Belmont Homes under $500,000

Welcome to Belmont, North Carolina – a charming city that beautifully balances small-town warmth with modern conveniences. Nestled in Gaston County, just a short drive from the bustling city of Charlotte, Belmont offers residents a unique blend of picturesque landscapes, rich history, and vibrant community life. With its stunning views of the Catawba River and the surrounding rolling hills, this city is perfect for nature lovers and those seeking a tranquil lifestyle without sacrificing access to urban amenities.

Belmont is not just about breathtaking scenery; it boasts a lively downtown area filled with delightful shops, restaurants, and cafes, making it a hub for social gatherings and community events. The city is also home to several parks and recreational facilities, providing ample opportunities for outdoor activities, from hiking and biking to picnicking and playground fun for the little ones.

For homebuyers looking for affordability without compromising on quality, Belmont is an excellent choice. The real estate market features a variety of charming homes priced under $500,000, appealing to first-time buyers, families, and retirees alike. Whether you’re drawn to a cozy bungalow, a modern townhouse, or a spacious family home, Belmont offers diverse options to suit your lifestyle and budget.

With its friendly atmosphere, excellent schools, and a strong sense of community, Belmont is not just a place to live; it’s a place to call home. Discover the magic of Belmont, where your dream home awaits!

Newest Belmont Homes under $500,000

$483,000

3 Beds ⋅ 3 Baths ⋅ 4431048 MLS

Welcome to this beautiful, fully updated home in Belmont. It features three bedrooms, two and a half baths, gorgeous cathedral ceilings, an amazing space for entertaining, and a thoughtfully designed and completely renovated kitchen. Perfect Location: right next to Harris Teeter, minutes from downtown Belmont, and close to everything you need. A private backyard, surrounded by trees, giving you a peaceful space to relax or entertain. No HOA, great street, beautiful homeSchedule a tour!

32 Bowen Drive, Belmont

Listing courtesy of EXP Realty LLC Ballantyne. 704-318-5494

$312,000

3 Beds ⋅ 3 Baths ⋅ 4430616 MLS

Step right in to our Carlton home! This new two-story end unit townhome offers 3 generous bedrooms and 2.5 baths. The first floor features an open design with kitchen island complete with extra seating. Quartz counters, tile backsplash and LVP flooring throughout the main level are just a few of the extras included in this home. Large family room area and dining area are ideal for meals and relaxation. There is also ample space for a desk area. The owner’s suite is upstairs along with two secondary bedrooms. Everything's Included program means you will get quartz or granite kitchen countertops, subway tile backsplash, all kitchen appliances included, ceramic tile shower, luxury vinyl plank flooring on the stairway and window blinds at no extra cost! Even high speed Internet is included in your HOA dues! Redhawk is a master-planned community suited for all ages, offering resort-style living. Amenities planned include two story clubhouse, two swimming pools, playgrounds, tennis and pickleball courts, dog park, disc golf and much more! Located right near downtown Belmont, 30 minutes from Uptown Charlotte and 22 minutes from Charlotte Douglass airport.

1243 Nighthawk Way Unit #226, Belmont

Listing courtesy of Lennar Sales Corp. ursula.panizo@lennar.com

$475,000

3 Beds ⋅ 2 Baths ⋅ 4430335 MLS

Beautiful custom built ranch home in Belmont. This is the only house in the neighborhood with this floor plan. (per seller and builder) 3 bedrooms, 2 full baths, nice living room with wonderful stone fireplace. There is a flex space that can be used as a formal dining or for just hanging out. The seller is using the room off the kitchen as a home office. Kitchen has granite countertops and a breakfast area. Master bedroom suite has large bathroom with a walk in shower. Laundry room. Walk up attic with unfinished area. Hardwood floors, carpet, tile, vinyl. Fenced in backyard. Approx. acreage is .53 according the Gaston County tax map. Easy access to highways and airport.

