Tega Cay Homes under $400,000

Welcome to Tega Cay, South Carolina – a hidden gem nestled in the heart of York County, where scenic beauty meets suburban charm. This delightful lakeside community offers residents a vibrant lifestyle with an abundance of outdoor activities, making it a perfect place to call home.

Tega Cay is renowned for its picturesque views of Lake Wylie, where residents can enjoy boating, fishing, and picnicking along the waterfront. The area boasts beautifully maintained parks, walking trails, and golf courses, ensuring there’s always something to do for families and nature enthusiasts alike. With its friendly atmosphere and active community, Tega Cay is not just a place to live; it's a place to thrive.

For those seeking affordable housing options, Tega Cay has an impressive selection of homes priced under $400,000. Whether you're a first-time homebuyer, looking to downsize, or searching for a family-friendly abode, you’ll find a variety of charming properties that fit your budget. From cozy single-family homes to modern townhouses, there's something for everyone in this inviting neighborhood.

With top-rated schools, convenient access to shopping and dining, and a strong sense of community, Tega Cay is the ideal location for those seeking both comfort and convenience. Experience the best of South Carolina living in Tega Cay – where your dream home awaits! Explore the available listings today and discover the perfect place to create lasting memories in this enchanting lakeside community.

Newest Tega Cay Homes under $400,000

$390,000

4 Beds ⋅ 2 Baths ⋅ 4428026 MLS

. *** Purchase in Confidence- Home has been inspected** In Tega Cay, this 4-bedroom, 2-bathroom split-foyer home offers functional living across two levels with a layout ideal for privacy and flexibility. The upper level includes two bedrooms, a full bath, a living room with a stone fireplace, and a kitchen with adjacent dining area that opens to the back deck. The lower level features a second living space with built-in shelving, two additional bedrooms, another full bathroom, and access to the single-car garage where the laundry area is located. Explore the private walkway with direct access to the lake, making it easy to enjoy water activities just steps from your door. The earth belongs to the City Parcel 6411001023.- the pier/dock belongs to a neighbor. Residents enjoy a wide range of amenities including lake access, golf, parks, walking and biking trails, beach access, tennis courts, clubhouse, and a community pool. Please Note: The driveway is shared and sloped. There is no formal documentation regarding maintenance responsibilities to the private driveway. *This home may be eligible for up to 14 Down Payment assistance programs with potential buyer assistance up to $20,000. Contact your lender for programs and eligibility**

2116 Bon Villa Way, Fort Mill

Listing courtesy of UPSURGE Realty. queenhelen@leveluprealty.org

$385,000

3 Beds ⋅ 2 Baths ⋅ 4426167 MLS

4043 Windward Dr is a two-story Tega Cay home with three bedrooms, two full bathrooms, and one half bathroom. The kitchen features white cabinetry, a central island, generous counter space, and stainless steel appliances, opening directly to the main living area. The living room includes a brick fireplace, built-in shelving, broad windows, and wood-look flooring. Bedrooms have ceiling fans and neutral carpeting, while the bathrooms include modern vanities and tub-and-shower combinations. A flexible lower living area adds useful space. Outdoors, an expansive upper deck, screened patio, and detached gazebo overlook the wooded yard. An attached one-car garage provides covered parking and storage. Included 100-Day Home Warranty with buyer activation

4043 Windward Drive, Tega Cay

Listing courtesy of Opendoor Brokerage LLC. tshoupe@opendoor.com

$315,000

4 Beds ⋅ 4 Baths ⋅ 4418087 MLS

Excellent investment opportunity in desirable Tega Cay, SC! This spacious home offers 4 bedrooms, each with its own updated full bath, plus a basement flex/rec room, additional bedroom, and full bath—providing versatile living space for a variety of needs. The bright, open great room features abundant natural light and flows seamlessly into the updated kitchen with granite countertops and stainless-steel appliances. Multiple decks overlook the backyard and scenic walking trail, creating ideal spaces for outdoor entertaining and relaxation. Conveniently located near Tega Cay community amenities, parks, walking trails, shopping, dining, and major highways, this property offers excellent potential for investors, multi-generational living, or buyers seeking flexible space.

4066 Triton Drive, Tega Cay

Listing courtesy of Mark Spain Real Estate. latashramoorer@markspain.com

$399,999

3 Beds ⋅ 2 Baths ⋅ 4403559 MLS

LAKE WYLIE VIEWS + $10,000 SELLER CONCESSION + NO HOA! Take advantage of this opportunity to own a 3-bedroom, 2-bath home in Tega Cay offering 1,788 square feet of comfortable living space, beautiful Lake Wylie views, and inviting outdoor living. The seller is offering a $10,000 concession credit at closing with an acceptable offer, Inside, the home features luxury vinyl plank flooring throughout the main living areas, multiple living spaces, and two wood-burning stone fireplaces that add warmth and character. The flexible floor plan provides options for entertaining, relaxing, work-from-home space, or additional living areas. A standout feature is the large covered back porch, offering an excellent space for outdoor dining, entertaining, or enjoying the surrounding views. The backyard provides additional outdoor space and potential for creating a personalized retreat. The Tega Cay location provides convenient access to a variety of community amenities, including parks, walking trails, pools, tennis and pickleball courts, golf, and lake-oriented recreation. The home is also conveniently positioned for access to Fort Mill, Rock Hill, Charlotte, and surrounding areas. No HOA adds flexibility and value to this property. With Lake Wylie views, two stone fireplaces, a spacious covered porch, 1,788 square feet, no HOA, and a $10,000 seller concession, this property offers a compelling combination of features and value. Schedule your showing and see what this Tega Cay property has to offer.

