Belmont Homes under $700,000

Welcome to Belmont, North Carolina – a charming city that perfectly balances small-town warmth with modern conveniences. Nestled in Gaston County, just a short drive from the bustling city of Charlotte, Belmont offers an idyllic lifestyle that attracts families, young professionals, and retirees alike.

Belmont is renowned for its picturesque landscapes, featuring lush parks, serene waterfronts along the Catawba River, and a vibrant downtown area filled with boutique shops, delightful eateries, and local breweries. The city’s rich history is showcased through its beautifully preserved architecture and cultural landmarks, creating a unique blend of the past and present.

For those seeking a home in Belmont, you’ll be pleased to discover an array of beautiful properties available for under $700,000. This price range opens doors to a variety of options, from charming single-family homes with spacious yards to modern townhomes that offer low-maintenance living. Many of these homes boast updated interiors, open floor plans, and energy-efficient features, making them ideal for today’s buyers.

Families will appreciate the highly-rated schools and numerous recreational activities, including hiking trails, community events, and sports leagues. With a strong sense of community, Belmont is a place where neighbors become friends, and every day feels like a warm embrace.

Whether you’re looking to start a new chapter or invest in a thriving community, Belmont, NC, offers the perfect backdrop for your next home. Come explore the possibilities and discover why so many are proud to call this delightful city their home!

Newest Belmont Homes under $700,000

$589,999

4 Beds ⋅ 4 Baths ⋅ 4431167 MLS

Live just steps from the heart of Downtown Belmont! This beautifully designed 4-bedroom, 3.5-bath home offers the perfect combination of location, style, and functionality, all within walking distance of downtown shops, restaurants, and entertainment. The kitchen features quartz countertops, induction range, and a marble backsplash and opens to a spacious den highlighted by an impressive 96" folding glass door that opens to the deck, creating seamless indoor-outdoor living and entertaining. The main-level primary suite features a cozy reading nook, walk-in closet, and private en suite with a 5' shower and dual vanities. Upstairs, a versatile loft provides additional living space along with three bedrooms and two full baths. Enjoy a thoughtfully designed floor plan, beautiful finishes, and the convenience of Downtown Belmont right outside your door.

208 Excelsior Street, Belmont

Listing courtesy of Finial Construction LLC. brandy@finialconstruction.com

$483,000

3 Beds ⋅ 3 Baths ⋅ 4431048 MLS

Welcome to this beautiful, fully updated home in Belmont. It features three bedrooms, two and a half baths, gorgeous cathedral ceilings, an amazing space for entertaining, and a thoughtfully designed and completely renovated kitchen. Perfect Location: right next to Harris Teeter, minutes from downtown Belmont, and close to everything you need. A private backyard, surrounded by trees, giving you a peaceful space to relax or entertain. No HOA, great street, beautiful homeSchedule a tour!

32 Bowen Drive, Belmont

Listing courtesy of EXP Realty LLC Ballantyne. 704-318-5494

$650,000

4 Beds ⋅ 3 Baths ⋅ 4430372 MLS

There’s something special about a brand-new home that already feels connected to the way you want to live. Mornings can start with coffee overlooking the trees, afternoons flow easily between work and home, and evenings might mean cooking together, gathering around the kitchen island, or heading into Belmont for dinner. Inside, the open main level creates an easy rhythm between cooking, dining and relaxing. The kitchen brings warmth and personality with crisp white shaker cabinetry, a wheat-toned island, Carrara quartz countertops, herringbone backsplash and matte black accents. A gas range, cabinet hood and microwave drawer add everyday function to the polished design. A dedicated main-level office gives work, hobbies or creative projects a space of their own, while a separate main-level bedroom and full bath provide welcome flexibility for overnight guests and changing needs. Upstairs, the primary suite feels like a true retreat with a walk-in closet and beautifully finished bath featuring quartz, tile and a tiled shower with niche detail. Additional bedrooms and an upstairs laundry room keep the practical parts of everyday life conveniently together. Step outside to the deck and the setting changes again. Backing to trees, this outdoor space offers a natural place for morning coffee, dinner outside or simply slowing down at the end of the day. An attached 2-car garage adds everyday convenience, while no HOA gives this new-construction home another notable distinction. Beyond the home, Belmont adds another layer to the lifestyle. Downtown restaurants, coffee shops and local businesses are nearby, along with parks and outdoor recreation, while the greater Charlotte area remains within reach. It’s a home that brings together fresh design, flexible spaces, outdoor living and the character of Belmont, creating a place that feels just as good on an ordinary Tuesday as it does when the weekend arrives.