2117 London Lane, Belmont

Listing courtesy of A Carolina Dream Home LLC. sandrajcothran@yahoo.com

$277,500

2 Beds ⋅ 3 Baths ⋅ 4429343 MLS

Wonderful Starter Home or Investment Opportunity! Welcome home! This charming property offers an excellent opportunity for a first-time homebuyer, investor, or anyone looking for a comfortable home in a convenient location. Situated in a neighborhood with quick access to major freeways and easy access to the airport, this home makes commuting and weekend getaways a breeze. Enjoy everything nearby downtown Belmont has to offer, including its rich history, local dining, unique shops, and inviting small-town atmosphere. Just a short distance away, the Catawba River provides opportunities to enjoy peaceful walks along the riverfront and the beauty of the outdoors. Inside, you’ll find two generously sized bedrooms upstairs, along with convenient laundry facilities. The main level offers a comfortable space to relax and unwind after a long day at work or return home to after a weekend adventure. Whether you're looking for your first home, an investment property, or a place to call your own, this home is ready for its next chapter. Make this one yours!

536 Dorman Street, Belmont

Listing courtesy of ERA Live Moore. patrick.gormanrealty@gmail.com

$204,995

2 Beds ⋅ 1 Baths ⋅ 4429515 MLS

This well-located Belmont home features a newer HVAC system, newer roof, and an encapsulated crawlspace. The property offers a comfortable layout with functional living spaces and a manageable lot, along with public water and sewer for everyday convenience. Situated in an established residential setting within a desirable school district, the home provides convenient access to shopping, dining, major roads, and the amenities of downtown Belmont. Its location also offers an easy commute to surrounding areas while keeping Belmont's local conveniences close by. A great opportunity to enjoy a recently updated home in a convenient location. Schedule a showing to see it in person.

115 Lambert Street, Belmont

Listing courtesy of Carolina Real Estate Experts The Dan Jones Group. dan@myhomecarolinas.com

$235,000

2 Beds ⋅ 1 Baths ⋅ 4429794 MLS

Enjoy this outstanding Gaston County location, approximately one mile from Historic Downtown Belmont, offering easy access to local shops, dining and entertainment. This charming home features a tastefully updated interior along with new outdoor decking, providing a comfortable and inviting living space. Convenient access to Highway 74 and I-85 makes commuting to Charlotte and surrounding areas a breeze. Belmont Abbey College is just over two miles away, while Charlotte Douglas International Airport is approximately a 15-minute drive. Whether you're an investor looking to add to your portfolio or an owner-occupant searching for a place to call home, this property offers a great opportunity to enjoy all that Belmont has to offer!

109 Julia Avenue, Belmont

Listing courtesy of Focus Real Estate Services LLC. nat@focusresnc.com

$429,990

3 Beds ⋅ 2 Baths ⋅ 4429900 MLS

Welcome to this hidden gem in Belmont! Built in 2019 and thoughtfully renovated in 2021, this beautiful one-level ranch offers 3 bedrooms and 2 full bathrooms with a comfortable, open layout. The kitchen and bathrooms have been tastefully updated with beautiful quartz countertops and elegant marble flooring. A fully fenced backyard and expanded deck create a peaceful outdoor retreat, perfect for relaxing or entertaining. Ideally located just minutes from Downtown Belmont and within walking distance of River Park, this home offers both convenience and a desirable Belmont lifestyle. Currently operating as a successful short-term rental, the property presents an excellent opportunity for investors seeking an established income-producing property. Serious investors may request historical revenue information for investment analysis and due diligence. Ask your agent about available information regarding the property's rental performance and potential tax considerations; buyers should consult their own tax and financial professionals for advice specific to their situation.

919 Edgemont Avenue, Belmont

Listing courtesy of Red Maple Capital LLC. edwardfyu@icloud.com

$350,000

3 Beds ⋅ 2 Baths ⋅ 4429378 MLS

Welcome to this beautifully renovated and restored Belmont home, featuring 3 bedrooms, 2 bathrooms, and a spacious kitchen set on nearly an acre of quiet, private land. This turnkey retreat includes a convenient two-car detached garage with power, offering endless potential for a workshop or extra storage. Schedule your showing today! Home to be sold "as is."

