Columbia Homes under $400,000

Welcome to Columbia, South Carolina—a vibrant city that beautifully blends Southern charm with modern urban living. As the state capital, Columbia boasts a rich tapestry of history, culture, and outdoor adventure, making it an ideal place to call home. Nestled at the confluence of the Saluda and Broad Rivers, Columbia is not only known for its picturesque landscapes but also for its thriving arts scene, diverse dining options, and a plethora of recreational activities.

For those seeking affordable housing options, Columbia offers an impressive selection of homes under $400,000. Whether you're a first-time homebuyer, a growing family, or looking to downsize, you'll find a variety of charming properties that cater to your lifestyle. From cozy bungalows in historic neighborhoods to contemporary townhouses in vibrant communities, there’s something for everyone.

The real estate market in Columbia is dynamic, with homes that feature spacious layouts, inviting outdoor spaces, and convenient access to local amenities. Enjoy the convenience of nearby schools, parks, and shopping districts, all while being just a short drive away from the beautiful landscapes of Congaree National Park or the bustling energy of downtown.

Columbia's warm climate and welcoming community make it a fantastic place to live, work, and play. With homes priced under $400,000, you can enjoy the comfort of a beautiful residence without breaking the bank. Discover your perfect home in Columbia today, and experience the charm and excitement this city has to offer!

Newest Columbia Homes under $400,000

$299,000

4 Beds ⋅ 5 Baths ⋅ 644506 MLS

Short sale opportunity in Lake Carolina! Located in the established Woodcrest community, this home offers renovation potential in one of Northeast Columbia's popular planned communities. Enjoy the Lake Carolina lifestyle with neighborhood amenities, nearby schools, YMCA, dog park, walking trails, shopping and dining. The home features a spacious open floor plan, hardwood floors throughout much of the main living areas, and tile flooring in the kitchen and bathrooms. Additional features include a 2025 water heater, two HVAC systems with one replaced in 2023, a deck overlooking a large fenced backyard, and a quiet street with sidewalks.Property requires substantial cleaning, repairs and renovation and is being sold strictly AS-IS. Areas needing attention include, but are not limited to, flooring/carpet replacement, interior painting, cleaning, exterior wood and deck repairs, deferred maintenance and other repairs or improvements. Buyer is responsible for all desired inspections and due diligence, including inspections for environmental hazards.Short sale lender approval is required and approval may take several months. Cash and conventional financing will be considered; however, seller will not make buyer- or lender-required repairs. No creative financing or creative deal structuring. No sight-unseen offers. Proof of funds or conventional loan pre-approval required prior to scheduling a showing. Minimum 48-hour notice required. Buyer to verify square footage, schools, property condition and all information deemed important. Some photos have been digitally edited using AI to remove personal property, trash and/or furniture and improve lighting/visibility. Digital edits are not intended to depict repairs or improvements. Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

318 Water Hickory Way, Columbia

Listing courtesy of Scarlett Herbkersman of Coldwell Banker Realty.

Listing courtesy of Listing Agent: Scarlett Herbkersman () from Listing Office: Coldwell Banker Realty.

Listing courtesy of Coldwell Banker Realty.

$139,900

3 Beds ⋅ 2 Baths ⋅ 644490 MLS

Beautiful home in Southeast Columbia. Close to downtown with restaurants and entertainment. Home is owner occupied. Please schedule showings using showing time and allow 1 hour notice. Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

2112 Atlas Rd, Columbia

Listing courtesy of Tarina Newton of Coldwell Banker Realty.

Listing courtesy of Listing Agent: Tarina Newton () from Listing Office: Coldwell Banker Realty.

Listing courtesy of Coldwell Banker Realty.

$300,000

4 Beds ⋅ 4 Baths ⋅ 644489 MLS

OPEN HOUSE SUNDAY 2-4!! Welcome to this well-maintained 4-bedroom, 3.5-bath home in the expansive established Harbison community! Hardwood floors run throughout all four bedrooms, as well as the living and dining rooms. The primary suite features an updated bathroom with a custom shower, dual vanity and walk-in closet. The second bedroom provides a private bathroom and a separate flex space that could be used as a home office, gym or craft room. The home also features a large sunroom, providing an additional space to enjoy the backyard views, entertaining and natural light. Outside, you'll find a fenced backyard and a storage shed for added convenience. As part of the Harbison community, residents can enjoy miles of walking trails, tennis courts, a community pool, playgrounds and ponds. This home conveniently sits on a quiet cul-de-sac with one of the walking trail entrances and located near shopping, dining, schools and major roads. Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

41 Colony House Ct, Columbia

Listing courtesy of Ashlyn Ancone of Keller Williams Palmetto.

