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$1,399,999
4 Beds 6 Baths 2607628 MLS
Living at its finest. Sprawling 6450 sq ft (+/-) heated 17 room gated estate with an impressive porte-cochere upon pulling up to the home in the charming community of Loris, SC Just 25 mins from door to ocean, outside of all the congestion and noise. Completely renovated in 2008 with beautiful upgrades. 3 surveyed landscaped acres with attractive lighting, natural spring fed ponds with Tons of wildlife to mesmerize you. 37" high Granite counters throughout the home. Gourmet kitchen with stainless steel appliances. Two stainless steel sinks both with garbage disposals, an island w/Bosch range perfect for entertaining and large family gatherings. Beautiful wood floors throughout with the exception of the Theater Room and Workout area. 4 huge en suites, 3 family rooms, formal dining room, large laundry room, Butlers pantry, 2 Formal foyers, 8 seat Theater Room, trey and coffer ceilings including 19 ceiling fans add to the grandeur. Crown moldings and attractive 6 inch baseboards throughout the home plus 2 staircases. Beautiful balcony overlooking the property and lake. 4 gas fireplaces, 1 in the Master en suite, 1 double sided in the living room and kitchen, 1 in the formal family room and 1 on the covered brick terrace. Attractive brick covered porches, oversize 3+ car garage large enough for a large boat or RV. Parking for 20+ with 2 circular driveways. Newly constructed 3' x 180' +/- wood and stone seawall, Outside shower, Outside kitchen, 3 zones, New HVAC and hot water pump are just a few of the upgrades. Attractive outside lighting. Perfect accommodations with plenty of room for an in-law suite. A Must see for yourself! Too many details to list. Call for a tour or any questions you may have. Buyers please provide a pre qualified letter from a lender or proof of funds from your financial institution. Lots more pics.

2790 Fowler Rd., Loris

Listing courtesy of Listing Agent: Randal Longo () from Listing Office: Isave Realty.

$250,000
2607604 MLS
Opportunity Awaits - Landlocked Parcel With Efforts Underway to Securing an Easement. Discover the potential of this private parcel offering a peaceful, natural setting and plenty of room to create your vision. Please note: the property is currently landlocked, and currently working toward securing a recorded easement to provide legal access. This is an excellent opportunity for buyers or investor who don't mind a little patience while the access process is completed. Whether you're planning a future homesite, recreational use, or long-term investment, this tract offers strong potential once access is finalized. Buyer is responsible for verifying all information, including access status and intended use. Buyer and buyer agent are responsible to verity measurements.

TBD South Island Rd., Georgetown

Listing courtesy of Listing Agent: James Shubrick (Office: 843-237-9824) from Listing Office: CB Sea Coast Advantage PI.

$259,900
3 Beds 2 Baths 2607552 MLS
Come and settle roots in this quaint, charnming and festive town of Conway. This home is located north of downtown Conway near Sherwood Park. It is a charming 3 bedroom 2 bath home with an extra large Family room with a fire place. The kitchen is galley style with an over abundance of cabinet space. The home has a wonderful front porch that you can relax on at your leisure. There is a storage room attached to the carport and a metal storage unit in the back yard for all your lawn tools and beach chairs. Brand new roof in place as of September 2026. Sherwood Park is right around the corner and downtown and the river walk just a short drive. There you can enjoy dining, entertainment, shopping and all the necessities as the banks and doctors. Your are just a short trip to the beach and lots of other wonderful dining and entertainment. Come make this wonderful home your very own. Square footage is approximate and not guaranteed. Buyer is responsible for verification.

1707 Sherwood Dr., Conway

Listing courtesy of Listing Agent: Kris Ray () from Listing Office: Myrtle Beach Real Estate LLC.

