Tega Cay Homes under $500,000

Welcome to Tega Cay, South Carolina – a hidden gem nestled in York County, where charm meets convenience! This picturesque subdivision is renowned for its stunning waterfront views and vibrant community spirit. With its serene lakeside setting along the shores of Lake Wylie, Tega Cay offers an ideal backdrop for families, retirees, and anyone in search of a tranquil lifestyle just a stone’s throw away from the hustle and bustle of nearby Charlotte.

Tega Cay is not only rich in natural beauty but also boasts a plethora of amenities that cater to residents of all ages. Enjoy leisurely strolls along the scenic walking trails, spend sun-soaked afternoons at the community parks, or take advantage of the golf courses that dot the landscape. The local schools are highly regarded, making it a great place to raise a family.

One of the most enticing aspects of Tega Cay is the availability of homes priced under $500,000. Whether you’re a first-time homebuyer, looking to downsize, or seeking a vacation retreat, you’ll find a variety of charming single-family homes that offer both comfort and style. From modern designs to cozy traditional layouts, there’s something for everyone in this welcoming neighborhood.

Discover your dream home in Tega Cay, where the beauty of nature meets the warmth of a close-knit community. Embrace a lifestyle filled with outdoor adventures, friendly neighbors, and the joys of lake living – all without breaking the bank! Come explore Tega Cay today, and see why so many are proud to call this enchanting subdivision home.

Newest Tega Cay Homes under $500,000

$390,000

4 Beds ⋅ 2 Baths ⋅ 4428026 MLS

. *** Purchase in Confidence- Home has been inspected** In Tega Cay, this 4-bedroom, 2-bathroom split-foyer home offers functional living across two levels with a layout ideal for privacy and flexibility. The upper level includes two bedrooms, a full bath, a living room with a stone fireplace, and a kitchen with adjacent dining area that opens to the back deck. The lower level features a second living space with built-in shelving, two additional bedrooms, another full bathroom, and access to the single-car garage where the laundry area is located. Explore the private walkway with direct access to the lake, making it easy to enjoy water activities just steps from your door. The earth belongs to the City Parcel 6411001023.- the pier/dock belongs to a neighbor. Residents enjoy a wide range of amenities including lake access, golf, parks, walking and biking trails, beach access, tennis courts, clubhouse, and a community pool. Please Note: The driveway is shared and sloped. There is no formal documentation regarding maintenance responsibilities to the private driveway. *This home may be eligible for up to 14 Down Payment assistance programs with potential buyer assistance up to $20,000. Contact your lender for programs and eligibility**

2116 Bon Villa Way, Fort Mill

Listing courtesy of UPSURGE Realty. queenhelen@leveluprealty.org

$385,000

3 Beds ⋅ 2 Baths ⋅ 4426167 MLS

4043 Windward Dr is a two-story Tega Cay home with three bedrooms, two full bathrooms, and one half bathroom. The kitchen features white cabinetry, a central island, generous counter space, and stainless steel appliances, opening directly to the main living area. The living room includes a brick fireplace, built-in shelving, broad windows, and wood-look flooring. Bedrooms have ceiling fans and neutral carpeting, while the bathrooms include modern vanities and tub-and-shower combinations. A flexible lower living area adds useful space. Outdoors, an expansive upper deck, screened patio, and detached gazebo overlook the wooded yard. An attached one-car garage provides covered parking and storage. Included 100-Day Home Warranty with buyer activation

4043 Windward Drive, Tega Cay

Listing courtesy of Opendoor Brokerage LLC. tshoupe@opendoor.com

$410,000

3 Beds ⋅ 2 Baths ⋅ 4424884 MLS

6009 Lanai Ln, Fort Mill SC 29708 is a home built in 1974 with 1,712 square feet. The kitchen features quartz countertops, a walk-in pantry, and stainless steel appliances, creating a well-equipped space for cooking and entertaining. Interior paint extends throughout. The primary bedroom includes a walk-in closet for convenient storage and organization. A deck extends the living space outdoors, creating ample room for relaxation and entertaining, and exterior paint completes the exterior. This residence combines practical design with comfortable living spaces, delivering functional amenities throughout every room. Included 100-Day Home Warranty with buyer activation

