Belmont Homes under $300,000

Welcome to Belmont, North Carolina – a hidden gem nestled in Gaston County, just a stone's throw from the vibrant city of Charlotte. Known for its charming small-town atmosphere, Belmont seamlessly combines the warmth of community living with the convenience of urban accessibility. With its picturesque streets, historic downtown, and an array of parks, this delightful city offers a perfect backdrop for families, young professionals, and retirees alike.

Belmont boasts a rich history that is reflected in its beautifully preserved architecture and inviting local shops. Residents enjoy a variety of outdoor activities, from hiking along the scenic Catawba River to leisurely strolls in the lush parks. The city also hosts a lively calendar of events, ensuring there’s always something to do, whether it’s a local festival or a farmers’ market showcasing the best of North Carolina’s produce.

For those looking to plant roots in this charming locale, Belmont offers an array of homes under $300,000, making it an ideal choice for first-time buyers and families seeking affordability without compromising on quality of life. These homes feature a blend of modern amenities and classic designs, providing comfortable living spaces that cater to diverse lifestyles.

With its friendly community, excellent schools, and convenient access to Charlotte’s bustling job market, Belmont is not just a place to live, but a place to thrive. Discover your dream home in this enchanting city and experience the best of North Carolina living.

Newest Belmont Homes under $300,000

$277,500

2 Beds ⋅ 3 Baths ⋅ 4429343 MLS

Wonderful Starter Home or Investment Opportunity! Welcome home! This charming property offers an excellent opportunity for a first-time homebuyer, investor, or anyone looking for a comfortable home in a convenient location. Situated in a neighborhood with quick access to major freeways and easy access to the airport, this home makes commuting and weekend getaways a breeze. Enjoy everything nearby downtown Belmont has to offer, including its rich history, local dining, unique shops, and inviting small-town atmosphere. Just a short distance away, the Catawba River provides opportunities to enjoy peaceful walks along the riverfront and the beauty of the outdoors. Inside, you’ll find two generously sized bedrooms upstairs, along with convenient laundry facilities. The main level offers a comfortable space to relax and unwind after a long day at work or return home to after a weekend adventure. Whether you're looking for your first home, an investment property, or a place to call your own, this home is ready for its next chapter. Make this one yours!

536 Dorman Street, Belmont

Listing courtesy of ERA Live Moore. patrick.gormanrealty@gmail.com

$204,995

2 Beds ⋅ 1 Baths ⋅ 4429515 MLS

This well-located Belmont home features a newer HVAC system, newer roof, and an encapsulated crawlspace. The property offers a comfortable layout with functional living spaces and a manageable lot, along with public water and sewer for everyday convenience. Situated in an established residential setting within a desirable school district, the home provides convenient access to shopping, dining, major roads, and the amenities of downtown Belmont. Its location also offers an easy commute to surrounding areas while keeping Belmont's local conveniences close by. A great opportunity to enjoy a recently updated home in a convenient location. Schedule a showing to see it in person.

115 Lambert Street, Belmont

Listing courtesy of Carolina Real Estate Experts The Dan Jones Group. dan@myhomecarolinas.com

$235,000

2 Beds ⋅ 1 Baths ⋅ 4429794 MLS

Enjoy this outstanding Gaston County location, approximately one mile from Historic Downtown Belmont, offering easy access to local shops, dining and entertainment. This charming home features a tastefully updated interior along with new outdoor decking, providing a comfortable and inviting living space. Convenient access to Highway 74 and I-85 makes commuting to Charlotte and surrounding areas a breeze. Belmont Abbey College is just over two miles away, while Charlotte Douglas International Airport is approximately a 15-minute drive. Whether you're an investor looking to add to your portfolio or an owner-occupant searching for a place to call home, this property offers a great opportunity to enjoy all that Belmont has to offer!

109 Julia Avenue, Belmont

Listing courtesy of Focus Real Estate Services LLC. nat@focusresnc.com

$239,000

2 Beds ⋅ 2 Baths ⋅ 4423972 MLS

Charming Belmont Bungalow!!! Discover this beautifully upgraded bungalow in Belmont, featuring a welcoming covered front porch perfect for relaxing in your favorite rocking chair. This home boasts rich hardwood floors, two spacious bedrooms, luxury vinyl tile, stylishly updated bathrooms, and a modern kitchen with newer appliances. Step outside to a spacious backyard complete with a cozy firepit—ideal for evening gatherings or weekend BBQs. Whether you're looking for a first home or a smart investment, this gem is just minutes from Belmont Abbey and conveniently located near I-485, I-85, and Historic Downtown Belmont. Enjoy easy access to breweries, top-rated restaurants, and unique local shops. A must-see property that blends comfort, convenience, and character.