$372,000
2607522 MLS
Discover a rare opportunity to own 4.63 private acres just minutes from downtown Conway—This List consist of two connected parcels - 40401010005, 40401010006. a property that perfectly blends space, convenience, and versatility. Parcels of this size so close to town are exceptionally hard to find, making this offering truly unique. The land is two parcels connected totaling almost 5 acres cleared and ready for your vision, whether you’re planning a custom-built dream home, a private estate, or exploring development potential. Zoned FA, the property also offers the flexibility to subdivide, giving investors and forward-thinking buyers even more possibilities. A standout feature is the expansive, fully equipped workshop, ideal for hobbyists, entrepreneurs, or anyone needing substantial storage. The shop includes a car lift, dedicated office space, spray booth, ample storage areas, and even a full kitchen and restroom with shower—providing both functionality and comfort. Whether you’re a car enthusiast, boat owner, investor, retiree, or ready to build your dream lifestyle, this property checks every box. Schedule your private showing today—contact the listing agent for more details

5272 Carriage Rd., Conway

Listing courtesy of Listing Agent: Shawn Bailey () from Listing Office: Century 21 Palms Realty.

$1,999,500
7 Beds 7 Baths 2607521 MLS
A rare opportunity to own one of Conway’s most iconic historic homes, the H.W. Ambrose House. Known locally as “the house that built Conway,” this remarkable early 20th century estate was built by H.W. Ambrose, a key figure in the city’s development. Situated on approximately two acres along Elm Street, one of Conway’s most distinguished historic corridors, the home stands as a true landmark within the community. The residence showcases the scale, craftsmanship, and architectural character that define historic estates of this era. Expansive living spaces, timeless details, and classic design elements reflect the elegance of early 1900s architecture while offering the opportunity for modern living within a truly storied home. Over the past year, the current owners have invested significant care and resources into the property, completing both major improvements and thoughtful repairs throughout the home. Their work reflects a deep commitment to preserving the integrity and legacy of this historic residence while ensuring its continued longevity. Properties of this scale, historical significance, and location rarely become available - and they rarely come fully furnished! The H.W. Ambrose House is more than a home. It is a cornerstone of Conway’s history and one of the city’s most recognized residences. Opportunities like this are exceedingly rare. For the next owner, this is not just a purchase, it is the chance to become the next steward of a truly legendary Conway estate.

1503 Elm St., Conway

Listing courtesy of Listing Agent: Brianna Russell () from Listing Office: Corcoran HM Properties.

$293,902
4 Beds 2 Baths 2607346 MLS
This home boasts 4 bedrooms, 2 full baths, along with .51 acres for spacious outdoor living with a 2 car garage with Liftmaster™ MyQ wifi enabled garage door opener and no HOA. The home features a nice sized master suite with a walk-in closet, and master bathroom with double bowl sinks and walk in shower. Home features the Ion Gray Smart Thermostat and plentiful natural light. The kitchen will has painted staggered cabinets with granite countertop and with subway tile backsplash. Nice sized yard is great for entertaining guests and ample space to add fire pit or anything else in the future. Building lifestyles for over 40 years, we remain the premier home builder along the Grand Strand. We’re proud to be the 2021, 2022, 2023, and 2024 winners of both WMBF News’ and The Sun News Best Home Builder awards, and the 2025 winner of The Sun News Best Home Builder. 2023, 2024, 2025, & 2026 winners of the Myrtle Beach Herald's Best Residential Real Estate Developer award, and 2024 & 2025 winners of The Horry Independent’s Best Residential Real Estate Developer and Best New Home Builder award. We began and remain in the Grand Strand, and we want you to experience the local pride we build today and every day in Horry and Georgetown Counties. Photos are of same model built elsewhere so features may be different.

1150 W Business 9, Loris

Listing courtesy of Listing Agent: Carol Wallauer () from Listing Office: The Beverly Group.

$799,900
6 Beds 4 Baths 2607283 MLS
Opportunity just steps from the beach in the heart of North Myrtle Beach! Whether you’re searching for a beach retreat, an income vacation rental, or a property that comfortably accommodates multiple families, this exceptional home delivers. Featuring 6 bedrooms and 4 full baths, including a private 2-bedroom, 1-bath lockout suite, this versatile property offers endless possibilities. Live in one section while generating rental income, host extended family with privacy, or maximize vacation rental returns with a layout designed for flexibility. The spacious fenced in yard has room for a pool and spa to maximize your vacation rental potential or create your own oasis the possibility is endless. Inside you’ll find spacious gathering areas, an open floor plan perfect for entertaining, and plenty of room for everyone to relax after a day on the beach. The lockout suite creates a unique opportunity for guests, multi-generational living, or additional income—an increasingly sought-after feature in today’s market. Located just a short walk to the ocean, you’ll enjoy easy access to the beach along with nearby restaurants, shopping, entertainment, and everything North Myrtle Beach is known for. Whether you’re looking for a primary residence, second home, or investment property with proven rental appeal, this home checks every box. Opportunities like this—offering this much space, this close to the beach, and with built-in income potential—are few and far between Schedule your private showing today and discover why this property stands out from everything else on the market. -Walk to the beach -Vacation rental -Income-producing property -Short-term rental opportunity -Multi-generational living -Guest suite -Lockout apartment -Primary residence or second home -North Myrtle Beach -Investment opportunity -No HOA