6009 Lanai Lane, Tega Cay

Listing courtesy of Opendoor Brokerage LLC. nakia.walker@opendoor.com

$498,000

3 Beds ⋅ 2 Baths ⋅ 4422427 MLS

BELOW RECENT $525K APPRAISAL - PLUS 2-1 rate buydown, $5K toward closing & 6-month boat club membership! Enjoy a million-dollar view without the price tag directly from the Master Suite bedroom! Super-updated lake-view A-frame in coveted Cove 1 on Lake Wylie! This 3-bed, 2-bath charmer has been thoughtfully renovated: new roof, new windows, fresh paint inside and out, beautiful floors, updated kitchen, serviced HVAC, new deck, and professional landscaping with hardscaping throughout. The new deck and screened porch are made for long evenings outside with gorgeous lake views. Circular driveway with boat/RV extension, plus walkable to the clubhouse restaurant and Tega Cay amenities. Only a 5-minute golf cart ride to the marina to enjoy a selection of premier boats of all varieties included with the club membership. This is a true kayak-friendly cove lot with sunset lake views - the lake lifestyle without the waterfront price. Seller incentives: 2-1 mortgage rate buydown, $5,000 toward closing costs, 6-month prepaid Tega Cay Marina boat club membership - PLUS first-year peace of mind package: a 1-year home warranty and 1-year professional mosquito & pest barrier service. Move-in ready and priced below appraised value. All staged furnishings available for purchase separately - make it truly turnkey! Schedule your showing today - peak fall color on the lake is just weeks away!

1068 Gauguin Lane, Tega Cay

Listing courtesy of EXP Realty LLC Rock Hill. mattcrawford@resiangel.com

$315,000

4 Beds ⋅ 4 Baths ⋅ 4418087 MLS

Excellent investment opportunity in desirable Tega Cay, SC! This spacious home offers 4 bedrooms, each with its own updated full bath, plus a basement flex/rec room, additional bedroom, and full bath—providing versatile living space for a variety of needs. The bright, open great room features abundant natural light and flows seamlessly into the updated kitchen with granite countertops and stainless-steel appliances. Multiple decks overlook the backyard and scenic walking trail, creating ideal spaces for outdoor entertaining and relaxation. Conveniently located near Tega Cay community amenities, parks, walking trails, shopping, dining, and major highways, this property offers excellent potential for investors, multi-generational living, or buyers seeking flexible space.

4066 Triton Drive, Tega Cay

Listing courtesy of Mark Spain Real Estate. latashramoorer@markspain.com

$399,999

3 Beds ⋅ 2 Baths ⋅ 4403559 MLS

LAKE WYLIE VIEWS + $10,000 SELLER CONCESSION + NO HOA! Take advantage of this opportunity to own a 3-bedroom, 2-bath home in Tega Cay offering 1,788 square feet of comfortable living space, beautiful Lake Wylie views, and inviting outdoor living. The seller is offering a $10,000 concession credit at closing with an acceptable offer, Inside, the home features luxury vinyl plank flooring throughout the main living areas, multiple living spaces, and two wood-burning stone fireplaces that add warmth and character. The flexible floor plan provides options for entertaining, relaxing, work-from-home space, or additional living areas. A standout feature is the large covered back porch, offering an excellent space for outdoor dining, entertaining, or enjoying the surrounding views. The backyard provides additional outdoor space and potential for creating a personalized retreat. The Tega Cay location provides convenient access to a variety of community amenities, including parks, walking trails, pools, tennis and pickleball courts, golf, and lake-oriented recreation. The home is also conveniently positioned for access to Fort Mill, Rock Hill, Charlotte, and surrounding areas. No HOA adds flexibility and value to this property. With Lake Wylie views, two stone fireplaces, a spacious covered porch, 1,788 square feet, no HOA, and a $10,000 seller concession, this property offers a compelling combination of features and value. Schedule your showing and see what this Tega Cay property has to offer.