1525 Perfection Avenue, Belmont

Listing courtesy of Coldwell Banker Realty. kathy.huntley@cbrealty.com

$299,990

3 Beds ⋅ 2 Baths ⋅ 4423492 MLS

Welcome to 204 Pleasant Street, a fully renovated 3 bedroom 2 bath property in one of Belmont's most established neighborhoods. This charming single story home comes equipped with tons of upgrades. New roof, blinds, all new doors, 2 fully renovated bathrooms, vapor barrier in crawlspace, quartz counter-tops, new dishwasher/oven and disposal, fresh paint inside the entire home as well as the front porch, and brand new LVP flooring throughout the entire home! Location provides quick access to I-85 and Uptown Charlotte, as well as all that Downtown Belmont has to offer.

204 Pleasant Street, Belmont

Listing courtesy of Northstar Real Estate, LLC. nivenscj@yahoo.com

$289,900

3 Beds ⋅ 2 Baths ⋅ 4422329 MLS

CHARM, PRIVACY & OVER HALF AN ACRE IN BELMONT! Tucked away on a quiet cul-de-sac in the Linford Park subdivision, this beautifully maintained 3-bedroom, 2-bath home offers the peaceful setting you’ve been looking for—while keeping you close to everything Belmont and Charlotte have to offer. Set on a spacious 0.58-acre lot, this inviting home is filled with natural light from an abundance of windows and features calming paint colors, vinyl plank flooring throughout, vaulted ceilings, and ceiling fans in every room. The galley-style kitchen provides an efficient layout with easy access to the laundry room, making everyday living simple and convenient. One of the true highlights is the outdoor space! Relax with your morning coffee on the charming side rocking-chair porch,or step out back to an ENORMOUS patio with plenty of room for outdoor dining, grilling, entertaining, or simply unwinding at the end of the day. Beautiful mature trees create a peaceful backdrop, while two sides of privacy fencing add to the secluded feel of the backyard. A storage shed provides extra space for outdoor equipment, and the darling children’s playhouse adds even more character to this special property. Enjoy the best of both worlds—a private, small-town setting with convenient access to I-85, Charlotte Douglas International Airport, and Uptown Charlotte. You’re also close to charming Downtown Belmont, where local restaurants, unique shops, and the welcoming small-town atmosphere make it one of the area’s favorite destinations. With its cul-de-sac location, over half-acre lot, wonderful privacy, abundant natural light, impressive outdoor living space, and convenient Belmont location, 308 Llewellyn Street is a home you’ll want to see! Make it yours today! Welcome Home!

308 Llewellyn Street, Belmont

Listing courtesy of NorthGroup Real Estate LLC. lynetteshomes@outlook.com

$275,000

2 Beds ⋅ 2 Baths ⋅ 4422333 MLS

..EXTENSIVE UPDATING AND MODERNIZATION HAS BEEN PERORMED ON SUBJECT PROPERTY ..THE OWNERS STATED THE FOLLOWING RECENT UPDATING HAS BEEN PERFORMED ON THE SUBJECT PROPERTY HVAC SYSTEM AND HOT WATER HEATER INSTALLED IN 2023 AND A NEW 129 SF DECK WAS CONSTRUCTED IN 2025 ..FULL BATH COMPLETELY REMODELED IN 2025...PLUMBING FIXTURES INSTALLED 2025. LARGE LOT OVER 300 FEET DEEP

201 Horsley Avenue, Belmont

Listing courtesy of Residential Valuation, Inc. enoles@residentialvaluation.net

$271,000

3 Beds ⋅ 3 Baths ⋅ 4422205 MLS

Welcome to 308 Oakland Avenue in Belmont! This inviting one-story home offers 3 bedrooms and 2.5 baths, with a comfortable layout filled with natural light. A spacious covered front porch creates a welcoming entrance and a great spot to relax. Inside, the open living and kitchen areas provide an easy flow for everyday living and entertaining. The kitchen features a large center island with granite countertop, ample cabinetry and plenty of workspace. The primary suite includes a private bath with a dual-sink vanity, while additional bedrooms offer flexibility for guests, a home office or hobbies. Enjoy the convenience of being near Historic Downtown Belmont, with its local restaurants, shops and Stowe Park, along with easy access to the Catawba River, Daniel Stowe Conservancy, I-85, Charlotte Douglas International Airport and Uptown Charlotte. A great opportunity to enjoy Belmont living with recreation, dining and everyday conveniences nearby.

