-car driveway, providing coveted additional parking. As an end unit, the home also enjoys added outdoor space and a more open feel. Inside, three levels provide flexibility for the way you live. The versatile first floor can serve as a home gym, recreation room, office, flex space, or potentially be converted into an additional bedroom to suit your needs. A new ceiling fan, refreshed first-floor bath, and custom drop zone for shoes, bags, and keys add everyday function. Head upstairs on the newly installed hardwood staircase with motion-sensor lighting—a modern upgrade that delivers both style and convenience. The kitchen brings smart technology home with a smart range - elevate your experience by purchasing a smart frige. The stove has Alexa-enabled connectivity and app-based functionality. The kitchen package also includes the original dishwasher, microwave with air-fry functionality, and a wine refrigerator. Throughout the home, thoughtful modernization creates a fresh, updated feel that distinguishes this property from others nearby. And just outside? A mature rosemary bush adds a special touch—fresh rosemary for cooking, home uses, or simply enjoying its fragrance after the rain. With three levels of living, an end-unit location, expanded parking, smart appliances, modern upgrades, flexible living space, and generous outdoor space, 2126 Midnight Blue offers features that are hard to duplicate. Schedule your private showing and experience what makes this home different. Ask your agent to share the payment in the agent notes.

2126 Midnight Blue Lane, Fort Mill

Listing courtesy of UPSURGE Realty. queenhelen@leveluprealty.org

1303 Smokey Quartz Lane Unit #132, Fort Mill

$289,900

3 Beds ⋅ 3 Baths ⋅ 4415147 MLS

Move-in ready 3BR Waterstone townhome with new flooring, granite countertops, newer HVAC, major plumbing updates, attached garage and a private fenced patio. Welcome to this beautifully refreshed, move-in-ready three-bedroom townhome in the amenity-rich Waterstone community. The inviting main level features new luxury vinyl plank flooring, an open living and dining layout, built-in shelving and a gas fireplace that creates a warm focal point. The spacious kitchen offers new granite countertops, a new sink and faucet, abundant cabinetry and convenient access to the private fenced patio...perfect for relaxing, grilling or entertaining. Upstairs, new carpeting continues through all three bedrooms and the hallway. The vaulted primary suite includes a generous walk-in closet and private bath with a soaking tub, separate shower and new flooring. Two additional bedrooms, a full hall bath and an upstairs laundry area complete the second level. Important improvements include a newer HVAC system installed in February 2026, a newer water heater, extensive plumbing replacement, new drywall and fresh interior paint. An attached one-car garage, refrigerator, washer and dryer add everyday convenience. Waterstone residents enjoy access to a neighborhood pool and clubhouse, all in a convenient Fort Mill location near shopping, dining, recreation and major commuter routes. This is the low-maintenance, move-in-ready opportunity buyers have been waiting for! 3 bedrooms 2 full baths and 1 half bath 1,562 heated square feet, Attached one-car garage Gas fireplace Fenced/private patio Waterstone subdivision Pool and clubhouse amenities Refrigerator, washer and dryer conveyance HVAC installed February 2026 Water-heater age and plumbing details stated precisely and supported by receipts

1303 Smokey Quartz Lane Unit #132, Fort Mill

Listing courtesy of Simply Brokerage. mary@simplybrokerage.com

4455 Reed Creek Drive Unit #202, Sherrills Ford

$299,000

2 Beds ⋅ 2 Baths ⋅ 4413608 MLS

Lake Norman views, no city taxes, and not a blade of grass to mow. This 2 bedroom, 2 bathroom condo offers just over 1,300 square feet of easy single level living in one of Sherrills Ford's most convenient waterfront communities. The open concept great room, dining area, and island kitchen flow together beautifully, and the balcony extends your living space outdoors where the water view greets you every morning. The owner's suite is a true retreat with a generous walk in closet, dual vanities, and a spacious walk in shower. The second bedroom and full second bath sit privately apart, which makes hosting guests effortless. Step outside and the HOA handles the lawn maintenance while you enjoy the community pool, the waterfront fire pit, and a launch spot for your kayak or canoe right at the water. Location is the quiet advantage here. Publix and the Sherrills Ford shops are about five minutes away, NC 150 and NC 16 have you on the road in moments, and I-77 at Mooresville is roughly fifteen minutes east. Uptown Charlotte sits about forty minutes south and Hickory about thirty minutes northwest, so weekday commutes and weekend plans both stay simple. Whether you are looking for a lake retreat, a low maintenance second home, or a first home in a location that holds its value, this one delivers the Lake Norman lifestyle without the upkeep that usually comes with it.