Listing courtesy of Listing Agent: Ashlyn Ancone () from Listing Office: Keller Williams Palmetto.

Listing courtesy of Keller Williams Palmetto.

$279,000

5 Beds ⋅ 3 Baths ⋅ 644483 MLS

Wow! 5 bedrooms 3 bathrooms priced to sell! Well kept home ready for new owners, 4 bedrooms located on the 2nd level with 1 bedroom on the main that can be used as an office, playroom or guest bedroom. At the top of the stairs is a loft that can be used as a 2nd living room. The home has an updated kitchen with all appliances staying with the home and granite countertops. Access to the backyard through a sliding glass door that is fully fenced. Schedule a tour now! Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

3057 Blue Brook Ln, Columbia

Listing courtesy of Tiffiny Davis of Fathom Realty SC LLC. Phone: 619-922-7969

Listing courtesy of Listing Agent: Tiffiny Davis (Phone: 619-922-7969) from Listing Office: Fathom Realty SC LLC.

Listing courtesy of Fathom Realty SC LLC. Phone: 619-922-7969

$320,450

2 Beds ⋅ 4 Baths ⋅ 644478 MLS

Discover a unique live-work and investment opportunity in Lake Carolina’s Harborside community. The lower-level business space currently has a tenant in place with a two-year lease and features two separate entrances and a convenient half bath. Upstairs, the beautifully updated residence offers stainless steel appliances, abundant natural light, and elegant picture molding. The upper level includes two spacious bedrooms, each with a private bathroom. A detached garage adds even more convenience to this versatile property. Schedule your showing today and explore all the possibilities! Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

324 Long Pointe Ln, Columbia

Listing courtesy of Janeth Butler of Coldwell Banker Realty.

Listing courtesy of Listing Agent: Janeth Butler () from Listing Office: Coldwell Banker Realty.

Listing courtesy of Coldwell Banker Realty.

$233,400

3 Beds ⋅ 2 Baths ⋅ 644473 MLS

Welcome home to this inviting 3-bedroom, 2-bath gem in Ivy Place! The open flow between the family room and kitchen makes everyday living and entertaining feel effortless. Unwind in the spacious main-level primary suite, complete with a double vanity and walk-in closet. A second bedroom is also located on the main level, while the private upstairs bedroom offers the flexibility to serve as a guest room, home office, or bonus space. With low-maintenance living and convenient access to shopping, I-20, I-77, and Fort Jackson, this home is ready for its next chapter. Schedule your showing today! Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

454 Glacier Way, Columbia

Listing courtesy of Janeth Butler of Coldwell Banker Realty.

Listing courtesy of Listing Agent: Janeth Butler () from Listing Office: Coldwell Banker Realty.

Listing courtesy of Coldwell Banker Realty.

$145,000

3 Beds ⋅ 1 Baths ⋅ 644467 MLS

Welcome to this charming all-brick, one-level home situated on a spacious corner lot in a convenient North Columbia location. Inside this all brick 3-bedroom, 1.5-bath home you'll find a functional floor plan designed for comfortable everyday living. Outside, the covered carport and generous yard provide plenty of space for parking, entertaining, gardening, or future improvements. Conveniently located just minutes from downtown Columbia, major highways, shopping, dining, and everyday amenities. Whether you're a first-time homebuyer looking to build equity or an investor seeking a solid rental opportunity, this home is one you won't want to miss. Motivated sellers! Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

1001 Swan Ln, Columbia

Listing courtesy of Kevin Dasent of Keller Williams Preferred.

Listing courtesy of Listing Agent: Kevin Dasent () from Listing Office: Keller Williams Preferred.

Listing courtesy of Keller Williams Preferred.