528 6th Ave. S, North Myrtle Beach

Listing courtesy of Listing Agent: Janice Nichols (Cell: 803-517-8400) from Listing Office: NorthGroup Real Estate LLC.

$299,000
2607220 MLS
75± Acre Farm & Recreational Estate - Cannery Road, Dalzell, SC Coordinates: 34.036675, -80.398473 Set in the heart of Sumter County's farm-and-timber country, this 75± acre property offers a rare mix of productive open ground, outstanding wetland/water features, and true recreational versatility. Multiple large beaver ponds create a compelling landscape of sheltered water, edges, and vegetation-ideal ingredients for waterfowl habitat and year-round wildlife use. Large fields provide room for farming, hay, cattle, horses, and ATV riding, while the pond systems and surrounding cover make it a natural fit for bird hunting and outdoor recreation. Highlights Multiple large beaver ponds supporting excellent waterfowl habitat and wildlife diversity Expansive fields suitable for farming, grazing, food plots, and wide-open recreation Road frontage with areas described as approved/suitable for building (buyer to verify permits, setbacks, and approvals) Subdividable potential into smaller parcels to improve affordability and flexibility (subject to county zoning/plat approval) Ideal for waterfowl, deer, turkey, and upland/bird hunting, plus horses, cattle, and family recreation Location & Convenience (approximate driving distances) Sumter, SC: ~10 miles / ~15-20 minutes Camden, SC: ~21 miles / ~30-35 minutes Columbia, SC: ~40 miles / ~50 minutes Florence, SC: ~47 miles / ~55-60 minutes Charlotte, NC: ~127 miles / ~2+ hours Charleston area: ~107 miles / ~2 hours Myrtle Beach area: ~103-104 miles / ~2 hours Nearby shopping & essentials Dollar_General (Dalzell): 4285 Old Camden Hwy, Dalzell, SC 29040 3555 Camden Hwy, Dalzell, SC 29040 Additional groceries and services are readily available in Sumter (regional shopping, dining, and medical). Agent Owned

Cannery Rd, Dalzell

Listing courtesy of Listing Agent: Benjamin Cromer () from Listing Office: Land Professionals Group LLC.

$1,498,900
2607211 MLS
A package deal! 2 income producing buildings on the same lot located right across the street from the beach! Recently remodeled and furnished 3 bed 2 bath house could be used as an office as there is NO HOA, plus there is a separate newly renovated apartment building behind the house with 4 fully renovated and furnished 1 BR/1 BA units (2 upper level, 2 lower level) all with tenants/current leases in place. Each apartment is furnished with 1 queen bed, kitchen appliances, washer/dryer, televisions and furniture. Please verify business permit needs with City of North Myrtle Beach if you intend to use the 3 bedroom house as an office. New roof in 2024 and new HVAC in 2023!

3802 S Ocean Blvd., North Myrtle Beach

Listing courtesy of Listing Agent: R. Edward Thomas () from Listing Office: North Beach Realty.

$389,000
3 Beds 2 Baths 2607201 MLS
Located just outside the city limits of Andrews, SC, this impressive brick residence sits on a spacious, well-maintained lot. This home features three bedrooms and two full bathrooms, with an open living area that seamlessly connects the living/dining room, den, and kitchen. This home has been well-maintained and combines wood, tile, and carpet flooring. Freshly painted cabinets in the kitchen with granite countertops, tile showers in the bathrooms, a spacious mudroom, and much more. The property's standout feature is a remarkable 900 sq. ft. enclosed space behind the main home, complete with a full bathroom. With a large covered area that functions as an oversized porch, this space boasts a full kitchen, pine walls and ceilings, and recessed lighting. This additional space has endless opportunities for entertaining, an additional area for guests, and the list goes on. Furthermore, the property includes a 530 sq. ft. enclosed utility shed with a lean-to. The additional dwelling can be accessed from Lakewood Drive and has a separate driveway. Lot size/House Sq ft to be verified by buyer(s)/buyer's agent.