4455 Reed Creek Drive Unit #202, Sherrills Ford

Listing courtesy of Realty Executives of Hickory. kelsieblevins@realtyexecutives.com

$385,000

4 Beds ⋅ 4 Baths ⋅ 4415129 MLS

Location Location Location!! This is a very rare opportunity to enjoy the Lake Norman lifestyle in a very recently developed waterfront community. This four bedroom townhome community is situated on 400 feet of shoreline with a luxurious community pool that overlooks the lake along with a kayak launch facility, dog park, walking and golf cart trails. You are conveniently located near four public marina with dry or covered boat slips, Mountain Creek Park and Greenway, award winning restuarants, shopping and with direct access to highway 150 which is the link between Hwy 16 and Denver/ Charlotte and Hwy 77/ Mooresville. The entire community is built out and there will not be any new sections built. Enter through the welcoming front porch or attached garage to a versatile lower level featuring a spacious media room that can easily serve as a private guest suite, along with a full bathroom. On the main level, an expansive open-concept design creates an effortless flow for both everyday living and entertaining. An oversized great room connects seamlessly to the inviting dining area and beautifully appointed kitchen, complete with a generous center island, walk-in pantry, and direct access to the deck for easy indoor-outdoor living. Upstairs, a versatile loft offers additional space to relax, work, or play, while two generously sized secondary bedrooms share a full hall bath. A conveniently located laundry room adds everyday ease. Tucked away for added privacy, the owner's suite serves as a serene retreat, featuring a spacious walk-in closet and an en-suite bath with dual vanities and a beautifully designed benched shower. With flexible living spaces across three thoughtfully designed levels, the Youngstown offers the perfect balance of style, functionality, and comfort.

6981 Waterstone Drive, Sherrills Ford

Listing courtesy of Lake Norman Realty, Inc.. 704-966-9508

4455 Reed Creek Drive Unit #102, Sherrills Ford

$300,000

2 Beds ⋅ 2 Baths ⋅ 4408832 MLS ⋅ Waterstone BLDG.

Experience effortless lake living in this beautifully appointed waterfront condo at Waterstone on the shores of Lake Norman. Perfectly positioned to capture peaceful water views, this like-new residence offers an open-concept floor plan designed for both everyday living and entertaining. The spacious kitchen features quartz countertops, stainless steel appliances, and a large center island overlooking the bright living and dining areas. The private owner’s suite serves as a relaxing retreat with a generous walk-in closet and an en-suite bath featuring dual vanities and a walk-in shower. A well-appointed secondary bedroom provides flexibility for guests, a home office, or additional living space. Step outside and enjoy resort-style amenities including direct lake access, a kayak launch, waterfront fire pit, community pool, picnic areas, walking trails, and a dog park. Whether you’re looking for a full-time residence, weekend getaway, or low-maintenance investment, this condo offers the perfect blend of modern comfort and the Lake Norman lifestyle. Conveniently located in Sherrills Ford with easy access to Mooresville, Denver, and Charlotte, you’ll enjoy nearby dining, shopping, marinas, and endless recreational opportunities—all while coming home to spectacular waterfront living. Also available for lease under MLS 4427947 $1750 per month

4455 Reed Creek Drive Unit #102, Sherrills Ford

Listing courtesy of COMPASS. Doug.Bishop@compass.com

$399,000

3 Beds ⋅ 3 Baths ⋅ 4394936 MLS

BACK ON MARKET AT NO FAULT OF THE SELLER!!! BUYER'S HOME SALE CONTINGENCY FELL APART. Discover this charming home, perfectly situated on a private wooded cul-de-sac lot. Designed for both comfort and function, the open-concept floor plan is flooded with natural light and features the kitchen and living room as the heart of the home. Updated kitchen features ample cabinetry and newer quartz countertops. Primary bedroom is on the upper level with it's own ensuite bath and large closet with custom built ins. Also upstairs, you'll find 2 additional bedrooms as well as the laundry room. Step outside to enjoy your private backyard ideal for entertaining, relaxing, or simply enjoying the peaceful surroundings. Newer HVAC unit replaced in the last year. Located just minutes from shopping, dining, & top-rated schools, this home offers the perfect blend of it all.

