Columbia Homes under $500,000

Welcome to Columbia, South Carolina – a vibrant city steeped in history and brimming with Southern charm! Nestled at the confluence of the Saluda and Congaree Rivers, Columbia offers a delightful blend of urban sophistication and natural beauty. As the state capital, it boasts a rich cultural scene, with an array of museums, theaters, and parks that cater to residents and visitors alike.

For those seeking their dream home in this dynamic city, you’ll be pleased to discover an impressive selection of houses available for under $500,000. Whether you’re a first-time buyer, a growing family, or looking to downsize, Columbia’s real estate market has something for everyone. From charming historic bungalows in the heart of the city to modern townhomes in family-friendly neighborhoods, the options are diverse and appealing.

Imagine settling into a cozy home in the popular Forest Acres area, where tree-lined streets and excellent schools create a welcoming atmosphere. Or perhaps you’d prefer the convenience of downtown living, with its eclectic mix of shops, restaurants, and entertainment venues just a stone’s throw away.

Columbia is not just about homes; it’s about a lifestyle. Enjoy weekend strolls along the Riverwalk, savoring local cuisine at a bustling farmer’s market, or exploring the lush landscapes of nearby parks. With a thriving community and a housing market that offers affordability without compromise, Columbia is truly a gem waiting to be discovered. Come find your perfect home in this enchanting Southern city!

Newest Columbia Homes under $500,000

$199,450

3 Beds ⋅ 3 Baths ⋅ 644539 MLS

Welcome to 1640 Winyah Drive, a brand new 3-bedroom, 2.5-bath home finished in 2026 and ready for its first owner. You'll notice the roofline right away, it's a storybook look that you don't see in most new construction. Durable Hardie plank siding and a covered front porch round out the curb appeal. Inside, the layout is open and easy to live in. Kitchen, dining, and living space all flow together, with luxury vinyl plank floors running throughout. The kitchen has real personality, with two tone cabinets, brass hardware, quartz countertops, stainless appliances, and a big island where there's plenty of room to gather. Upstairs you'll find three bedrooms, each with a ceiling fan and good closet space, plus two full bathrooms with tiled tub and shower combos. There's also a powder room downstairs for guests making it easy to host. Out back there's a porch to enjoy, and the lot itself is nearly half an acre, .46 acres to be exact, with a natural treeline, so you get some real privacy without leaving the city. No HOA to deal with here, just a driveway and room to make it yours. Public water, private septic. It's move-in ready, so come see it in person. Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

1640 Winyah Dr, Columbia

Listing courtesy of Alexia Moreno of The Art of RE at eXp Realty.

Listing courtesy of Listing Agent: Alexia Moreno () from Listing Office: The Art of RE at eXp Realty.

Listing courtesy of The Art of RE at eXp Realty.

$74,900

1 Beds ⋅ 1 Baths ⋅ 644538 MLS

Located on the sixth floor at 1825 St. Julian Place, Unit 6F, this one-bedroom, one-bathroom corner condo has luxury vinyl plank flooring throughout and a spacious living area with access to a covered balcony. Overlooking the community pool, the unit faces west with beautiful views of sunsets, a forested area, and nighttime lights. An extra window in the bedroom brings in additional natural light, while generous closet space throughout the unit provides great storage. The kitchen provides practical counter space for meal preparation. Community amenities include a swimming pool and shared laundry facilities, with most utilities included in the HOA dues. Close to downtown Columbia and the USC campus, this condo is well situated for access to dining, shopping, and local attractions. Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

1825 Saint Julian Pl Unit 6F, Columbia

Listing courtesy of Mike Matulis of Keller Williams Palmetto.

Listing courtesy of Listing Agent: Mike Matulis () from Listing Office: Keller Williams Palmetto.

Listing courtesy of Keller Williams Palmetto.

