Belmont Homes under $250,000

Belmont Homes under $250,000

Welcome to Belmont, North Carolina – a charming city where small-town warmth meets modern convenience. Nestled in Gaston County, Belmont offers a delightful blend of history, community spirit, and picturesque landscapes. With its scenic views along the Catawba River and a vibrant downtown area, residents enjoy a lifestyle that’s both relaxed and engaging.

Belmont is renowned for its friendly neighborhoods, excellent schools, and a variety of parks and recreational facilities, making it an ideal place for families, young professionals, and retirees alike. The city boasts a rich historical background, with beautifully preserved architecture that tells the story of its past while embracing contemporary living.

For those seeking affordable housing options, Belmont is a hidden gem. Homes under $250,000 are available, providing an excellent opportunity for first-time buyers or anyone looking to invest in a thriving community. These properties often feature inviting layouts, spacious yards, and proximity to local amenities, ensuring that you can enjoy the best of Belmont without breaking the bank.

Imagine sipping your morning coffee on a cozy porch, exploring local shops, or taking a leisurely stroll through the charming streets – all within reach when you call Belmont home. The city’s commitment to growth and development ensures that it remains a desirable location, offering a quality of life that’s hard to beat.

Discover your dream home in Belmont today and experience the perfect blend of affordability, community, and southern charm!

Newest Belmont Homes under $250,000

115 Lambert Street, Belmont
$204,995
2 Beds ⋅ 1 Baths ⋅ 4429515 MLS
This well-located Belmont home features a newer HVAC system, newer roof, and an encapsulated crawlspace. The property offers a comfortable layout with functional living spaces and a manageable lot, along with public water and sewer for everyday convenience. Situated in an established residential setting within a desirable school district, the home provides convenient access to shopping, dining, major roads, and the amenities of downtown Belmont. Its location also offers an easy commute to surrounding areas while keeping Belmont's local conveniences close by. A great opportunity to enjoy a recently updated home in a convenient location. Schedule a showing to see it in person.

115 Lambert Street, Belmont

Listing courtesy of Carolina Real Estate Experts The Dan Jones Group. dan@myhomecarolinas.com
109 Julia Avenue, Belmont
$235,000
2 Beds ⋅ 1 Baths ⋅ 4429794 MLS
Enjoy this outstanding Gaston County location, approximately one mile from Historic Downtown Belmont, offering easy access to local shops, dining and entertainment. This charming home features a tastefully updated interior along with new outdoor decking, providing a comfortable and inviting living space. Convenient access to Highway 74 and I-85 makes commuting to Charlotte and surrounding areas a breeze. Belmont Abbey College is just over two miles away, while Charlotte Douglas International Airport is approximately a 15-minute drive. Whether you're an investor looking to add to your portfolio or an owner-occupant searching for a place to call home, this property offers a great opportunity to enjoy all that Belmont has to offer!

109 Julia Avenue, Belmont

Listing courtesy of Focus Real Estate Services LLC. nat@focusresnc.com
1525 Perfection Avenue, Belmont
$239,000
2 Beds ⋅ 2 Baths ⋅ 4423972 MLS
Charming Belmont Bungalow!!! Discover this beautifully upgraded bungalow in Belmont, featuring a welcoming covered front porch perfect for relaxing in your favorite rocking chair. This home boasts rich hardwood floors, two spacious bedrooms, luxury vinyl tile, stylishly updated bathrooms, and a modern kitchen with newer appliances. Step outside to a spacious backyard complete with a cozy firepit—ideal for evening gatherings or weekend BBQs. Whether you're looking for a first home or a smart investment, this gem is just minutes from Belmont Abbey and conveniently located near I-485, I-85, and Historic Downtown Belmont. Enjoy easy access to breweries, top-rated restaurants, and unique local shops. A must-see property that blends comfort, convenience, and character.

1525 Perfection Avenue, Belmont

Listing courtesy of Coldwell Banker Realty. kathy.huntley@cbrealty.com
402 Lincoln Street, Belmont
$179,000
2 Beds ⋅ 1 Baths ⋅ 4408775 MLS
Opportunity awaits with this 2-bedroom, 1-bath home in a convenient Belmont location just minutes from downtown. Whether you're an investor, first-time buyer looking to build equity, or someone searching for your next renovation project, this property offers plenty of potential. The home is ready for updates and improvements, making it the perfect canvas to create your vision. Enjoy the convenience of nearby shopping, dining, parks, and easy access to everything downtown Belmont has to offer. Don't miss your chance to transform this diamond in the rough into something special. Schedule your showing today and imagine the possibilities!

402 Lincoln Street, Belmont

Listing courtesy of Cottage Keepers of Gaston County. Katie@cottagekeepersonline.com
2412 Jackson Street, Belmont
$249,900
2 Beds ⋅ 2 Baths ⋅ 4406899 MLS
Charming updated bungalow in Belmont with fantastic curb appeal and a classic rocking-chair front porch. This single-story home offers an inviting living room that flows into a light-filled kitchen, perfect for everyday living and entertaining. Fresh finishes, neutral colors, and thoughtful updates make it truly move-in ready. Enjoy your morning coffee on the covered front porch or unwind on the spacious front and back lawn with room for pets, play, or gardening. Low-maintenance exterior, and easy access to downtown Belmont, shopping, dining, and major commuter routes complete the package. This is the perfect blend of character, comfort, and convenience—come see it before it’s gone.