64 Highway 521, Andrews

Listing courtesy of Listing Agent: Elizabeth Owens () from Listing Office: Owens Real Estate & Land Sales.

$1,498,900
7 Beds 6 Baths 2607200 MLS
A package deal! 2 income producing buildings on the same lot located right across the street from the beach! Recently remodeled and furnished 3 bed 2 bath house could be used as an office as there is NO HOA, plus there is a separate newly renovated apartment building behind the house with 4 fully renovated and furnished 1 BR/1 BA units (2 upper level, 2 lower level) all with tenants/current leases in place. Each apartment is furnished with 1 queen bed, kitchen appliances, washer/dryer, televisions and furniture. Please verify business permit needs with City of North Myrtle Beach if you intend to use the 3 bedroom house as an office. New roof in 2024 and new HVAC in 2023!

3802 S Ocean Blvd., North Myrtle Beach

Listing courtesy of Listing Agent: R. Edward Thomas () from Listing Office: North Beach Realty.

$999,999
6 Beds 4 Baths 2607149 MLS
Welcome to your perfect coastal retreat just steps from the ocean in beautiful Ocean Drive area of North Myrtle Beach! This charming, fully furnished second-row duplex showcases a modern coastal style throughout, offering two spacious units. Each unit has 3 bedrooms and 2 bathrooms, and features bright and airy living spaces. You'll find LVP flooring throughout, mounted TVs in the bedrooms, and plenty of windows that fill the home with natural light. Each unit includes a well-appointed kitchen with stainless steel appliances and abundant cabinetry. Bathrooms showcase tile finishes and include a double sink vanity in the master ensuite along with washer dryer hookups and a stackable washer and dryer. The upper and lower unit boasts a private wood deck in both the front and back accessed by exterior stairs, perfect for enjoying morning coffee with ocean breezes. There is convenient parking in both the front and back of the property. With additional exterior storage for all your beach gear, this property is ideally located just a short walk to the sand and close to local dining, shopping, and entertainment. Whether you're seeking a strong rental investment or a versatile multi-generational beach retreat, this property captures the essence of coastal living with incredible income potential.

940 S Ocean Blvd., North Myrtle Beach

Listing courtesy of Listing Agent: Ryan Korros Team (Cell: 843-455-6580) from Listing Office: RE/MAX Southern Shores.

$999,000
2607145 MLS
Welcome to your perfect coastal investment opportunity just steps from the ocean in beautiful Ocean Drive section of North Myrtle Beach! This charming, fully furnished second-row duplex showcases a modern coastal style throughout, offering two spacious units. Each unit has 3 bedrooms and 2 bathrooms, and features bright and airy living spaces. You'll find LVP flooring throughout, mounted TVs in the bedrooms, and plenty of windows with blinds that fill the home with natural light. Each unit includes a well-appointed kitchen with stainless steel appliances, granite countertops and abundant cabinetry. Bathrooms showcase tile finishes and include a double sink vanity in the master ensuite along with washer dryer hookups and a stackable washer and dryer. The upper and lower unit boasts a private wood deck in both the front and back accessed by exterior stairs, perfect for enjoying morning coffee with ocean breezes. There is convenient parking in both the front and back of the property. With additional exterior storage for all your beach gear, this property is ideally located just a short walk to the sand and close to local dining, shopping, and entertainment. Whether you're seeking a strong rental investment or a versatile multi-generational beach retreat, this property captures the essence of coastal living with incredible income potential.

940 S Ocean Blvd., North Myrtle Beach

Listing courtesy of Listing Agent: Ryan Korros Team (Cell: 843-455-6580) from Listing Office: RE/MAX Southern Shores.