308 Oakland Avenue, Belmont

Listing courtesy of Showcase Realty LLC. nancy@showcaserealty.net

$270,000

3 Beds ⋅ 3 Baths ⋅ 4418168 MLS

Welcome to this move-in ready townhome in Waters Edge, a popular community sitting right on the Catawba River. This home offers fantastic value and peace of mind with a brand-new HVAC system replaced in 2025 and a roof done in 2016. The main level features a clean, functional layout with hardwood floors throughout the entire downstairs, and a bright kitchen updated with granite countertops and stainless steel appliances. Just out back, you will find a private, fenced-in backyard space that is perfect for pets or outdoor relaxing. Upstairs, the primary bedroom includes a great walk-in closet and a private bath with a relaxing spa tub. The location within the neighborhood is excellent, sitting directly across from the large community pool and featuring a convenient walking path to the local YMCA. Enjoy low-maintenance living just minutes from downtown Belmont's shops and restaurants.

229 Misty Knoll Lane, Belmont

Listing courtesy of Mark Spain Real Estate. AmandaMcKinnon@MarkSpain.com

$300,000

3 Beds ⋅ 2 Baths ⋅ 4413586 MLS

Multiple Offers Received!!! Please send your highest and best offer by MONDAY (8/31) by 5pm. CLICK VIRTUAL TOUR FOR 3D WALKTHROUGH! Welcome to 304 Llewellyn Street, a bright and inviting 3-bedroom, 2-bath home in an established Belmont neighborhood. This well-maintained, single-story home offers a spacious living room featuring vaulted ceilings, abundant natural light, and updated vinyl plank flooring. The functional split-bedroom floor plan includes generously sized bedrooms with ample walk-in closets in each bedroom. Enjoy your morning coffee on the covered front porch or relax in the fully fenced backyard, complete with a privacy fence, covered rear awning, and storage shed for lawn and outdoor equipment. Recent big-ticket updates add extra peace of mind, including a new AC unit and flooring in 2025 and a new privacy fence in 2024. The location brings even more to love, with convenient access to I-85, Charlotte Douglas International Airport, and Uptown Charlotte, while keeping you close to the charm of downtown Belmont with its cute local shops, restaurants, and small-town atmosphere. A great opportunity to enjoy the convenience of the Charlotte area with the character and community feel of Belmont.

304 Llewellyn Street, Belmont

Listing courtesy of Keller Williams Ballantyne Area. listings@hprea.com

$179,000

2 Beds ⋅ 1 Baths ⋅ 4408775 MLS

Opportunity awaits with this 2-bedroom, 1-bath home in a convenient Belmont location just minutes from downtown. Whether you're an investor, first-time buyer looking to build equity, or someone searching for your next renovation project, this property offers plenty of potential. The home is ready for updates and improvements, making it the perfect canvas to create your vision. Enjoy the convenience of nearby shopping, dining, parks, and easy access to everything downtown Belmont has to offer. Don't miss your chance to transform this diamond in the rough into something special. Schedule your showing today and imagine the possibilities!

402 Lincoln Street, Belmont

Listing courtesy of Cottage Keepers of Gaston County. Katie@cottagekeepersonline.com

$249,900

2 Beds ⋅ 2 Baths ⋅ 4406899 MLS

Charming updated bungalow in Belmont with fantastic curb appeal and a classic rocking-chair front porch. This single-story home offers an inviting living room that flows into a light-filled kitchen, perfect for everyday living and entertaining. Fresh finishes, neutral colors, and thoughtful updates make it truly move-in ready. Enjoy your morning coffee on the covered front porch or unwind on the spacious front and back lawn with room for pets, play, or gardening. Low-maintenance exterior, and easy access to downtown Belmont, shopping, dining, and major commuter routes complete the package. This is the perfect blend of character, comfort, and convenience—come see it before it’s gone.

2412 Jackson Street, Belmont

Listing courtesy of Moss Realty. michael@mossrealty.com

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“ Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Some IDX listings have been excluded from this website. Properties may or may not be listed by the office/agent presenting the information © 2026 Canopy MLS as distributed by MLS GRID”

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Listings courtesy of Spartanburg Association of Realtors as distributed by MLS GRID. Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.