2412 Jackson Street, Belmont

Listing courtesy of Moss Realty. michael@mossrealty.com
307 Clay Street, Belmont
$220,000
2 Beds ⋅ 1 Baths ⋅ 4399871 MLS
Beautifully updated and full of charm, this 2-bedroom, 1-bath bungalow offers the perfect blend of character in an unbeatable Belmont location. Inside, you’ll find an updated kitchen and bathroom, refinished hardwood floors, new carpet, fresh interior paint, making this home truly move-in ready. Walking distance from Reid Park and historic downtown Belmont, you’ll enjoy easy access to local restaurants, breweries, boutiques, parks, and year-round community events. Whether you’re searching for your first home, looking to downsize, or seeking a turnkey investment property, this home offers exceptional value in one of Belmont’s most desirable locations.

307 Clay Street, Belmont

Listing courtesy of Corcoran HM Properties. oliviagelson@hmproperties.com
1519 South Point Road, Belmont
$240,000
2 Beds ⋅ 2 Baths ⋅ 4394491 MLS
Enjoy easy living in this charming townhouse in Point Wylie Community, just minutes from everything Belmont has to offer. You will love the modern kitchen with updated granite countertops, glass tile backsplash, and stainless steel appliances. The light filled living room is the heart of the home, offering a welcoming and relaxing atmosphere around the beautiful stone fireplace with gas logs. The living room opens to a private deck, ideal for morning coffee, or evening grilling. Upstairs, you will find two comfortable bedrooms, a full bathroom, and a conveniently located laundry area. Vinyl laminate flooring runs throughout the home for easy maintenance. Combining a fantastic location with effortless low-maintenance living, this cozy property is ready to welcome you home!

1519 South Point Road, Belmont

Listing courtesy of Howard Hanna Allen Tate Gastonia. anca.maga@allentate.com
116 2nd Avenue, Belmont
$150,000
3 Beds ⋅ 2 Baths ⋅ 4394758 MLS
Home has absolutely no value. This would actually need to be a tear down. The sale would be subject to subdivision of the lot. This amount of square feet will be determined by surveyor. Great property location for new construction home In Belmont! Close to shopping and restaurants.

116 2nd Avenue, Belmont

Listing courtesy of Purvis Realty & Associates LLC. rainasellsnc@gmail.com
251 Rankin Road, Belmont
$240,000
3 Beds ⋅ 3 Baths ⋅ 4373548 MLS
Opportunity awaits with this 3-bedroom, 3-bath home situated on over half an acre in a peaceful, quiet neighborhood. Featuring a brand-new HVAC system, a 2-car carport, bonus area, and a spacious screened-in front porch perfect for relaxing, this property offers plenty of potential for the right buyer. The home is being sold as-is and is a fixer-upper, making it an excellent investment or renovation opportunity. Property is subject to short sale approval. The home was recently vacated, and utilities are currently off. Don't miss your chance to transform this property into something special while enjoying the privacy and space of a large lot.

251 Rankin Road, Belmont

Listing courtesy of Mark Spain Real Estate. craigjasmine@gmail.com
206 13th Street, Belmont
$185,000
2 Beds ⋅ 1 Baths ⋅ 4257702 MLS
Location, Location, Location!! Belmont River District home is within walking distance of the new Belmont Recreation Center and Kevin Loftin Riverfront Park. The Park offers a large playground, picnic area, and Lake Wylie water access for a paddle-board or kayaking. Home is also biking distance to all downtown Belmont has to offer, including restaurants, pubs, breweries, retail, and more. This home has been used as a rental property for years and sits on a large Lot (.68 acres). 204 13th St next door is also for sale and could be combined for a total of 1.36 acres

206 13th Street, Belmont

Listing courtesy of DM Properties & Associates. frank@dmaherproperties.com
204 13th Street, Belmont
$165,000
2 Beds ⋅ 1 Baths ⋅ 4257647 MLS
Location, Location, Location!! Belmont River District home is within walking distance of the new Belmont Recreation Center and Kevin Loftin Riverfront Park. The Park offers a large playground, picnic area, and Lake Wylie water access for a paddle-board or kayaking. Home is also biking distance to all downtown Belmont has to offer, including restaurants, pubs, breweries, retail, and more. This home has not been occupied for several years but sits on a large Lot (.68 acres). 206 13th St next door is also for sale and could be combined for a total of 1.36 acres!

204 13th Street, Belmont

Listing courtesy of DM Properties & Associates. frank@dmaherproperties.com
Start Your Search

Provided courtesy of The Coastal Carolinas Association of REALTORS®. Information Deemed Reliable but Not Guaranteed. Copyright 2026 of the Coastal Carolinas Association of REALTORS® MLS. All rights reserved. Information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

“ Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Some IDX listings have been excluded from this website. Properties may or may not be listed by the office/agent presenting the information © 2026 Canopy MLS as distributed by MLS GRID”

Last Updated:

Listings courtesy of Spartanburg Association of Realtors as distributed by MLS GRID. Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.