$824,900
4 Beds 4 Baths 2607109 MLS
NEW PRICE **** NEW PRICE! Located on the north end of Cherry Grove, this beautifully maintained coastal home offers lovely curb appeal with a custom brick paver driveway and inviting porches designed for relaxing and enjoying the coastal breeze.” Entering the front door is a light and bright, coastal inspired open concept living, dining and kitchen area. The columns that traditionally separated the kitchen and the living area have been removed, giving a wide open and flowing plan that is conducive to entertaining family and friends. The vaulted ceiling with dormers adds additional light and a feeling of spaciousness. The kitchen has been fully renovated with new cabinetry, Cambria quartz countertops, newer appliances with a large center island that comfortably seats four. Just off the living area, leading to the master suite, is a powder room, laundry area and a nice sized pantry. The large primary suite including dual closets, linen closet, separate shower, garden tub and double vanities complete the first floor. The second floor has two bedrooms (one is an en suite) that open to the upper back deck with views to Waites Island and of the ocean. This upper deck creates a private indoor-outdoor retreat. The fourth bedroom has custom, built- in bunk beds along with a stand- alone bed, making it the perfect kids bedroom. This bedroom shares a bath with the second bedroom on the second level. The home includes a 1 car garage, a garage size storage room and an outside shower, providing room for all the beach essentials. The back yard and both sides are fenced offering lots of privacy. 62nd Ave is located on the far north end of Cherry Grove, near the point and is one of the most desirable and sought after areas of NMB. If you are looking for a permanent residence, second home or an investment property, this is one you don’t want to miss. It has never been rented and all the improvements have been high end. The roof was replaced in 2020 and the energy efficient HVAC was replaced in December 2025. This is the complete package, offering carefree coastal living in a premier location. Being sold furnished and ready for it's new owner to use and enjoy immediately! Buyer or buyer's agent is responsible for verifying all measurements.

308 62nd Ave. N, North Myrtle Beach

Listing courtesy of Listing Agent: Nancy Richardson () from Listing Office: CENTURY 21 Thomas.

$1,250,000
2607107 MLS
9881 Ocean Highway is a 4873 square foot retail/flex building located in Pawleys Island, SC. The property is comprised of approximately 3,000 square feet of retail and office space with 2,000SF of flex space (Gun Range). Currently, the property is being operated as a firearms retailer and shooting range, the building's design functions well in an office and retail capacity, offering 1000 square feet of showroom, three offices, a conference room, storage closet, ada compliant bathrooms and a full bathroom and full kitchen. The gun range is a fortified structure within the building that carries its own climate control system. This space can be retrofitted to accommodate multiple users. The property has 66 feet of frontage on Highway 17 and prominent monument signage. This location also benefits from General Commercial zoning that allows for a broad range of commercial uses in Georgetown County.

9881 Ocean Highway, Pawleys Island

Listing courtesy of Listing Agent: Adam Hall () from Listing Office: Tradd Commercial.

$279,999
3 Beds 2 Baths 2607088 MLS
1.5 ACRES. NO HOA. UPDATED KITCHEN. ROOM TO LIVE YOUR WAY! Why settle for a small lot and a house just feet from your neighbors when you can have over 1.5 acres of space, privacy, and freedom in Conway? This charming brick home offers approximately 1,825 heated square feet, a spacious layout, and the kind of property that is becoming harder and harder to find. With no HOA, you'll have room for your boat, trailer, recreational vehicles, pets, outdoor projects, or simply the privacy and space to enjoy your own property. Inside, the home combines character with important updates. The remodeled kitchen features quartz countertops, a porcelain farmhouse sink, stainless steel appliances, and updated finishes. Beautiful wood flooring adds warmth and character, while the large family room with a fireplace provides plenty of room to relax and entertain. Outside is where this property truly stands apart. The expansive 1.51 acre lot provides a large, fenced area and plenty of usable outdoor space. In addition to the attached carport, there is additional covered space that can be ideal for storage, equipment, hobbies, or your outdoor toys. Recent improvements, including a newer roof and gutters, add even more value and peace of mind. If you're tired of cookie cutter neighborhoods, restrictive HOA rules, and postage stamp yards, this is your opportunity to own a property with space, privacy, flexibility, and freedom, while still enjoying convenient access to Conway and the surrounding Grand Strand area. Over 1.5 acres. No HOA. Updated kitchen. Fenced yard. Room to breathe. Schedule your showing today and see why this property offers something that new construction simply can't duplicate.