$296,400

4 Beds ⋅ 3 Baths ⋅ 644530 MLS

* Open House - Sun, Oct 11th, from 1 pm to 3 pm * Located at 740 Applegate Lane in Columbia, this well-maintained, freshly painted home has 4 bedrooms and 2.5 bathrooms in a quiet, established neighborhood with a pond. The main level includes a spacious living room and a family room with a fireplace that opens to the bright kitchen. Generous cabinet and counter space, a tile backsplash, and an oversized pantry provide ample storage and workspace, and appliances are included. The spacious primary suite includes a private bathroom with a garden tub and separate shower, a walk-in closet, and direct access to the covered balcony. Ceiling fans throughout the home add everyday comfort, while a covered front porch, attached two-car garage, and fenced backyard complete the property. Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

740 Applegate Ln, Columbia

Listing courtesy of Mike Matulis of Keller Williams Palmetto.

Listing courtesy of Listing Agent: Mike Matulis () from Listing Office: Keller Williams Palmetto.

Listing courtesy of Keller Williams Palmetto.

$169,900

3 Beds ⋅ 2 Baths ⋅ 644520 MLS

Welcome to 525 Scarsdale Dr! Located in Columbia (Richland County), this single-story ranch home features 3 bedrooms, 1 bathrooms, and 1,525 sq ft of living area. Constructed in 1970 on a 0.22-acre lot (9,666 sq ft), the functional layout includes hardwood flooring, a spacious main living area, functional kitchen, forced-air heating, and laundry hookups. Outdoor features include an open yard and a private driveway for off-street parking. Conveniently located near A.J. Lewis Greenview Elementary, Sanders Middle, and Keenan High Schools, with quick access to local shopping, dining, and downtown Columbia! Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

525 Scarsdale Dr, Columbia

Listing courtesy of Constance Bennett of Trelora Realty Inc.

Listing courtesy of Listing Agent: Constance Bennett () from Listing Office: Trelora Realty Inc.

Listing courtesy of Trelora Realty Inc.

$259,900

3 Beds ⋅ 2 Baths ⋅ 644515 MLS

Welcome home to this 3-bedroom, 2-bathroom ranch with an attached 2-car garage. Fresh neutral paint and wood-look flooring fill the living room, which has a cozy fireplace. The kitchen features lots of cabinet space, a pantry and a bright breakfast nook surrounded by windows. The primary suite offers a walk-in closet and a private bath with a vanity area and soaking tub. New carpet runs through all the bedrooms. Out back, a nice sized deck overlooks a large partially fenced yard with mature trees. Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

4 Windy Knoll Ct, Columbia

Listing courtesy of Rob Jones of Offerpad Brokerage LLC.

Listing courtesy of Listing Agent: Rob Jones () from Listing Office: Offerpad Brokerage LLC.

Listing courtesy of Offerpad Brokerage LLC.

$300,000

4 Beds ⋅ 3 Baths ⋅ 644512 MLS

Check out this beautifully maintained 4-bedroom home built by Mungo homes has the perfect blend of style, comfort, and functionality. Featuring hardwood flooring throughout the main living areas and designer finishes throughout, this home is truly a standout. This home has a spacious first-floor primary suite with a a custom walk-in closet and double-vanity bath. All bedrooms have generous closet space, while designer ceiling fans add comfort and elegance throughout the home. Enjoy entertaining or relaxing in the large, fully fenced backyard, complete with motion-sensor lighting and a convenient in-ground sprinkler system servicing both the front and back yards. Additional upgrades include designer tile flooring in the laundry room and downstairs half bath, adding a touch of sophistication to everyday spaces. This nearly new home has been meticulously cared for and is ready for its next owner. Don't miss this opportunity to own a stylish, move-in-ready home with exceptional upgrades. Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

1061 Ashcroft Cir, Columbia

Listing courtesy of Kevin Dasent of Keller Williams Preferred.

Listing courtesy of Listing Agent: Kevin Dasent () from Listing Office: Keller Williams Preferred.

Listing courtesy of Keller Williams Preferred.