2019 Marquesas Avenue, Fort Mill

Listing courtesy of COMPASS. casandra.wilburn@compass.com

$490,000

3 Beds ⋅ 3 Baths ⋅ 4403387 MLS

What if your next home came with Lake Wylie views, a park right next door, incredible outdoor living, and the recreational lifestyle Tega Cay is known for—all without taking on a renovation project? 2087 Marquesas Avenue brings those features together in one unique setting in Tega Cay. Inside, the character of original Tega Cay has been paired with thoughtful updates and fresh modern finishes. The updated kitchen features a stainless-steel farmhouse sink, while flexible living areas provide plenty of options for everyday life and entertaining. A versatile flex space with an awesome view toward Lake Wylie can easily serve as a home office, sitting room, workout space, or additional living area. The spacious primary bedroom features dual closets, while a tankless water heater and garage with workshop space add functionality and convenience. Best of all, the home is completely move-in ready, allowing you to enjoy it from day one without the renovation projects often associated with original Tega Cay homes. Positioned directly beside Diamond Head Park and just steps from Lake Wylie, the property enjoys an open, spacious setting that's difficult to duplicate. Year-round lake views, neighboring green space, and easy access to the water and other community amenities create a sense of connection to the outdoors that extends well beyond the property itself. Outdoor living is one of the property's true highlights. The expansive new covered deck offers year-round Lake Wylie views and creates an inviting extension of the home—perfect for morning coffee, outdoor dining, entertaining friends, or simply unwinding and enjoying the lake setting. A new privacy fence adds even more functionality and privacy to the outdoor space. The lifestyle extends far beyond the home. Tega Cay residents enjoy access to Lake Wylie and marina amenities, golf, walking trails, waterfront parks, sports facilities, and year-round community events. The home is also located within the highly regarded Fort Mill School District, adding another major advantage to this already desirable location. For buyers considering Charlotte and the surrounding area, 2087 Marquesas offers a compelling alternative: lake-oriented suburban living, outdoor recreation, highly regarded schools, and a true community atmosphere while remaining convenient to Charlotte's employment, dining, entertainment, and amenities. Year-round lake views. Diamond Head Park next door. Incredible covered deck for outdoor living. Thoughtful updates. Move-in ready. Under $500K. Come experience the setting, lifestyle, and character that make Tega Cay such a special place to call home. Schedule your showing at 2087 Marquesas Avenue today!

2087 Marquesas Avenue, Tega Cay

Listing courtesy of EXP Realty LLC Rock Hill. drew.kilpatrick11@gmail.com

$375,000

3 Beds ⋅ 3 Baths ⋅ 4400442 MLS

A cul-de-sac charming TegaCay home right across from Beautiful Lake Wylie Marina with seasonal water view, 3 bedrooms, 2.5 baths, formal dining room and laundry room, country front porch and screened-in back porch for entertainment, floored attic and shed for extra storage, large front and back yard with plenty of space for entertaining and enjoying the outdoors. Enjoy the peaceful country feeling while 5 minutes from Charlotte. Tega Cay community offers Public golf, Tennis, Pool, parks, Marina and private sandy beaches and prestigious Fort Mill school system. ALL appliances convey.

7037 Cambridge Court, Tega Cay

Listing courtesy of Listwithfreedom.com Inc. 855-456-4945

$398,500

3 Beds ⋅ 2 Baths ⋅ 4395650 MLS

INCREDIBLE! SELLER IS OFFERING $10,000 TO BUYER FOR RATE BUY DOWN! Discover the ease of one-level living in this ALL BRICK ranch nestled in the heart of Tega Cay on a private cul-de-sac lot! Featuring 3 bedrooms, 2 bathrooms, and a spacious 2-car garage, this home offers timeless appeal in one of the area's most desirable communities. Located in the highly acclaimed Fort Mill School District, this home combines an exceptional location with everyday convenience. Enjoy being just minutes from everything Tega Cay has to offer, including Lake Wylie access, the Tega Cay Golf Club, parks, walking trails, pickleball and tennis courts, playgrounds, the beach and swim center, marina access, and countless opportunities for outdoor recreation. Best of all, there's no HOA! Whether you're a first-time buyer, investor, looking to downsize, or searching for a home in an award-winning school district, this Tega Cay gem is an opportunity you won't want to miss!