3936 Caliper Place, Fort Mill

Listing courtesy of Assist2sell Buyers & Sellers 1st Choice LLC. brandon.gafgen@gmail.com

$350,000

3 Beds ⋅ 4 Baths ⋅ 4382077 MLS

BEAUTIFUL 3 BEDROOM TOWNHOME IN THE HIGHLY DESIRABLE WATERSTONE COMMUNITY! This inviting home offers 2 full bathrooms and 2 half bathrooms, along with a flexible and comfortable layout. The kitchen features granite countertops, stainless steel appliances, and a stylish tile backsplash. The main level includes a spacious flex room with a half bathroom, perfect for a home office, additional living area, or entertainment space. The bright living room, dining area, and eat in kitchen feature durable LVP flooring throughout. Upstairs, the generously sized primary suite offers a walk in closet, garden tub, separate shower, and double vanity. Two additional bedrooms and another full bathroom complete the upper level. Residents can enjoy community amenities including a swimming pool, playground, and sidewalks. Conveniently located near shopping, SC 160, and I 77, with zoning for top rated Fort Mill schools. DON’T MISS THIS OPPORTUNITY! Schedule your showing today and make this beautiful townhome yours!

1707 Kashmir White Lane, Fort Mill

Listing courtesy of Keller Williams Ballantyne Area. helenharp@kw.com

$369,900

4 Beds ⋅ 4 Baths ⋅ 4376926 MLS ⋅ Waterstone BLDG.

Situated in the growing lakeside community of Waterstone and just moments from Lake Norman, 4358 Reed Creek Drive offers a refined blend of comfort, functionality and access to one of the region’s most sought-after waterfront lifestyles. This four-bedroom, three-and-one-half-bath residence spans more than 2,000 square feet and is designed for effortless everyday living and entertaining. The open-concept floor plan creates a seamless flow between the main living spaces, allowing natural light to move throughout the home. The kitchen connects easily to the dining and living areas, creating an ideal setting for gatherings and relaxed lake-area living. Spacious bedrooms provide flexibility for guests, or a home office. Residents enjoy lake access, offering convenient opportunities for boating, kayaking and enjoying the outdoor lifestyle that defines the Lake Norman area. Additional highlights include a two-car garage and thoughtfully designed interior spaces that balance style and practicality. Located within reach of dining, marinas, shopping and recreational amenities, this residence presents an opportunity to enjoy connected lake living in one of North Carolina’s desirable waterfront-adjacent communities.

4358 Reed Creek Drive, Sherrills Ford

Listing courtesy of Premier Sotheby's International Realty. charlie.williams@premiersir.com

$310,000

3 Beds ⋅ 4 Baths ⋅ 4368158 MLS

Well-kept three-level townhome with thoughtful updates and easy, comfortable living. LVP flooring runs throughout, giving the home a clean, cohesive feel. The kitchen features quartz countertops, plenty of cabinet space, and a water filtration system, and opens right into the main living area with 9’ ceilings and a fireplace that makes the space feel warm and inviting. The lower level works great as a rec room, office, or flex space depending on your needs, and the attached garage adds extra convenience. Several appliances and light fixtures were updated within the last two years. The community includes a clubhouse, pool, dog park, playground, and walking trails, making it easy to enjoy both indoors and out. A great option for low-maintenance living in a convenient location!

2136 Midnight Blue Lane, Fort Mill

Listing courtesy of Keller Williams Connected. mike@dreamteamunited.com

Start Your Search

Provided courtesy of The Coastal Carolinas Association of REALTORS®. Information Deemed Reliable but Not Guaranteed. Copyright 2026 of the Coastal Carolinas Association of REALTORS® MLS. All rights reserved. Information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

“ Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Some IDX listings have been excluded from this website. Properties may or may not be listed by the office/agent presenting the information © 2026 Canopy MLS as distributed by MLS GRID”

Last Updated:

Listings courtesy of Spartanburg Association of Realtors as distributed by MLS GRID. Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.