$325,000

3 Beds ⋅ 2 Baths ⋅ 644464 MLS

Welcome to this beautifully renovated 3-bedroom, 2-bath home featuring an exceptional floor plan, modern upgrades, and a peaceful setting surrounded by greenery.From the moment you walk in, the home feels bright, comfortable, and inviting. Large windows throughout the bedrooms and living spaces bring in plenty of natural light while offering relaxing views of the surrounding greenery.The beautifully updated kitchen features new cabinets, quartz countertops, a spacious kitchen island, new appliances, and an open layout that is perfect for everyday living and entertaining. The separate dining area offers a wonderful setting for meals while enjoying views of the outdoors.This home has been extensively updated with a new HVAC system, new roof, new flooring, fresh interior paint, remodeled bathrooms, updated kitchen, and new appliances.The spacious primary bedroom includes a huge walk-in closet and private bathroom, while two additional bedrooms provide plenty of flexibility for family, guests, a home office, or additional living space.Step outside and enjoy the large yard and functioning swimming pool — perfect for relaxing, entertaining, or enjoying South Carolina’s warmer months.Whether you’re looking for a beautiful primary residence, your first home, or an investment property, this home offers excellent potential. The layout and amenities may also make it an attractive option for short-term rental or Airbnb use, subject to applicable local regulations.Some final cleaning, landscaping, and finishing touches are still underway, and the seller will have the property ready for its new owner.Highlights include:• 3 bedrooms / 2 bathrooms• Spacious primary suite with huge closet• New HVAC system• New roof• New flooring• Fresh interior paint• Newly remodeled bathrooms• New kitchen cabinets• Quartz countertops• Large kitchen island• New appliances• Functioning swimming pool• Large yard• Beautiful dining room• Excellent natural light• Greenery views from multiple rooms• Beautiful, functional floor plan• Investment and short-term rental potentialThis is truly a home you need to experience in person. Schedule your showing and come see everything Disclaimer: CMLS has not re

3006 Bush River Rd, Columbia

Listing courtesy of Amber Wingard of Realty One Group Reside.

Listing courtesy of Listing Agent: Amber Wingard () from Listing Office: Realty One Group Reside.

Listing courtesy of Realty One Group Reside.

$309,170

4 Beds ⋅ 4 Baths ⋅ 644463 MLS

Discover the perfect blend of comfort and functionality in the stunning Stanley Martin Garland floorplan in the beautiful Garners Mill community! Designed with convenient main-level living in mind, this home offers both a primary suite and a guest suite on the first floor, making it ideal for multigenerational living or hosting overnight guests. The luxurious primary suite features a tray ceiling, dual vanities, a tiled walk-in shower with built-in seat, and a spacious walk-in closet. The open-concept layout creates the perfect setting for everyday living and entertaining, with a thoughtfully designed kitchen showcasing granite countertops, stainless steel appliances, and a large island overlooking the family room and dining area. Durable RevWood flooring flows throughout the main living areas, adding both style and functionality. You'll love the convenience of the mudroom with built-in bench and cubbies located just off the garage entrance, helping keep everything organized. Upstairs, two additional bedrooms and a full bath provide privacy and flexibility for family members or guests. Enhanced with designer finishes throughout, this home offers the perfect balance of comfort and elegance. Step outside and enjoy the covered patio with expanded outdoor living space, perfect for relaxing evenings, weekend grilling, or entertaining friends and family. This home's location truly elevates your lifestyle. Situated less than 10 miles from Fort Jackson, downtown Columbia, and a variety of shopping, dining, and entertainment opportunities, you're never far from the conveniences you need. With its inviting design, versatile floorplan, and desirable location, the Garland is the perfect choice for buyers seeking a home that checks all the boxes. Contact the Neighborhood Sales Manager for information on estimated completion and home selections. Schedule your tour today and ask about closing cost assistance available with our preferred lender. Don't miss this opportunity to make this exceptional home yours! Stock photos of a Garland are for illustration purposes only. Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

319 Old Slater Dr, Columbia

Listing courtesy of Amy Piner of SM South Carolina Brokerage LLC.

Listing courtesy of Listing Agent: Amy Piner () from Listing Office: SM South Carolina Brokerage LLC.

Listing courtesy of SM South Carolina Brokerage LLC.

$129,900

3 Beds ⋅ 1 Baths ⋅ 644460 MLS

Welcome to 936 Denny Road, a charming 1950 single-story bungalow nestled on a generous 0.46-acre lot shaded by mature trees in Columbia. Spanning 1,080 heated square feet, this 3-bedroom, 1-bathroom home blends classic architectural features with comfortable, functional living spaces.Step inside to find gleaming hardwood floors, elegant molding, and striking coffered ceilings anchored by a cozy wood-burning fireplace in the main living room. The formal dining room provides a dedicated space for gathering, while the efficient kitchen is equipped with stained cabinetry, Formica countertops, vinyl flooring, and an included appliance package featuring a smooth-surface range, refrigerator, washer, and dryer.Each of the three light-filled bedrooms boasts private closet space, ceiling fans, and hardwood floors, sharing a full hall bathroom with a separate shower. Outside, relax on the covered porch overlooking the expansive, tree-lined grounds that feature plenty of space for outdoor entertaining, gardening, or play. Additional highlights include central heating and air, public water and sewer connections, low-maintenance vinyl siding, and a convenient sidewalk community setting.Conveniently located near Richland One schools—Forest Heights Elementary, Gibbes Middle, and Eau Claire High—and eligible for Cash, Conventional, FHA, or VA financing, this home delivers exceptional charm and versatility. Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