$350,790

4 Beds ⋅ 3 Baths ⋅ 644513 MLS

Welcome to Garners Mill and the beautifully designed Stanley Martin Kershaw floorplan! This stunning home blends style, space, and everyday comfort with an open-concept main level perfect for entertaining and daily living. The kitchen features granite countertops, designer cabinetry, stainless steel appliances, a stylish tiled backsplash, pendant lighting, and a large island overlooking the dining area and spacious family room. An electric fireplace creates a warm focal point, while the mudroom with built-in bench and cubbies keeps life organized. The main level also includes a bedroom in lieu of the flex room, offering the perfect space for guests, a home office, or multigenerational living. Upstairs, you'll find spacious secondary bedrooms, a versatile loft area, and a luxurious primary suite featuring a raised tray ceiling, large walk-in closet, and an upgraded bath with garden tub. A secondary bath with dual sinks adds extra convenience for busy households. Enjoy outdoor living year-round on the covered patio with an extended uncovered patio, perfect for grilling, entertaining, or relaxing after a long day. Ideally located just minutes from Fort Jackson, shopping, dining, downtown Columbia, and I-77, Garners Mill offers convenience and connectivity to everything you need. Contact the Neighborhood Sales Manager for details on estimated completion, selected finishes, and closing cost assistance available with our preferred lender. Schedule your private tour today. Photos are of a similar Kershaw home and are for illustration purposes only Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

321 Old Slater Dr, Columbia

Listing courtesy of Amy Piner of SM South Carolina Brokerage LLC.

Listing courtesy of Listing Agent: Amy Piner () from Listing Office: SM South Carolina Brokerage LLC.

Listing courtesy of SM South Carolina Brokerage LLC.

$299,000

4 Beds ⋅ 5 Baths ⋅ 644506 MLS

Short sale opportunity in Lake Carolina! Located in the established Woodcrest community, this home offers renovation potential in one of Northeast Columbia's popular planned communities. Enjoy the Lake Carolina lifestyle with neighborhood amenities, nearby schools, YMCA, dog park, walking trails, shopping and dining. The home features a spacious open floor plan, hardwood floors throughout much of the main living areas, and tile flooring in the kitchen and bathrooms. Additional features include a 2025 water heater, two HVAC systems with one replaced in 2023, a deck overlooking a large fenced backyard, and a quiet street with sidewalks.Property requires substantial cleaning, repairs and renovation and is being sold strictly AS-IS. Areas needing attention include, but are not limited to, flooring/carpet replacement, interior painting, cleaning, exterior wood and deck repairs, deferred maintenance and other repairs or improvements. Buyer is responsible for all desired inspections and due diligence, including inspections for environmental hazards.Short sale lender approval is required and approval may take several months. Cash and conventional financing will be considered; however, seller will not make buyer- or lender-required repairs. No creative financing or creative deal structuring. No sight-unseen offers. Proof of funds or conventional loan pre-approval required prior to scheduling a showing. Minimum 48-hour notice required. Buyer to verify square footage, schools, property condition and all information deemed important. Some photos have been digitally edited using AI to remove personal property, trash and/or furniture and improve lighting/visibility. Digital edits are not intended to depict repairs or improvements. Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

318 Water Hickory Way, Columbia

Listing courtesy of Scarlett Herbkersman of Coldwell Banker Realty.

Listing courtesy of Listing Agent: Scarlett Herbkersman () from Listing Office: Coldwell Banker Realty.

Listing courtesy of Coldwell Banker Realty.