5053 Suwarrow Court, Tega Cay

Listing courtesy of Keller Williams Connected. tracyimler@kw.com

$425,000

3 Beds ⋅ 2 Baths ⋅ 4386268 MLS

Amazing price improvement! Welcome to your own private retreat nestled on a peaceful wooded cul-de-sac in one of Tega Cay's most sought-after lake communities. More than just a house, this home offers a lifestyle where mornings begin with coffee on the freshly painted deck overlooking the trees, afternoons are spent enjoying the tranquility of nature, and evenings are perfect for gathering with family and friends on the deck or relaxing on the cozy backyard patio. Inside, you'll find a warm, inviting layout with flexible living spaces designed to fit every stage of life. A spacious main-level bedroom with a walk-in closet and an adjacent full bath provides an ideal private guest suite, home office, or convenient main-level living option. The walk-out basement flex room, currently used as a bedroom, offers even more versatility as a media room, fitness room, playroom, art studio, or work-from-home space. An additional unfinished storage area offers exciting expansion potential and could be transformed into extra living space, with the possibility of adding a bathroom (subject to buyer verification and any required approvals). Upstairs, two additional bedrooms share a convenient Jack-and-Jill bathroom. Thoughtfully updated with new flooring, fresh interior and exterior paint, updated lighting, and more, this move-in-ready home also includes a two-car garage with abundant storage for outdoor gear and hobbies. Life in historic Tega Cay means enjoying Lake Wylie, golf, tennis, scenic walking trails, parks, the beach club, and year-round community events. Located in the award-winning Fort Mill School District and just minutes from shopping, dining, and major commuter routes, this home offers the perfect balance of peaceful living and everyday convenience. Come experience why so many love calling Tega Cay home.

12007 Woodholm Court, Tega Cay

Listing courtesy of Helen Adams Realty. holly@helenadamsrealty.com

$400,000

3 Beds ⋅ 2 Baths ⋅ 4386791 MLS

100 percent financing available! PARK. PORCH. LAKE. TEGA CAY. What if the park was your front yard? Directly across from Koala Park in the heart of Tega Cay's original peninsula, 4160 Koala Circle offers something you simply can't renovate into a home: location. This updated, move-in-ready 3-bedroom, 2-bath home combines everyday comfort with the outdoor lifestyle Tega Cay is known for. Inside, the open-concept floor plan features a vaulted great room with fireplace, a main-level primary suite and flexible upper-level space that can serve as an office, workout area, creative space or additional living area. Step outside and enjoy two distinct outdoor spaces, a welcoming front porch overlooking Koala Park and a spacious rear deck designed for relaxing and entertaining. And then there's Tega Cay. Lake Wylie, parks, trails, golf, tennis, pickleball, waterfront recreation and community events are all part of the lifestyle. The home is also positioned within the Fort Mill school system, with the listing identifying Tega Cay Elementary, Gold Hill Middle and Fort Mill High. 4160 Koala Circle isn't just a place to live. It's a place to live the Tega Cay lifestyle

4160 Koala Circle, Tega Cay

Listing courtesy of Real Broker, LLC. Toni@CarolinaSkyRe.com

$449,000

4 Beds ⋅ 3 Baths ⋅ 4384137 MLS

Welcome to Tega Cay, where charm, lake living, and a vibrant community come together. This adorable 3-bedroom, 2-bath home offers something truly special — a separate mother-in-law suite/investment apartment with its own private entrance, completely independent from the main home. Opportunities like this are rare in Tega Cay. The main home features neutral paint, LVP flooring, an oversized back deck perfect for entertaining, and a primary bedroom on the main level with a full bath for easy, comfortable living. The additional apartment is fully equipped with its own heating and cooling system, kitchenette, living area, and an upper-level loft bedroom with a full bathroom. Whether you need guest space, rental income, or multigenerational living, this flexible setup checks every box. Located in a highly desirable area with no HOA, access to lake life, and a pristine golf course community, this property truly stands out. This home is ready for the right buyer to make it theirs. Book your showing before this one is gone.

3072 Point Clear Drive, Tega Cay

Listing courtesy of Carolina Homes Connection, LLC. benton.on.homes@gmail.com

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“ Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Some IDX listings have been excluded from this website. Properties may or may not be listed by the office/agent presenting the information © 2026 Canopy MLS as distributed by MLS GRID”

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Listings courtesy of Spartanburg Association of Realtors as distributed by MLS GRID. Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.