936 Denny Rd, Columbia

Listing courtesy of Joseph Dixon of Olivia Cooley Real Estate. Ofc: 803-832-2404

Listing courtesy of Listing Agent: Joseph Dixon (Ofc: 803-832-2404) from Listing Office: Olivia Cooley Real Estate.

Listing courtesy of Olivia Cooley Real Estate. Ofc: 803-832-2404

$226,900

3 Beds ⋅ 2 Baths ⋅ 644459 MLS

Brand-new 2026 construction at an affordable price!!This 3 bedroom, 2 full bath home offers 1,296 sqft of fresh, never-lived-in, single-level living on a 0.22-acre lot near the end of a quiet court. Enjoy the peace of mind that only new construction brings - new systems, new finishes, and no renovation projects waiting on you. Three bedrooms give you room for guests, a home office, or hobbies, and two full baths keep busy mornings moving. No HOA means no monthly dues and more freedom with your property. The location is hard to beat: minutes from Williams-Brice Stadium, the Bluff Rd corridor, downtown Columbia, USC, Fort Jackson, and I-77, with shopping and dining close by. If you are ready to stop renting and start building equity, or simply want low-maintenance new construction close to the city, this one checks the boxes. Priced to move - schedule your showing today! Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

4345 Camino Ct, Columbia

Listing courtesy of Justin Singletary of Call it Closed International.

Listing courtesy of Listing Agent: Justin Singletary () from Listing Office: Call it Closed International.

Listing courtesy of Call it Closed International.

$250,000

3 Beds ⋅ 2 Baths ⋅ 644457 MLS

OPEN HOUSE THIS SATURDAY, OCTOBER 10TH, 11:00am-1:00pm. Completely renovated in Rosewood! This move-in ready, 3-bedroom, 1.5-bath brick bungalow with carport offers comfortable living in a convenient Columbia location, 925 Airport Boulevard. New LVP flooring extends throughout the one-story home, creating a cohesive and easy-to-maintain interior. The eat-in kitchen features new granite countertops, tile backsplash, a breakfast bar perfect for casual dining, new stainless appliances, and a pantry. Built-in hallway shelving provides convenient storage or display options. The primary bedroom features a private half bathroom, and the 2 other bedrooms share a full hall bathroom with tub/shower. A one-car carport provides covered parking, and the fenced rear yard includes a shed for additional storage. Renovations include NEW flooring, ceiling fans, doors, fixtures, bathrooms remodeled from top to bottom, granite countertops, fresh paint throughout and the major systems are updated to include a NEW HVAC in 2022 and Roof. Conveniently located near the University of South Carolina with easy access to downtown Columbia and I-77. A mere 2.5 miles to Williams-Brice Stadium and Russell House student center at the University of South Carolina. Located right across the street from Memorial Stadium, as well as walkable to the Hunter-Gatherer Brewery built in the historic Curtiss-Wright Hangar and to Publix Grocery Store. Enjoy local restaurants on Rosewood Drive and the Devine Street District. A great opportunity to enjoy a recently updated home in an established Columbia location. Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

925 Airport Blvd, Columbia

Listing courtesy of Candy Limehouse of Keller Williams Palmetto.

Listing courtesy of Listing Agent: Candy Limehouse () from Listing Office: Keller Williams Palmetto.

Listing courtesy of Keller Williams Palmetto.

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Provided courtesy of The Coastal Carolinas Association of REALTORS®. Information Deemed Reliable but Not Guaranteed. Copyright 2026 of the Coastal Carolinas Association of REALTORS® MLS. All rights reserved. Information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

“ Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Some IDX listings have been excluded from this website. Properties may or may not be listed by the office/agent presenting the information © 2026 Canopy MLS as distributed by MLS GRID”

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Listings courtesy of Spartanburg Association of Realtors as distributed by MLS GRID. Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.