710 Ann Drive, Belmont

Listing courtesy of Keller Williams South Park. kbernard@empowerhome.com

$625,000

4 Beds ⋅ 4 Baths ⋅ 4430355 MLS

There’s something special about a home that feels fresh and elevated, yet instantly comfortable. Brand-new construction pairs thoughtful design with the charm and convenience of Belmont, creating a home with space to gather, work, recharge, and enjoy everyday life. Sunlight fills the open main level, where the kitchen, dining area, and living room flow naturally together. White shaker cabinetry, a warm contrasting island, Carrara quartz countertops, herringbone backsplash, matte black details, and Sycamore flooring create a polished backdrop for quiet mornings at the island, relaxed dinners, and evenings spent together. A dedicated study offers space for work, hobbies, or quiet time, while the deck extends everyday living outdoors overlooking a backyard that backs to trees. Upstairs, the primary suite offers a relaxing retreat with a spacious walk-in closet and beautifully finished bath featuring quartz countertops, dual sinks, tile, and a tiled shower. Upper-level laundry adds everyday convenience, while additional bedrooms and a full bath provide flexibility for changing needs. The third floor adds even more possibilities with its own bedroom, full bath, and walk-in closet, creating flexible space for guests, a second workspace, creative pursuits, or simply more room to spread out. Beyond home, enjoy Belmont’s local dining, coffee, parks, trails, and outdoor recreation, along with convenient access to Charlotte and Charlotte Douglas International Airport. With flexible living across three levels, outdoor space, a detached two-car garage, and no HOA, this home offers room for life to unfold. Uploaded photos are representative photos only. These photos represent the same home plan and are intended to show what the home will look like once completed.

708 Ann Drive, Belmont

Listing courtesy of Keller Williams South Park. kbernard@empowerhome.com

$312,000

3 Beds ⋅ 3 Baths ⋅ 4430616 MLS

Step right in to our Carlton home! This new two-story end unit townhome offers 3 generous bedrooms and 2.5 baths. The first floor features an open design with kitchen island complete with extra seating. Quartz counters, tile backsplash and LVP flooring throughout the main level are just a few of the extras included in this home. Large family room area and dining area are ideal for meals and relaxation. There is also ample space for a desk area. The owner’s suite is upstairs along with two secondary bedrooms. Everything's Included program means you will get quartz or granite kitchen countertops, subway tile backsplash, all kitchen appliances included, ceramic tile shower, luxury vinyl plank flooring on the stairway and window blinds at no extra cost! Even high speed Internet is included in your HOA dues! Redhawk is a master-planned community suited for all ages, offering resort-style living. Amenities planned include two story clubhouse, two swimming pools, playgrounds, tennis and pickleball courts, dog park, disc golf and much more! Located right near downtown Belmont, 30 minutes from Uptown Charlotte and 22 minutes from Charlotte Douglass airport.