2090 Little Lamb Rd., Conway

Listing courtesy of Listing Agent: Darren Woodard Team () from Listing Office: INNOVATE Real Estate.

$1,489,900
6 Beds 4 Baths 2607066 MLS
Completely remodeled 6-bedroom, 4-bath raised beach home in the Ocean Drive section of NMB! Incredible investment opportunity, or use this home as a secondary or primary home. Fantastic upgrades include new hardy plank siding, a wrap-around deck, and a private outdoor saltwater pool. The main house consists of 3 bedrooms and 2 baths. Guests can enjoy privacy in the in-law suite featuring 2 bedrooms and 1 bath separate from the main part of the house. There is also a 1-bedroom, 1 bath on the ground level by the pool for your convenience. The ground level has a game room when you need a break from the beach or pool. "Blue Moon" is located only 2 blocks from the beach with NO HOA and within walking distance to Main St in North Myrtle Beach!

304 2nd Ave. S, North Myrtle Beach

Listing courtesy of Listing Agent: R. Edward Thomas () from Listing Office: North Beach Realty.

$598,000
4 Beds 2 Baths 2607056 MLS
Completed and move-in ready, this custom-built modern farmhouse offers 4 bedrooms, 2 bathrooms, a dedicated office/flex space, and 1,714 square feet with no HOA. The exterior features board-and-batten siding, architectural accents, a durable 29-gauge metal roof, and an attached two-car garage. Inside, the home features an open and functional floor plan with custom cabinetry, premium countertops, upgraded lighting, custom trim work, and durable plank flooring throughout. The primary suite includes a custom tile shower and separate soaker tub, while three additional bedrooms and the office/flex space provide plenty of versatility. The covered rear porch provides additional outdoor living space, with the option to have it screened in. This newly completed home combines custom finishes, quality construction, and everyday functionality without the restrictions of an HOA. Builder will also considering installing a pool if you desire! Priced to sell—schedule your showing today.

11265 McDowell Shortcut Rd., Murrells Inlet

Listing courtesy of Listing Agent: Dominic Siciliano (Cell: 843-353-1589) from Listing Office: Keller Williams The Forturro Group.

$350,000
2607020 MLS
Great investment opportunity in Georgetown County featuring five separately parceled lots, each improved with an individual mobile home. The manufactured homes range in age from 1983 to 1999, offering a diverse asset mix with established tenancy. Each parcel is individually subdivided and equipped with its own utilities and separate meters, creating a clean, low-maintenance management structure with flexibility for future resale or portfolio structuring. All homes are tenant-occupied, and tenants would like to remain in place—providing immediate income from day one. This property offers approximately a 13% annual return, meaning it has strong income performance compared to many traditional investments. At the current numbers, the investment is projected to pay for itself in about 7.7 years, making it an attractive opportunity for investors seeking solid cash flow and long-term value. Located just minutes from the heart of Georgetown, the property benefits from proximity to the area’s historic waterfront district, local shops, restaurants, and coastal charm. Georgetown is known for its scenic harbor, oak-lined streets, and authentic Lowcountry atmosphere, while still offering convenient access to major highways and surrounding coastal communities. The property is also approximately 15 minutes from Georgetown County Airport, adding to its accessibility. Whether you’re expanding your portfolio or looking for a high-performing, income-producing asset along the South Carolina coast, this fully occupied multi-parcel mobile home package presents outstanding investment potential.

23-73 Newton Trail, Andrews

Listing courtesy of Listing Agent: Jacob English () from Listing Office: Watermark Real Estate Group.

Provided courtesy of The Coastal Carolinas Association of REALTORS®. Information Deemed Reliable but Not Guaranteed. Copyright 2026 of the Coastal Carolinas Association of REALTORS® MLS. All rights reserved. Information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

“ Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Some IDX listings have been excluded from this website. Properties may or may not be listed by the office/agent presenting the information © 2026 Canopy MLS as distributed by MLS GRID”

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Listings courtesy of Spartanburg Association of Realtors as distributed by MLS GRID. Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.