228 Hazeleen Avenue, Belmont

Listing courtesy of NorthGroup Real Estate LLC. saldarinirealestategroup@gmail.com

$311,000

3 Beds ⋅ 3 Baths ⋅ 4428427 MLS

Say Hello to our Abbey model! This 2-story townhome includes 3 bedrooms and 2.5 baths. The large covered front porch welcomes you upon arrival. Step right in and find an open kitchen to family room and dining area - plus a screened in back porch! The owner’s suite with HUGE walk in closet is on the second level along with two secondary bedrooms and the laundry room. Plus, our signature "Everything's Included" means you will have beautiful quartz kitchen countertops, subway tile backsplash, owners shower tile walls, and luxury vinyl plank flooring throughout the main level and on the stairs. Even high speed Internet is included in your HOA dues! Redhawk is a true lifestyle community with planned amenities that will feel like a resort! These will include a 2-story clubhouse, walking trails, two swimming pools, two-acre park, playground, tennis and pickleball courts, sand volleyball, dog park, disc golf and much more! Redhawk in Belmont is also just 30 minutes from uptown Charlotte and 20 minutes to Charlotte Douglas airport. Downtown Belmont is about 7 minutes from our entrance, featuring dining, shopping, shops and more.

1247 Nighthawk Way Unit #228, Belmont

Listing courtesy of Lennar Sales Corp. Lynda.Mak@lennar.com

$311,000

3 Beds ⋅ 3 Baths ⋅ 4428371 MLS

1245 Nighthawk Way Unit #227, Belmont

Listing courtesy of Lennar Sales Corp. Lynda.Mak@lennar.com

$339,000

3 Beds ⋅ 2 Baths ⋅ 4428255 MLS

Welcome this well maintained 3-bedroom, 2-bathroom residence that perfectly blends classic character with modern convenience. Nestled on a generous 0.26-acre lot in a sought-after Belmont location, this 1,481 sq. ft. home offers a seamless floor plan designed for both comfortable living and effortless entertaining. The heart of the home features a spacious, light-filled living area that flows naturally into the kitchen and dining spaces. Equipped with a functional kitchen island, sleek vinyl and wood flooring, and essential appliances including an electric oven and microwave. Enjoy the convenience of all three bedrooms and two full bathrooms on the primary level—perfect for those seeking a stairs-free lifestyle. Step out onto the back deck to overlook a large, level backyard that provides the perfect canvas for summer BBQs, gardening, or outdoor play. A welcoming front porch invites you to sit back and enjoy the quiet neighborhood atmosphere.Practical Amenities: The property includes a concrete driveway for easy parking, a low-maintenance vinyl exterior, and a durable shingle roof. Unbeatable LocationLocated just a short stroll from the vibrant shops, local dining, and parks of Downtown Belmont, this home offers the best of small-town charm with modern accessibility. Students are served by the highly-regarded Gaston County Schools. *May be rezoned commercial combined with the adjacent lot to the right, or rezoned to duplex, subject to verification with county zoning department* *Some pictures are virtully staged for referrence*

240 Nixon Road, Belmont

Listing courtesy of Coldwell Banker Realty. recarolinasllc@gmail.com

$499,565

3 Beds ⋅ 2 Baths ⋅ 4428235 MLS

Ranch-style living in the heart of Belmont! Welcome to the Bedrock at Michaux Gardens. This thoughtfully designed single-story home features 3 bedrooms, 2 full baths and 1,876 sq. ft. of living space, with the primary suite and two additional bedrooms conveniently located on the main level. Enjoy an open concept design created for comfortable everyday living and entertaining. Michaux Gardens offers an incredible Belmont location next door to Daniel Stowe Botanical Gardens, with shopping, dining and charming downtown Belmont just minutes away. New construction with an estimated completion of March 2027. Come discover why Michaux Gardens is such a special place to call home! Please contact sales team to schedule an appt. Sales Office hours are Tuesday - Saturday 10 am - 5:30 pm and Sunday and Monday - 12 noon to 5:30 pm.

564 Cottage Garden Lane, Belmont

Listing courtesy of Pulte Home Corporation. laragerman0823@gmail.com

Start Your Search

Provided courtesy of The Coastal Carolinas Association of REALTORS®. Information Deemed Reliable but Not Guaranteed. Copyright 2026 of the Coastal Carolinas Association of REALTORS® MLS. All rights reserved. Information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

“ Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Some IDX listings have been excluded from this website. Properties may or may not be listed by the office/agent presenting the information © 2026 Canopy MLS as distributed by MLS GRID”

Last Updated:

Listings courtesy of Spartanburg Association of Realtors as distributed by MLS GRID. Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.