1243 Nighthawk Way Unit #226, Belmont

Listing courtesy of Lennar Sales Corp. ursula.panizo@lennar.com

$589,900

4 Beds ⋅ 3 Baths ⋅ 4429736 MLS

Welcome to 515 Trillium Way in The Conservancy at McLean! This beautifully maintained home offers a true 4-bedroom, 3-full-bath floor plan with generous living spaces and thoughtful upgrades throughout. The open-concept main level is designed for everyday living and entertaining, featuring a light and bright kitchen with a large center island, granite countertops, upgraded soft-close cabinetry, under-cabinet lighting, stainless steel appliances, gas range and abundant storage, all flowing seamlessly into the dining and living areas. The flexible floor plan continues upstairs with a spacious bonus/loft area, perfect for a media room, home office, playroom or additional living space. Additional upgrades include whole-house surround sound, a wired alarm system, upgraded carpeting, a custom built-in drop zone coming in from the garage and overhead garage storage racks. Even better, all appliances and TVs convey! Outdoor living is another standout feature with an oversized covered patio offering plenty of room for dining and conversation areas while overlooking the spacious fenced backyard—ideal for relaxing, entertaining, pets or play. Enjoy the lifestyle of The Conservancy at McLean, with a community pool and clubhouse, direct access to the Daniel Stowe Conservancy and Carolina Thread Trail, and HOA-included lawn maintenance. Just minutes from McLean Marina, Lake Wylie, downtown Belmont, Drift restaurant and Southpoint Access Recreation Area, offering boat ramps, fishing piers, swim beach and picnic areas. A wonderful combination of space, upgrades, outdoor living and the McLean lifestyle!

515 Trillium Way, Belmont

Listing courtesy of The J Bouvier Real Estate Group LLC. jenn@teambouvier.com

$619,900

4 Beds ⋅ 3 Baths ⋅ 4429750 MLS

Welcome to this beautifully updated home in the desirable Belle Meade Community of Belmont! Offering 4 bedrooms, 2.5 baths with and inviting 2 story design. The brick-front exterior, complementing the new vinyl siding, creates a welcoming first impression. Inside, refinished hardwood floors 2022 adding warmth and character, while new carpet installed on stairs, hallway and bedrooms located on the second floor 2026. This home has been thoughtfully updated with new windows, siding with upgraded fanfold insulation in 2022, tankless water heater 2025, (2) new HVAC units 2026, new windows 2022-offering both style and peace of mind for years to come. The rear of the home is designed for enjoying time with family and friends, featuring a spacious screened in porch that flows to a deck overlooking the back yard. Step down onto a large concrete patio, perfect for grilling or even a firepit. Whether you are enjoying your morning coffee, hosting a summer gathering, or relaxing after a long day, this outdoor living area offer the perfect extension of the homes living space. A two car attached garage provides parking and additional storage. With this desirable Belle Meade location, spacious floor plan, extensive updates, gas fireplace with custom built-ins and inviting indoor-outdoor living space, 4014 Belle Meade Circle offers a wonderful opportunity to enjoy the best of Belmont living in a home that is truly move in ready.

4014 Belle Meade Circle, Belmont

Listing courtesy of Premier South. melanieelliottre@gmail.com

$475,000

3 Beds ⋅ 2 Baths ⋅ 4430335 MLS

Beautiful custom built ranch home in Belmont. This is the only house in the neighborhood with this floor plan. (per seller and builder) 3 bedrooms, 2 full baths, nice living room with wonderful stone fireplace. There is a flex space that can be used as a formal dining or for just hanging out. The seller is using the room off the kitchen as a home office. Kitchen has granite countertops and a breakfast area. Master bedroom suite has large bathroom with a walk in shower. Laundry room. Walk up attic with unfinished area. Hardwood floors, carpet, tile, vinyl. Fenced in backyard. Approx. acreage is .53 according the Gaston County tax map. Easy access to highways and airport.

