Ocean Terrace Homes under $500,000

Welcome to Ocean Terrace, a hidden gem nestled in the charming coastal town of Surfside Beach, South Carolina. This delightful subdivision offers a perfect blend of serene living and vibrant community life, making it an ideal destination for families, retirees, and anyone seeking a laid-back beach lifestyle.

Ocean Terrace boasts a variety of beautiful homes, many of which are available for under $500,000. This affordability doesn’t compromise quality; instead, it opens the door to a fantastic opportunity for homeownership in one of the most desirable areas along the Grand Strand. With well-designed floor plans and modern amenities, these homes cater to diverse tastes and preferences, ensuring there's something for everyone.

Residents of Ocean Terrace enjoy easy access to the pristine sandy beaches that Surfside Beach is renowned for. Spend your days soaking up the sun, building sandcastles, or enjoying water sports. The community is also conveniently located near an array of shopping, dining, and entertainment options, ensuring that everything you need is just a stone's throw away.

In addition to its prime location and affordable homes, Ocean Terrace fosters a close-knit community atmosphere. Neighbors become friends as they gather for seasonal events and enjoy the tranquil surroundings together. Whether you're taking a leisurely stroll through the neighborhood or hosting a barbecue in your backyard, the warmth of Ocean Terrace is palpable.

Discover your dream home in Ocean Terrace today, where coastal living meets community charm—all within your budget!

Newest Ocean Terrace Homes under $500,000

$435,000

5 Beds ⋅ 3 Baths ⋅ 2623260 MLS

CREATE YOUR OWN COASTAL HOME WITH ROOM FOR FAMILY! Imagine having a spacious home in the heart of Surfside Beach with separate living spaces for family members, guests, or a little extra privacy. This unique property offers the flexibility of a duplex while providing the potential to function beautifully as a multigenerational single-family home. The first floor offers 2 bedrooms, 1 full bathroom, a comfortable living area with a fireplace, plus an additional bedroom with a half bath and its own exterior entrance. The layout could be ideal for someone who needs a ground-floor living space for aging parents, extended family, or guests, while maintaining a separate living area upstairs. The second floor features 2 bedrooms, 1 full bathroom, sliders leading to a front balcony, and its own separate living space. With some vision and updating, the two levels could provide an incredible combination of togetherness and independence—perfect for a family that wants to live under one roof without everyone sharing the same space. Outside, the property sits on a large lot with parking in the front and on both sides, offering plenty of room and flexibility. Washer and dryer hookups are located on the downstairs porch, and the home has central air. And then there's the location—just a short walk to the Surfside Pier, nearby restaurants, Surfside Drive, and the beach. Enjoy the convenience of being close to the heart of Surfside Beach while creating a home tailored to your family's needs. The property has been cleaned out and is ready for someone to bring their vision. It does need repairs and updating, making this an opportunity for a buyer who wants to renovate and create something truly special rather than settle for someone else's floor plan. Whether you're looking for a primary residence, a multigenerational home, space for visiting family, or a property with future rental potential, this unique layout offers possibilities that a traditional home simply can't. Bring your vision and turn this one-of-a-kind Surfside Beach property into the coastal home you've been looking for!

613 Surfside Dr., Surfside Beach

Listing courtesy of Listing Agent: Lisa Barnett () from Listing Office: Beach Star Realty LLC.