2019 Marquesas Avenue, Fort Mill

Listing courtesy of COMPASS. casandra.wilburn@compass.com

$375,000

3 Beds ⋅ 3 Baths ⋅ 4400442 MLS

A cul-de-sac charming TegaCay home right across from Beautiful Lake Wylie Marina with seasonal water view, 3 bedrooms, 2.5 baths, formal dining room and laundry room, country front porch and screened-in back porch for entertainment, floored attic and shed for extra storage, large front and back yard with plenty of space for entertaining and enjoying the outdoors. Enjoy the peaceful country feeling while 5 minutes from Charlotte. Tega Cay community offers Public golf, Tennis, Pool, parks, Marina and private sandy beaches and prestigious Fort Mill school system. ALL appliances convey.

7037 Cambridge Court, Tega Cay

Listing courtesy of Listwithfreedom.com Inc. 855-456-4945

$398,500

3 Beds ⋅ 2 Baths ⋅ 4395650 MLS

INCREDIBLE! SELLER IS OFFERING $10,000 TO BUYER FOR RATE BUY DOWN! Discover the ease of one-level living in this ALL BRICK ranch nestled in the heart of Tega Cay on a private cul-de-sac lot! Featuring 3 bedrooms, 2 bathrooms, and a spacious 2-car garage, this home offers timeless appeal in one of the area's most desirable communities. Located in the highly acclaimed Fort Mill School District, this home combines an exceptional location with everyday convenience. Enjoy being just minutes from everything Tega Cay has to offer, including Lake Wylie access, the Tega Cay Golf Club, parks, walking trails, pickleball and tennis courts, playgrounds, the beach and swim center, marina access, and countless opportunities for outdoor recreation. Best of all, there's no HOA! Whether you're a first-time buyer, investor, looking to downsize, or searching for a home in an award-winning school district, this Tega Cay gem is an opportunity you won't want to miss!

5053 Suwarrow Court, Tega Cay

Listing courtesy of Keller Williams Connected. tracyimler@kw.com

$400,000

3 Beds ⋅ 2 Baths ⋅ 4386791 MLS

100 percent financing available! PARK. PORCH. LAKE. TEGA CAY. What if the park was your front yard? Directly across from Koala Park in the heart of Tega Cay's original peninsula, 4160 Koala Circle offers something you simply can't renovate into a home: location. This updated, move-in-ready 3-bedroom, 2-bath home combines everyday comfort with the outdoor lifestyle Tega Cay is known for. Inside, the open-concept floor plan features a vaulted great room with fireplace, a main-level primary suite and flexible upper-level space that can serve as an office, workout area, creative space or additional living area. Step outside and enjoy two distinct outdoor spaces, a welcoming front porch overlooking Koala Park and a spacious rear deck designed for relaxing and entertaining. And then there's Tega Cay. Lake Wylie, parks, trails, golf, tennis, pickleball, waterfront recreation and community events are all part of the lifestyle. The home is also positioned within the Fort Mill school system, with the listing identifying Tega Cay Elementary, Gold Hill Middle and Fort Mill High. 4160 Koala Circle isn't just a place to live. It's a place to live the Tega Cay lifestyle

4160 Koala Circle, Tega Cay

Listing courtesy of Real Broker, LLC. Toni@CarolinaSkyRe.com

$330,000

4 Beds ⋅ 2 Baths ⋅ 4358226 MLS

Back on market due to buyer financing! Exceptional value in sought-after Tega Cay — offered at $350,000 and priced to reflect the remaining work. This 4-bedroom, 2,060+ SF ranch has already undergone significant interior improvements, giving the next owner a major head start on completing the property and capturing the remaining upside. The kitchen has been fully remodeled with white cabinetry, stainless steel appliances, recessed lighting, generous counter space and a large island with bar seating. All flooring and interior paint have also been completed, creating a fresh, updated feel throughout the home. The open living area features soaring ceilings, abundant natural light and a dramatic floor-to-ceiling stone fireplace. A large sunroom provides valuable additional living space and flexibility for an office, sitting room, or entertaining area. The oversized primary suite includes vaulted ceilings and dual closets. The home also offers a fully fenced backyard and detached storage building. With many of the most visible and costly cosmetic improvements already completed, the remaining scope is primarily focused on updating the two bathrooms and addressing identified structural items. Located in one of the area’s most established and desirable communities near Lake Wylie, golf, parks, shopping and dining, this property presents an opportunity to acquire a substantially improved Tega Cay home at an attractive basis with clear remaining value-add potential.

9060 Tulagi Court, Tega Cay

Listing courtesy of The Virtual Realty Group. erikamcnew@gmail.com

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“ Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Some IDX listings have been excluded from this website. Properties may or may not be listed by the office/agent presenting the information © 2026 Canopy MLS as distributed by MLS GRID”

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Listings courtesy of Spartanburg Association of Realtors as distributed by MLS GRID. Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.