2117 London Lane, Belmont

Listing courtesy of A Carolina Dream Home LLC. sandrajcothran@yahoo.com

$277,500

2 Beds ⋅ 3 Baths ⋅ 4429343 MLS

Wonderful Starter Home or Investment Opportunity! Welcome home! This charming property offers an excellent opportunity for a first-time homebuyer, investor, or anyone looking for a comfortable home in a convenient location. Situated in a neighborhood with quick access to major freeways and easy access to the airport, this home makes commuting and weekend getaways a breeze. Enjoy everything nearby downtown Belmont has to offer, including its rich history, local dining, unique shops, and inviting small-town atmosphere. Just a short distance away, the Catawba River provides opportunities to enjoy peaceful walks along the riverfront and the beauty of the outdoors. Inside, you’ll find two generously sized bedrooms upstairs, along with convenient laundry facilities. The main level offers a comfortable space to relax and unwind after a long day at work or return home to after a weekend adventure. Whether you're looking for your first home, an investment property, or a place to call your own, this home is ready for its next chapter. Make this one yours!

536 Dorman Street, Belmont

Listing courtesy of ERA Live Moore. patrick.gormanrealty@gmail.com

$204,995

2 Beds ⋅ 1 Baths ⋅ 4429515 MLS

This well-located Belmont home features a newer HVAC system, newer roof, and an encapsulated crawlspace. The property offers a comfortable layout with functional living spaces and a manageable lot, along with public water and sewer for everyday convenience. Situated in an established residential setting within a desirable school district, the home provides convenient access to shopping, dining, major roads, and the amenities of downtown Belmont. Its location also offers an easy commute to surrounding areas while keeping Belmont's local conveniences close by. A great opportunity to enjoy a recently updated home in a convenient location. Schedule a showing to see it in person.

115 Lambert Street, Belmont

Listing courtesy of Carolina Real Estate Experts The Dan Jones Group. dan@myhomecarolinas.com

$235,000

2 Beds ⋅ 1 Baths ⋅ 4429794 MLS

Enjoy this outstanding Gaston County location, approximately one mile from Historic Downtown Belmont, offering easy access to local shops, dining and entertainment. This charming home features a tastefully updated interior along with new outdoor decking, providing a comfortable and inviting living space. Convenient access to Highway 74 and I-85 makes commuting to Charlotte and surrounding areas a breeze. Belmont Abbey College is just over two miles away, while Charlotte Douglas International Airport is approximately a 15-minute drive. Whether you're an investor looking to add to your portfolio or an owner-occupant searching for a place to call home, this property offers a great opportunity to enjoy all that Belmont has to offer!

109 Julia Avenue, Belmont

Listing courtesy of Focus Real Estate Services LLC. nat@focusresnc.com

$429,990

3 Beds ⋅ 2 Baths ⋅ 4429900 MLS

Welcome to this hidden gem in Belmont! Built in 2019 and thoughtfully renovated in 2021, this beautiful one-level ranch offers 3 bedrooms and 2 full bathrooms with a comfortable, open layout. The kitchen and bathrooms have been tastefully updated with beautiful quartz countertops and elegant marble flooring. A fully fenced backyard and expanded deck create a peaceful outdoor retreat, perfect for relaxing or entertaining. Ideally located just minutes from Downtown Belmont and within walking distance of River Park, this home offers both convenience and a desirable Belmont lifestyle. Currently operating as a successful short-term rental, the property presents an excellent opportunity for investors seeking an established income-producing property. Serious investors may request historical revenue information for investment analysis and due diligence. Ask your agent about available information regarding the property's rental performance and potential tax considerations; buyers should consult their own tax and financial professionals for advice specific to their situation.

919 Edgemont Avenue, Belmont

Listing courtesy of Red Maple Capital LLC. edwardfyu@icloud.com

Start Your Search

Provided courtesy of The Coastal Carolinas Association of REALTORS®. Information Deemed Reliable but Not Guaranteed. Copyright 2026 of the Coastal Carolinas Association of REALTORS® MLS. All rights reserved. Information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

“ Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Some IDX listings have been excluded from this website. Properties may or may not be listed by the office/agent presenting the information © 2026 Canopy MLS as distributed by MLS GRID”

Last Updated:

Listings courtesy of Spartanburg Association of Realtors as distributed by MLS GRID. Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.