$435,000

2623020 MLS

INVESTOR OPPORTUNITY IN THE HEART OF SURFSIDE BEACH! This spacious duplex offers an excellent opportunity to create income-producing properties in one of the most desirable areas of Surfside Beach. Situated on a large lot within walking distance or a short golf cart ride to the Surfside Pier, restaurants, Surfside Drive, and the beach, this property offers a prime location with plenty of potential. The first floor features 2 bedrooms, 1 full bathroom, a spacious living area with a fireplace, and an additional bedroom with a half bath and its own exterior entrance—providing flexibility for guests, extended family, or rental use. Washer and dryer hookups are conveniently located on the downstairs porch. The second floor offers 2 bedrooms, 1 full bathroom, 2 sliders leading to a front balcony, and plenty of natural light. Central air and parking are additional features, with parking available in the front and on both sides of the property. This property is an investor's dream for the right buyer. It has been cleaned out and is ready for someone to bring their vision, complete the needed repairs, and unlock its potential. The property offers possibilities for long-term rental income or could be an ideal setup for a primary residence with separate living space for extended family. Property is being sold as-is. No seller's disclosure will be provided. Property needs repairs. Buyer is responsible for verifying all information, permitted uses, zoning, rental restrictions, and intended use with the appropriate authorities. With its large lot, flexible layout, ample parking, and unbeatable location near the heart of Surfside Beach, this is an opportunity worth taking a closer look at. Bring your contractor, your vision, and your investment strategy!

613 Surfside Dr., Surfside Beach

Listing courtesy of Listing Agent: Lisa Barnett () from Listing Office: Beach Star Realty LLC.

$447,000

3 Beds ⋅ 2 Baths ⋅ 2619576 MLS

Welcome to your coastal retreat! This beautiful 3-bedroom, 2-bathroom home is perfectly located east of Highway 17, just minutes from the beach. Hop on your golf cart and enjoy an easy ride to the ocean, local restaurants, shopping, and entertainment. Nestled among mature trees, this property offers exceptional privacy and a peaceful setting while still being close to everything the Grand Strand has to offer. Whether you're looking for a primary residence, vacation getaway, or investment opportunity, this home combines the best of coastal living with comfort and convenience. Don't miss your chance to own a slice of paradise just moments from the beach!

419 3rd Ave. S, Surfside Beach

Listing courtesy of Listing Agent: Mercedes Gagnon () from Listing Office: Century 21 The Harrelson Group.

$425,000

3 Beds ⋅ 2 Baths ⋅ 2618075 MLS

Rare opportunity to own a charming beach home in Surfside Beach east of Highway 17! This 3-bedroom, 2-bath home is just five short blocks from the Atlantic Ocean, making it easy to enjoy beach days, golf cart rides, and evening strolls along the shore. Relax or entertain on the screened in back porch, and enjoy the spacious, well-maintained yard complete with a storage shed for your beach gear and outdoor essentials. Whether you're looking for a primary home, vacation retreat, or investment opportunity, this home offers the perfect blend of comfort and coastal living. Conveniently located near local dining, shopping, and entertainment, this Surfside Beach gem won't last long.

524 Maple Dr., Surfside Beach

Listing courtesy of Listing Agent: Lindsay Christian () from Listing Office: CENTURY 21 Broadhurst.

$449,000

2613286 MLS

Welcome to Surfside Beach..."The Family Beach"! This is an investor's ideal property...with immediate rental potential, as well as future equity potential that make it too good to overlook. The sale price is like "BUY ONE, GET ONE FREE!" Two units, with a separate entrance to a 3 bed 1 bath upper unit, and 2 bed lower ground floor unit, with access to a full bath through each bedroom. Nice deep 120' lot with plenty of room for parking and outdoor living. The lot is located east of Business 17, less than a short 3/4 mile golf cart ride to the pristine beaches of Surfside Beach, known for its clean beaches, Town pier & restaurant area. Surfside Beach residents enjoy many community events & Town services. Located within the St. James school district. Measurements and Sq. Footage Is Approximate and not guaranteed. Buyer is responsible for verification.

726 Juniper Dr., Surfside Beach

Listing courtesy of Listing Agent: Hans Neugebauer (Cell: 843-999-2684) from Listing Office: RE/MAX Southern Shores GC.

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Provided courtesy of The Coastal Carolinas Association of REALTORS®. Information Deemed Reliable but Not Guaranteed. Copyright 2026 of the Coastal Carolinas Association of REALTORS® MLS. All rights reserved. Information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

“ Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Some IDX listings have been excluded from this website. Properties may or may not be listed by the office/agent presenting the information © 2026 Canopy MLS as distributed by MLS GRID”

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Listings courtesy of Spartanburg Association of Realtors as distributed by MLS GRID. Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.