$469,900

4 Beds ⋅ 3 Baths ⋅ 644493 MLS

Welcome to this Hampton Trace home — a beautiful, all-brick home offering exceptional space, timeless charm, and unbeatable convenience to I-77, Target, Ft. Jackson, and downtown Columbia.This 4-bedroom, 2.5-bath home features true hardwood floors throughout both levels, creating a warm, cohesive feel from the moment you step inside. The main level offers outstanding entertaining space: a huge formal living room to the right and a large formal dining room to the left as you enter the foyer. In the back of the home, a spacious great room with a wood-burning fireplace and built-in bookshelves provides the perfect gathering spot for cozy evenings or weekend hosting.The eat-in kitchen is generously sized and features granite countertops, stainless steel appliances, and plenty of workspace for everyday cooking or holiday meals. Just off the great room, a nice-sized screened porch overlooks the beautifully landscaped backyard. With a slate patio, mature plantings, and multiple seating areas, this home offers wonderful outdoor living and entertaining options.Upstairs, all four bedrooms feature hardwood floors and great natural light. The large primary suite includes two closets and its own private bathroom. Three additional bedrooms share a well-appointed hall bath, giving the second floor a comfortable and functional layout.During their ownership, the current homeowners completed significant upgrades, including new plumbing, new windows, new roof, new HVAC, and the addition of a sprinkler system and back patio — providing peace of mind and enhancing both indoor comfort and outdoor living.The entire interior has been freshly painted, making this home truly move-in ready. With classic brick curb appeal, updated systems, and a location that puts everything within minutes, this Hampton’s Trace property is one you don’t want to miss. Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

117 Chimney Hill Rd, Columbia

Listing courtesy of Meghan Hesley of Coldwell Banker Realty.

Listing courtesy of Listing Agent: Meghan Hesley () from Listing Office: Coldwell Banker Realty.

Listing courtesy of Coldwell Banker Realty.

$139,900

3 Beds ⋅ 2 Baths ⋅ 644490 MLS

Beautiful home in Southeast Columbia. Close to downtown with restaurants and entertainment. Home is owner occupied. Please schedule showings using showing time and allow 1 hour notice. Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

2112 Atlas Rd, Columbia

Listing courtesy of Tarina Newton of Coldwell Banker Realty.

Listing courtesy of Listing Agent: Tarina Newton () from Listing Office: Coldwell Banker Realty.

Listing courtesy of Coldwell Banker Realty.

$300,000

4 Beds ⋅ 4 Baths ⋅ 644489 MLS

OPEN HOUSE SUNDAY 2-4!! Welcome to this well-maintained 4-bedroom, 3.5-bath home in the expansive established Harbison community! Hardwood floors run throughout all four bedrooms, as well as the living and dining rooms. The primary suite features an updated bathroom with a custom shower, dual vanity and walk-in closet. The second bedroom provides a private bathroom and a separate flex space that could be used as a home office, gym or craft room. The home also features a large sunroom, providing an additional space to enjoy the backyard views, entertaining and natural light. Outside, you'll find a fenced backyard and a storage shed for added convenience. As part of the Harbison community, residents can enjoy miles of walking trails, tennis courts, a community pool, playgrounds and ponds. This home conveniently sits on a quiet cul-de-sac with one of the walking trail entrances and located near shopping, dining, schools and major roads. Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

41 Colony House Ct, Columbia

Listing courtesy of Ashlyn Ancone of Keller Williams Palmetto.

Listing courtesy of Listing Agent: Ashlyn Ancone () from Listing Office: Keller Williams Palmetto.

Listing courtesy of Keller Williams Palmetto.

$279,000

5 Beds ⋅ 3 Baths ⋅ 644483 MLS

Wow! 5 bedrooms 3 bathrooms priced to sell! Well kept home ready for new owners, 4 bedrooms located on the 2nd level with 1 bedroom on the main that can be used as an office, playroom or guest bedroom. At the top of the stairs is a loft that can be used as a 2nd living room. The home has an updated kitchen with all appliances staying with the home and granite countertops. Access to the backyard through a sliding glass door that is fully fenced. Schedule a tour now! Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

3057 Blue Brook Ln, Columbia

Listing courtesy of Tiffiny Davis of Fathom Realty SC LLC. Phone: 619-922-7969

Listing courtesy of Listing Agent: Tiffiny Davis (Phone: 619-922-7969) from Listing Office: Fathom Realty SC LLC.

Listing courtesy of Fathom Realty SC LLC. Phone: 619-922-7969

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“ Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Some IDX listings have been excluded from this website. Properties may or may not be listed by the office/agent presenting the information © 2026 Canopy MLS as distributed by MLS GRID”

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Listings courtesy of Spartanburg Association of Realtors as distributed by MLS GRID. Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.